UR Consulting
ActiveUR Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €9k. Equity is growing by ~67.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+80
Solvency55▲+19
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.33 against 0.74 in 2024; short-term debt: 30.2% and cash: 36.4% of total assets), and 70.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.7%
Return on assets
21.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
85 d early
2024
76 d early
2023
82 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 246%
2024 · €4k
2023: €5k
2024: €4k
2023 → 2025
Total assets
€42k▲ 30.6%
2024 · €32k
2023: €13k
2024: €32k
2023 → 2025
Net result
€9k
2024 · €-2k
2023: €3k
2024: €-2k
2023 → 2025
Working capital
€4k
2024 · €-3k
2023: €5k
2024: €-3k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€4k▼ 32.2%€12k▲ 246%
Operating result€5k-€-108€13k
Net result€3k-€-2k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €108 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€25k▲ 1.1%
Current assets
€17k▲ 130%
Equity and liabilities €42k
Equity
€12k▲ 246%
Debt
€29k▲ 3.4%
The debt ratio falls from 88.8% to 70.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▲
2024 · €329
Cash flow
€10k▲
2024 · €-1k
Solvency
29.7%▲
2024 · 11.2%
Current ratio
1.33▲
2024 · 0.74
Quick ratio
1.33▲
2024 · 0.74
Debt / equity
2.36▼
2024 · 7.91
ROE
71.1%▲
2024 · -47.6%
ROA
21.1%▲
2024 · -5.3%
Interest coverage
14.23▲
2024 · 0.36
Debt
€29k▲
2024 · €28k
Debt ≤ 1 year
€13k▲
2024 · €10k
Debt > 1 year
€17k▼
2024 · €18k
Income taxes
€4k▲
2024 · €670
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€42k▲
Fixed assets21/28€25k€25k▲
Tangible fixed assets22/27€25k€25k▲
Land and buildings22€25k€23k▼
Furniture and vehicles24-€2k
Current assets29/58€7k€17k▲
Amounts receivable within one year40/41-€411
Trade receivables40-€411
Cash at bank and in hand54/58€6k€15k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€32k€42k▲
Equity10/15€4k€12k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€2k€10k▲
Amounts payable17/49€28k€29k▲
Amounts payable after more than one year17€18k€17k▼
Financial debts170/4€18k€17k▼
Amounts payable within one year42/48€10k€13k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Other amounts payable47/48€2€2▼
Accrued charges and deferred income492/3€31€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€437€2k▲
Other operating charges640/8€4k€584▼
Gross operating margin9900€4k€15k▲
Operating profit (loss)9901€-108€13k▲
Financial charges65/66B€922€1k▲
Recurring financial charges65€922€1k▲
Profit (loss) for the period before taxes9903€-1k€12k▲
Income taxes67/77€670€4k▲
Profit (loss) for the period9904€-2k€9k▲
Profit (loss) for the period to be appropriated9905€-2k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€10k▲
Profit (loss) brought forward from the previous period14P€3k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼152%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
10-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Demosthenesstraat 1231070 AnderlechtGround area
233 m²
Building footprint
234 m²
Volume, LiDAR
2,646 m³
Parcel 21302A0089/00V002, Brussels · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
UR Consulting
since 20232.340.021.466
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0089/00V002 | Brussels | 233 m² | 1 · 234 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 25,303 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.