Equity
€11,768 from €116,424 in 2022
Equity fell by 90% in 3 years.
UPTOWN
Lifetime
5 annual accounts with figures on one time axispeak €291,123 (2022)
€115,040▲ 40.2%
lowest -€59,465 (2025)
-€59,465▼ €20,335
peak €116,424 (2022)
€11,768▼ 83.5%
€2.3m▼ 37.3%
Board2 names since 2020
2 directorsAD INVEST and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €82,069 to €115,040Loss of €59,465Equity from €71,234 to €11,768Debts from €3.6m to €2.3mCash from €7,324 to €1,206
Key points
from the 2025 annual accountsLosses
-€104,656 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Turnover
≈ €290,000 estimated
The micro format states no turnover.
Debts
€2.3m 99% of the balance sheet
Financial debts 71%Suppliers 7%Other 22%
Of this, €1.6m falls due within a year.
Filings
5 annual accounts 3 late
The 2025 accounts came latest: 31 days after the end of the period.
At the same address
12 companies
Checked score
53
Fair
Financially stronger than 10% of small companies without a NACE code
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.5%▲ +0.1 percentage points vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025
09-2025: 0.4%▼ -0.4 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026lowest value
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.7%▲ +0.2 percentage points vs 07-2026
09-2026: 1.1%▲ +0.4 percentage points vs 08-2026
10-2026: 1.2%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 1.2%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Liquidity: current ratio 1.09, cash €1,206, halved
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €2.3m
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 12% of them on solvency, 11% on liquidity, 14% on profitability and 4% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 819 companies had the same profile as UPTOWN has now. Each dot stands for 3 companies, two years later.
94.7%
were still trading
3.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of UPTOWN itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 819 companies, not a prediction for UPTOWN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.09 (1.07 in 2024), below the usual 1.5. Short-term debt is 69.7% and cash 0.1% of total assets. 99.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€59,465
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
31 days late
2024
28 days late
2023
13 days late
2022
35 days early
2021
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 5 accounts on average 1 day after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (4 of the last 5 accounts filed within 48 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- N-PROJECTS 500 sharesdeed of 24-09-2020
- AD INVEST 500 sharesdeed of 24-09-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0754711270
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Antwerpen
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Antwerpen
Environmental permit granted
Brasschaat
Official details
Source: KBO- Status
- Active since 22-09-2020Normal situation
- Registered office
- 15 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 11 November 2026.
- Activity
- “Kopen, verkopen, bouwen en verbouwen van onroerende goederen;” (deed in Dutch)From the articles, 19 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.307.651.8732018 Antwerp, since 22-09-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 19-01-2026
Insights on UPTOWN
UPTOWN files the micro format. That format states no turnover. The gross margin rose from -€14,452 in 2021 to €115,040 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about UPTOWN
- What is the company number of UPTOWN?
- The company number of UPTOWN is 0754.711.270. The VAT number is the same number with BE in front: BE 0754.711.270.
- Where is UPTOWN based?
- The registered office is at Jan Van Rijswijcklaan 34, 2018 Antwerp.Company details
- What is the legal form of UPTOWN?
- UPTOWN is a private limited company (BV).
- When was UPTOWN founded?
- UPTOWN was founded on 22-09-2020.
- Is UPTOWN still active?
- Yes, UPTOWN is an active enterprise in the KBO register.
- What is the turnover of UPTOWN?
- The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €115,040 and 2,203 comparable companies of the same size. It probably lies between €190,000 and €450,000. It is a rough estimate.Financials
- Is UPTOWN profitable?
- In financial year 2025, UPTOWN made a loss of €59,465.
- Where can I find the annual accounts of UPTOWN?
- UPTOWN filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of UPTOWN due?
- UPTOWN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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