Equity
€97,980 ▼ 37.6%
UPLOAD paid out €80,000 in dividends. That is 381% of the 2025 profit.
UPLOAD
Lifetime
12 annual accounts with figures on one time axispeak €51,695 (2023)
€36,810▼ 9.0%
lowest -€1,267 (2017)
€20,974▼ 5.3%
peak €157,006 (2024)
€97,980▼ 37.6%
€35,945▼ 28.0%
Board1 name since 2013
1 directorSMOLDERS Annelies
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Dividend €80,000Equity from €157,006 to €97,980Debts from €49,913 to €35,945Investments €10,737Cash from €52,554 to €91,307
Key points
from the 2025 annual accountsInvestments
€10,737 2.3 × depreciation
Green is investment, beige is depreciation.
Filings
12 annual accounts since 2014
The last five annual accounts were filed 29 to 61 days before the end of the period.
Checked score
95
Excellent
Financially stronger than 61% of micro companies in education (NACE 85)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 3.30, cash €91,307
Sector: Education (NACE 85)
Size: total assets €133,925
Equity €97,980 (73.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 74% of them on solvency, 82% on liquidity, 71% on profitability and 16% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as UPLOAD has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of UPLOAD itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for UPLOAD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.3 (4.04 in 2024), above the usual 1.5. Short-term debt is 25.9% and cash 68.2% of total assets. 26.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 days early
2024
38 days early
2023
61 days early
2022
46 days early
2021
44 days early
2020
40 days early
2019
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0536581927
Merger: UPLOAD takes over START TO SLEEP
Resignation: SMOLDERS Annelies (manager) · Reappointment: SMOLDERS Annelies (director) · “Alle hiervoor vermelde termen en begrippen moeten in de meest brede betekenis begrepen worden; Bovenvermelde…” (deed in Dutch) · General meeting of 25-08-2023 · Gazette deed
Merger proposal: UPLOAD BV takes over START TO SLEEP BV
Gazette deed
First establishment
Weggevoerdenstraat 40, Hasselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| UPLOAD Hasselt | €133,925 | €36,810 | 73.2% | - |
| G-lilo Peer | €132,237 | €37,543 | 59.3% | - |
| CBTRA Genk | €141,341 | €43,134 | 56.5% | - |
| DEWAELE DCM Wortegem-Petegem | €120,668 | €44,373 | 77.4% | - |
| REVASPORT Mons | €123,440 | €30,949 | 54.6% | - |
| OCTOPUS Geer | €105,903 | €32,761 | 25.7% | - |
| GUILLAUME-VAN TULDER Ixelles | €120,046 | €49,763 | 17.7% | - |
These companies have the same main activity as UPLOAD: other education (NACE 85599). They are comparable in size and age: total assets between €106,000 and €141,000, founded between 2012 and 2014.
Official details
Source: KBO- Status
- Active since 08-07-2013Normal situation
- Activity
- Other educationNACE 85599and 4 others
- Establishment unit
- 2.221.072.1483500 Hasselt, since 10-07-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- ≈ €150,000estimated
- €133,925▼ 35.3%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on UPLOAD
UPLOAD files the micro format. That format states no turnover. The gross margin rose from €12,873 in 2014 to €36,810 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about UPLOAD
- What is the company number of UPLOAD?
- The company number of UPLOAD is 0536.581.927. The VAT number is the same number with BE in front: BE 0536.581.927.
- Where is UPLOAD based?
- The registered office is at Weggevoerdenstraat 40, 3500 Hasselt.Company details
- What does UPLOAD do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of UPLOAD?
- UPLOAD is a private limited company (BV).
- When was UPLOAD founded?
- UPLOAD was founded on 08-07-2013.
- Is UPLOAD still active?
- Yes, UPLOAD is an active enterprise in the KBO register.
- What is the turnover of UPLOAD?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €36,810 and 2,934 comparable companies of the same size. It probably lies between €89,000 and €270,000. It is a rough estimate.Financials
- Is UPLOAD profitable?
- In financial year 2025, UPLOAD made a profit of €20,974.
- Where can I find the annual accounts of UPLOAD?
- UPLOAD filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of UPLOAD due?
- UPLOAD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.