Financials
- Fiscal year
- 2024
- Total assets
- €58,180
- Profit
- €22,488
- Solvency
- 64.4%
Total assets▲ 8.7%
Net result
20222024
URBAN STUDIO
ActiveSummary
The computed 12-month bankruptcy probability of URBAN STUDIO is 2.8% (moderate). The 2024 annual accounts show equity of €37,446 and a net result of €22,488. Equity is growing by ~117.6% per year across the filed fiscal years. Its solvency ranks better than 64% of 4343 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Graphic design and visual communication
NACE 74120NACE 74103
1 site
Size
€58,180total assets 2024
- Equity
- €37,446
- Profit
- €22,488
Turnover not published (abridged schema)
Structure
Accounts 63 d overdue0 of 1 deed read
Why 53- 1 financial year not filed after the legal deadline; latest accounts 101 days late; 3 of the last 3 late- Figures for FY 2024 (filed 15-11-2025)- Founded in 2022+ Sector Other professional, scientific and technical activities (NACE 74)Show the evidence
Checked score
Score 2024
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 69% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
89+36
equity 64.4% of total assets
Liquidity
46+17
short-term debt 35.6% · cash 9.4%
Profitability
100+2
return on assets 38.7%
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 1.9%
09-2025: 2.2%▲ +15.8% vs 08-2025
10-2025: 3.2%▲ +42.5% vs 09-2025
11-2025: 3.2%▲ +1.3% vs 10-2025highest value
12-2025: 1.3%▼ -59.3% vs 11-2025
01-2026: 1.3%▼ -0.4% vs 12-2025
02-2026: 1.3%▼ -1.5% vs 01-2026
03-2026: 1.3%▲ +2.7% vs 02-2026
04-2026: 1.3%▲ +1.8% vs 03-2026
05-2026: 1.3%▲ +0.6% vs 04-2026
06-2026: 1.2%▼ -11.0% vs 05-2026
07-2026: 1.2%▼ -0.2% vs 06-2026lowest value
08-2026: 1.7%▲ +44.1% vs 07-2026
09-2026: 2.0%▲ +16.1% vs 08-2026
10-2026: 2.8%▲ +38.8% vs 09-2026
- 1 financial year not filed after the legal deadline; latest accounts 101 days late; 3 of the last 3 late raises the probability
- Figures for FY 2024 (filed 15-11-2025) raises the probability
- Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
- Founded in 2022 raises the probability for this profile
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.95 against 0.77 in 2023; short-term debt: 35.6% and cash: 9.4% of total assets), and 35.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 65%, liquidity 29%, profitability 88%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-11-2025, 101 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
101 d late
2023
110 d late
2022
70 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 94 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2022net €22,488 ▲77.4%
- Liquidity triplescurrent ratio 1.95
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- 09-11-2025Annual accounts filed
- 31-12-2024Highest result since 2022
- 31-12-2024Liquidity triples
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Graphic design and visual communicationNACE 74120
- Founded
- 07-10-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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