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Urban Concept Wavre

Active
Private limited companyfounded 2025active for 1 yearVoie des Cuirassiers 5, 1300 Wavre, BelgiumKBO/BCE: BE 1020.073.774
Summary

Urban Concept Wavre has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,052 and a net result of €39,052. Its solvency ranks better than 70% of 5,718 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Real estate agency activities
NACE 68310
2 sites
Size
€66,868total assets 2025
Staff
0.3 FTE
Equity
€43,052
Profit
€39,052
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts 130 days early
Why 93raises riskSize: 0.3 FTE, total assets €66,868Founded in 2025lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 1.93, cash €21,713Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 84% of its sector peers (NACE 68, micro)
Financial strength
Strong
Solvency 89
equity 64.4% of total assets
Liquidity 75
short-term debt 35.6% · cash 32.5%
Profitability 100
return on assets 58.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,597 companies, NACE 68, micro)
Last 24 months 03-2026: 0.7%highest value 04-2026: 0.2%▼ -0.5 percentage points vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026lowest value 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.93, above the usual 1.5; short-term debt: 35.6% and cash: 32.5% of total assets), and 35.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 74% on solvency, 83% on liquidity and 95% on profitability.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 1.93, cash €21,713
NBB · annual accounts
raises risk · Size: 0.3 FTE, total assets €66,868
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
130 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. IncorporationAppointment: Cédric DE MAN (director)…

Key points

  • Caution: Among the weakest 17% on equitysector median €949,878 · 5,719 companies €43,052 View
  • Total assets 2025first financial year filed €66,868 View
  • Active since 2025founded 17-02-2025 1 years View

By topic

Financials

Financial year
2025
Total assets
€66,868
Profit
€39,052
Solvency
64.4%
Go to Financials

Company details

Sites
2
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
17-02-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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