Up2Care
ActiveUp2Care has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €130k. Equity is growing by ~50.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency81▼-4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.5 against 3.54 in 2024; short-term debt: 29.3% and cash: 12.6% of total assets), and 44% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56%
Return on assets
55.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
11 d late
2024
8 d early
2023
12 d late
2022
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▼ 38.3%
2024 · €211k
2022: €21k
2023: €101k
2024: €211k
2022 → 2025
Total assets
€232k▼ 33.8%
2024 · €351k
2022: €35k
2023: €234k
2024: €351k
2022 → 2025
Net result
€130k▲ 18.1%
2024 · €110k
2022: €20k
2023: €80k
2024: €110k
2022 → 2025
Working capital
€102k▼ 46.6%
2024 · €191k
2022: €19k
2023: €65k
2024: €191k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€21k-€101k▲ 383%€211k▲ 109%€130k▼ 38.3%
Operating result€26k-€105k▲ 299%€146k▲ 39.1%€165k▲ 13.1%
Net result€20k-€80k▲ 292%€110k▲ 36.9%€130k▲ 18.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €232k
Fixed assets
€62k▼ 26.2%
Current assets
€170k▼ 36.1%
Equity and liabilities €232k
Equity
€130k▼ 38.3%
Debt
€102k▼ 26.9%
The debt ratio rises from 39.9% to 44.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€191k▲
2024 · €171k
Cash flow
€155k▲
2024 · €135k
Solvency
56.0%▼
2024 · 60.1%
Current ratio
2.50▼
2024 · 3.54
Quick ratio
2.50▼
2024 · 3.54
Debt / equity
0.78▲
2024 · 0.66
ROE
99.6%▲
2024 · 52.0%
ROA
55.8%▲
2024 · 31.3%
Interest coverage
73.60▲
2024 · 51.59
Debt
€102k▼
2024 · €140k
Debt ≤ 1 year
€68k▼
2024 · €75k
Debt > 1 year
€34k▼
2024 · €55k
Income taxes
€40k▲
2024 · €33k
Staff costs
€170▼
2024 · €939
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€351k€232k▼
Fixed assets21/28€84k€62k▼
Tangible fixed assets22/27€84k€62k▼
Furniture and vehicles24€84k€62k▼
Current assets29/58€267k€170k▼
Amounts receivable within one year40/41€230k€138k▼
Other amounts receivable41€230k€138k▼
Cash at bank and in hand54/58€32k€29k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€351k€232k▼
Equity10/15€211k€130k▼
Contributions10/11€500€500=
Profit (loss) carried forward14€211k€130k▼
Amounts payable17/49€140k€102k▼
Amounts payable after more than one year17€55k€34k▼
Financial debts170/4€55k€34k▼
Amounts payable within one year42/48€75k€68k▼
Current portion of amounts payable after more than one year42€18k€20k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€56k€47k▼
Taxes450/3€56k€47k▼
Accrued charges and deferred income492/3€10k-
Income statement
Code20242025
Remuneration, social security and pensions62€939€170▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€26k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€174k€192k▲
Operating profit (loss)9901€146k€165k▲
Financial income75/76B€3€7k▲
Recurring financial income75€3€7k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€143k€170k▲
Income taxes67/77€33k€40k▲
Profit (loss) for the period9904€110k€130k▲
Profit (loss) for the period to be appropriated9905€110k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€211k€340k▲
Profit (loss) brought forward from the previous period14P€101k€211k▲
Profit to be distributed694/7-€211k
Return on contributions (dividend)694-€211k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Highest result since 2022net €130k ▲18.1%
Operating result €165k, net result €130k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €211k ▲109%
3 profitable years in a row build equity to €211k.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Equity above €100kEq €101k ▲383%
2 profitable years in a row build equity to €101k.
08-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue del'No 94671 BlégnyGround area
2,396 m²
Building footprint
131 m²
Volume, LiDAR
801 m³
Parcel 62056A0436/00H002, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Up2Care
since 20222.336.633.295
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62056A0436/00H002 | Wallonia | 2,396 m² | 1 · 131 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MEDIHEALTH
BE 0878.594.821
Namur · Eq €130k
Dokter Sien Van Herck
BE 1001.418.595
Mechelen · Eq €130k
CABINET MEDICAL DOCTEUR BEEHARRY
BE 0598.843.653
Soignies · Eq €130k
Luor Medical
BE 0687.694.861
Ottignies-Louvain-la-Neuve · Eq €130k
DR. B. VERHAERT
BE 0445.706.486
Lier · Eq €130k
Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 5,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2022
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jsanfilippo.med@gmail.com