UP NORTH CONSULT
ActiveUP NORTH CONSULT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €19k. Equity is growing by ~46.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+5
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.55 against 2.62 in 2024; short-term debt: 24.1% and cash: 65.1% of total assets), and 24.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
27%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
157 d early
2024
73 d early
2023
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▲ 51.7%
2024 · €36k
2023: €21k
2024: €36k
2023 → 2025
Total assets
€72k▲ 40.0%
2024 · €52k
2023: €43k
2024: €52k
2023 → 2025
Net result
€19k▲ 21.9%
2024 · €16k
2023: €19k
2024: €16k
2023 → 2025
Working capital
€44k▲ 79.4%
2024 · €25k
2023: €17k
2024: €25k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€21k-€36k▲ 72.0%€55k▲ 51.7%
Operating result€26k-€25k▼ 2.2%€31k▲ 21.6%
Net result€19k-€16k▼ 15.1%€19k▲ 21.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€10k▼ 9.6%
Current assets
€62k▲ 54.4%
Equity and liabilities €72k
Equity
€55k▲ 51.7%
Debt
€17k▲ 12.6%
The debt ratio falls from 29.9% to 24.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▲
2024 · €27k
Cash flow
€24k▲
2024 · €18k
Solvency
75.9%▲
2024 · 70.1%
Current ratio
3.55▲
2024 · 2.62
Quick ratio
3.55▲
2024 · 2.62
Debt / equity
0.32▼
2024 · 0.43
ROE
35.6%▼
2024 · 44.3%
ROA
27.0%▼
2024 · 31.0%
Interest coverage
11.42▲
2024 · 9.57
Debt
€17k▲
2024 · €15k
Debt ≤ 1 year
€17k▲
2024 · €15k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€72k▲
Fixed assets21/28€12k€10k▼
Tangible fixed assets22/27€12k€10k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26-€2k
Current assets29/58€40k€62k▲
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€11k€13k▲
Other amounts receivable41€3k€816▼
Cash at bank and in hand54/58€24k€47k▲
Deferred charges and accrued income490/1€2k€604▼
Equity and liabilities
Total equity and liabilities10/49€52k€72k▲
Equity10/15€36k€55k▲
Contributions10/11€3k€3k=
Reserves13€33k€52k▲
Distributable reserves133€33k€52k▲
Profit (loss) carried forward14€103€0▼
Amounts payable17/49€15k€17k▲
Amounts payable within one year42/48€15k€17k▲
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€911€858▼
Accrued charges and deferred income492/3€160€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€958€1k▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€30k€37k▲
Operating profit (loss)9901€25k€31k▲
Financial income75/76B-€7
Recurring financial income75-€7
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€22k€28k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€16k€19k▲
Profit (loss) for the period to be appropriated9905€16k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€20k▲
Profit (loss) brought forward from the previous period14P€985€103▼
Transfer to equity691/2€16k€19k▲
To other reserves6921€16k€19k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €19k ▲21.9%
Operating result €31k, net result €19k, both a record.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €16k ▼15.1%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Katharinastraat 532870 Puurs-Sint-AmandsGround area
1,061 m²
Building footprint
339 m²
Volume, LiDAR
2,052 m³
Parcel 12032B0047/00D000, Flanders · tallest building 22.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UP NORTH CONSULT
since 20232.344.103.681
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12032B0047/00D000 | Flanders | 1,061 m² | 1 · 339 m² | 22.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,374 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
46510Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.