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URBAN LIVING

Active
Private limited company (pre-2019)founded 2012active for 14 yearsDahlialaan 9, 2950 Kapellen, BelgiumKBO/BCE: BE 0845.765.071
Summary

URBAN LIVING has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €212,852 and a net result of €2,271. Equity has been stable since 2019 (±1.1% per year). Its solvency ranks better than 85% of 388 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 17-04-2012 Normal situation
Activity
Development of residential building projects NACE 68121
Establishment unit
2.211.008.595 2950 Kapellen, since 17-04-2012
Financial year end
30 June
Peppol
Reachable since 17-02-2025

Board and ownership

Board
  • Janssens SvenDirector
Shareholders
  • JANSSA· score 942024 annual accounts of JANSSA

Financial position

86 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-06-2026
Gross margin
-€2,563
▼ 5.0%
Profit
€2,271
▼ 4.1%
Equity
€212,852
▲ 1.1%
Total assets
€245,573
▲ 0.3%
Turnover not published (micro format)
Filed on 29-09-2026, 124 days before the deadline
Score breakdownraises riskLiquidity: current ratio 7.60, cash €352, halvedSize: total assets €245,573lowers riskEquity €212,852 (86.7% of total assets)Founded in 2012Show the evidence

Checked score

Score 2026
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in real estate (NACE 68)
Financial strength · tick: 2025
Strong
Solvency 100=
equity 86.7% of total assets
Liquidity 48=
short-term debt 13.2% · cash 0.1%
Profitability 40=
return on assets 0.9%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.1 percentage points vs 12-2025highest value 02-2026: 0.2%▼ -0.3 percentage points vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.6 (7.33 in 2025), above the usual 1.5. Short-term debt is 13.2% and cash 0.1% of total assets. 13.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 44% on liquidity, 36% on profitability and 49% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 7.60, cash €352, halved
NBB · annual accounts
raises risk · Size: total assets €245,573
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €212,852 (86.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 29-09-2026, 124 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
124 days early
2025
26 days early
2024
39 days early
2023
42 days early
2022
on the day
2021
11 days early
2020
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 23 December (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today30-06-2027 year end31-01-2028 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 85% of companies in real estatesector median 38.8% · 388 companies 86.7% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2026: €2,271 6 years View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as URBAN LIVING: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €213,000 and €300,000, founded between 2011 and 2014.

CompanyTotal assetsGross margin
URBAN LIVING Kapellen€245,573-€2,563
FIDES PROJECTS Antwerpen€234,332-€8,151
ARAGONIA Antwerpen€212,810-€44,122
LA CHARITE OOSTDUINKERKE Schoten€286,195-€1,060
Koren Brecht€298,757-€26,555
KBD PROJECTS Zoersel€300,449-€339
Heda Brecht€256,122-€4,865
Full comparison

Key facts about URBAN LIVING

What is the company number of URBAN LIVING?
The company number of URBAN LIVING is 0845.765.071. The VAT number is the same number with BE in front: BE 0845.765.071.
Where is URBAN LIVING based?
The registered office is at Dahlialaan 9, 2950 Kapellen.Company details
What does URBAN LIVING do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of URBAN LIVING?
The legal form of URBAN LIVING is Private limited company (pre-2019) (BVBA).
When was URBAN LIVING founded?
URBAN LIVING was founded on 17-04-2012.
Is URBAN LIVING still active?
Yes, URBAN LIVING is an active enterprise in the KBO register.
What is the turnover of URBAN LIVING?
The annual accounts for financial year 2026 state no turnover. The micro format does not require it.Financials
Is URBAN LIVING profitable?
In financial year 2026, URBAN LIVING made a profit of €2,271.
Where can I find the annual accounts of URBAN LIVING?
URBAN LIVING filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of URBAN LIVING due?
URBAN LIVING must file the annual accounts for financial year 2027 by 31-01-2028.Timeline

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