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Upoffiz | Upliving Ghent – Loop5

Active
Private limited companyfounded 2012active for 13 yearsAmelia Earhartlaan 2, 9051 Gent, BelgiumKBO/BCE: BE 0500.832.675

From the official registers: KBO 12 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Upoffiz | Upliving Ghent – Loop5 has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110.5m and a net result of -€2.9m. Equity has been growing by about 16% per year since 2019. Its solvency ranks better than 95% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 13-11-2012 Normal situation
Registered office
72 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Development of residential building projects NACE 68121and 1 other
Establishment unit
2.215.346.475 9051 Gent, since 13-11-2012
Financial year end
31 August
Peppol
Reachable since 22-05-2025

Board and ownership

Board
  • 421 Concepts CommVDirector · since 17-03-2022
  • Growing-UP BVDirector · since 17-03-2022
  • Upgrade Estate NVDirector · since 17-03-2022
  • Bossant ElsDirector · since 01-02-2025
and 2 other directors

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 31-08-2025
Gross margin
€2.7m
▲ 142%
Turnover
≈ €3.5m
estimated
Loss
€2.9m
▲ 137%
Equity
€110.5m
▼ 3.9%
Total assets
€111.2m
▼ 3.5%
Filed on 27-02-2026, 32 days before the deadlinePDF
Score breakdownraises riskLiquidity: current ratio 6.21, cash €68,042, halvedLoss of €2.9m, the second in a row (financial year 2025)lowers riskSize: total assets €111.2mEquity €110.5m (99.3% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of large companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 99.3% of total assets
Liquidity 50-3
short-term debt 0.6% · cash 0.1%
Profitability 66-1
return on assets -2.6%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (318 companies, NACE 68, large)
Last 24 months 11-2024: 0.4% 12-2024: 0.5%▲ +0.1 percentage points vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025highest value 03-2025: 0.1%▼ -0.4 percentage points vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.2%▲ +0.1 percentage points vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.4%▲ +0.2 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.2%▼ -0.2 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €9,900,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.21 (9.59 in 2024), above the usual 1.5. Short-term debt is 0.6% and cash 0.1% of total assets. 0.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, large). It does better than 92% of them on solvency, 47% on liquidity, 76% on profitability and 31% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 6.21, cash €68,042, halved
NBB · annual accounts
lowers risk · Size: total assets €111.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €110.5m (99.3% of total assets)
NBB · annual accounts
raises risk · Loss of €2.9m, the second in a row (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 27-02-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
41 days early
2023
40 days early
2022
14 days early
2021
6 days early
2020
5 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-08-2026 is due by 31-03-2027. Nothing is late today. The company usually files around 24 February (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
31-08-2026 year end01-11-2026 today31-03-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€2.9m View
  • Caution: Result fell in 2025from -€1.2m to -€2.9m ▼ 137% View
  • Caution: Lower net result than 95% of companies in real estatesector median €10,020 · 11,226 companies -€2.9m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as Upoffiz | Upliving Ghent – Loop5: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €46m and €126m, founded between 2004 and 2015.

CompanyTotal assetsGross margin
Upoffiz | Upliving Ghent – Loop5 Gent€111.2m€2.7m
MATEXI WALLONIE Wavre€82.6m€3.6m
PATRONALE REAL ESTATE Brussel€74.7m€3.4m
TS 33 Pelt€88.6m€4.7m
BASTION TOWER I Sint-Pieters-Woluwe€125.6m€8.2m
AUTONOOM GEMEENTEBEDRIJF STADSONTWIKKELING LEUVEN Leuven€87.0m€4.1m
MATEXI WEST-VLAANDEREN Waregem€46.1m€2.4m
Full comparison

Documents

Annual accounts at the NBB

All 12 annual accounts

Articles and registers

Key facts about Upoffiz | Upliving Ghent – Loop5

What is the company number of Upoffiz | Upliving Ghent – Loop5?
The company number of Upoffiz | Upliving Ghent – Loop5 is 0500.832.675. The VAT number is the same number with BE in front: BE 0500.832.675.
Where is Upoffiz | Upliving Ghent – Loop5 based?
The registered office is at Amelia Earhartlaan 2, 9051 Gent.Company details
What does Upoffiz | Upliving Ghent – Loop5 do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of Upoffiz | Upliving Ghent – Loop5?
The legal form of Upoffiz | Upliving Ghent – Loop5 is Private limited company (BV).
When was Upoffiz | Upliving Ghent – Loop5 founded?
Upoffiz | Upliving Ghent – Loop5 was founded on 13-11-2012.
Is Upoffiz | Upliving Ghent – Loop5 still active?
Yes, Upoffiz | Upliving Ghent – Loop5 is an active enterprise in the KBO register.
What is the turnover of Upoffiz | Upliving Ghent – Loop5?
The turnover in financial year 2025 is ≈ €3.5m. This figure is estimated from the gross margin of €2.7m and 39 comparable companies (NACE 681). It probably lies between €2.7m and €7.9m.Financials
Is Upoffiz | Upliving Ghent – Loop5 profitable?
In financial year 2025, Upoffiz | Upliving Ghent – Loop5 made a loss of €2.9m.
Where can I find the annual accounts of Upoffiz | Upliving Ghent – Loop5?
Upoffiz | Upliving Ghent – Loop5 filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Upoffiz | Upliving Ghent – Loop5 due?
Upoffiz | Upliving Ghent – Loop5 must file the annual accounts for financial year 2026 by 31-03-2027.Timeline

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