URBAN FACILITY
ActiveURBAN FACILITY has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €538k and a net result of €84k. Equity is growing by ~31% per year across the filed fiscal years. Its solvency ranks better than 54% of 1041 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+3
Solvency60▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 1.8 in 2024; short-term debt: 13.5% and cash: 9.1% of total assets), but 64.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.3%
Return on assets
5.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
19 d late
2023
29 d late
2022
31 d late
2021
12 d late
2020
27 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€84k▲ 84.3%
2024 · €46k
2018: €14k
2019: €30k
2020: €105k
2021: €40k
2022: €73k
2023: €150k
2024: €46k
2018 → 2025
Working capital
€193k▲ 10.4%
2024 · €175k
2018: €63k
2019: €86k
2020: €102k
2021: €135k
2022: €201k
2023: €344k
2024: €175k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€186k-€259k▲ 39.5%€409k▲ 57.9%€454k▲ 11.1%€538k▲ 18.5%
Operating result€58k-€103k▲ 77.2%€206k▲ 99.9%€66k▼ 67.8%€148k▲ 123%
Net result€40k-€73k▲ 83.8%€150k▲ 105%€46k▼ 69.6%€84k▲ 84.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 123% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.52M
Fixed assets
€1.12M▲ 1.6%
Current assets
€398k▲ 1.3%
Equity and liabilities €1.52M
Equity
€538k▲ 18.5%
Debt
€985k▼ 5.8%
The debt ratio falls from 69.7% to 64.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€235k▲
2024 · €172k
Cash flow
€171k▲
2024 · €151k
Solvency
35.3%▲
2024 · 30.3%
Current ratio
1.94▲
2024 · 1.80
Quick ratio
1.94▲
2024 · 1.80
Debt / equity
1.83▼
2024 · 2.30
ROE
15.6%▲
2024 · 10.0%
ROA
5.5%▲
2024 · 3.0%
Interest coverage
7.02▼
2024 · 7.39
Debt
€985k▼
2024 · €1.05M
Debt ≤ 1 year
€205k▼
2024 · €218k
Debt > 1 year
€779k▼
2024 · €828k
Income taxes
€31k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.50M€1.52M▲
Fixed assets21/28€1.11M€1.12M▲
Tangible fixed assets22/27€1.11M€1.12M▲
Land and buildings22€1.10M€1.03M▼
Plant, machinery and equipment23€3k€9k▲
Furniture and vehicles24€9k€67k▲
Assets under construction and advance payments27-€20k
Current assets29/58€393k€398k▲
Amounts receivable after more than one year29€30k€10k▼
Other amounts receivable291€30k€10k▼
Amounts receivable within one year40/41€184k€247k▲
Trade receivables40€151k€173k▲
Other amounts receivable41€33k€74k▲
Cash at bank and in hand54/58€178k€139k▼
Deferred charges and accrued income490/1€925€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.50M€1.52M▲
Equity10/15€454k€538k▲
Contributions10/11€19k€19k=
Reserves13€313k€413k▲
Tax-exempt reserves132€13k€13k=
Distributable reserves133€300k€400k▲
Profit (loss) carried forward14€123k€107k▼
Amounts payable17/49€1.05M€985k▼
Amounts payable after more than one year17€828k€779k▼
Financial debts170/4€828k€779k▼
Amounts payable within one year42/48€218k€205k▼
Current portion of amounts payable after more than one year42€46k€48k▲
Financial debts43€37-
Credit institutions430/8€37-
Trade debts44€135k€137k▲
Suppliers440/4€135k€137k▲
Taxes, remuneration and social security45€35k€20k▼
Taxes450/3€35k€20k▼
Other amounts payable47/48€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105k€87k▼
Other operating charges640/8€6k€10k▲
Gross operating margin9900€178k€245k▲
Operating profit (loss)9901€66k€148k▲
Financial income75/76B€19k€448▼
Recurring financial income75€19k€448▼
Financial charges65/66B€23k€33k▲
Recurring financial charges65€23k€33k▲
Profit (loss) for the period before taxes9903€62k€115k▲
Income taxes67/77€17k€31k▲
Profit (loss) for the period9904€46k€84k▲
Profit (loss) for the period to be appropriated9905€46k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€391k€207k▼
Profit (loss) brought forward from the previous period14P€346k€123k▼
Transfer to equity691/2€268k€100k▼
To other reserves6921€268k€100k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €500kEq €538k ▲18.5%
8 profitable years in a row build equity to €538k.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €150k ▲105%
Operating result €206k, net result €150k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €200kEq €259k ▲39.5%
5 profitable years in a row build equity to €259k.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Equity above €150kEq €186k ▲27.3%
4 profitable years in a row build equity to €186k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Equity above €100kEq €116k ▲35.3%
2 profitable years in a row build equity to €116k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Progrès 1A1400 NivellesGround area
2,535 m²
Building footprint
273 m²
Volume, LiDAR
1,738 m³
Parcel 25782C0576/00F011, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
URBAN FACILITY
since 19962.074.709.937
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782C0576/00F011 | Wallonia | 2,535 m² | 1 · 273 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,009 companies in sector 96999 we hold annual accounts for 602. 298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-12-1995
Fiscal year end31-12
Activities, NACEBEL
93053
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:02/6488880