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UP L'agence

Active
Private limited companyfounded 2023active for 2 yearsRue Désiré Blondiau(S) 91, 7332 Saint-Ghislain, BelgiumKBO/BCE: BE 1003.613.072
Summary

UP L'agence has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,051 and a net result of -€2,949. Its solvency ranks better than 28% of 17,021 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow ReportCompare
UP L'agenceActiveChecked score 83/100
Risk analysis ReportCompare

Overview

Activity
Real estate agency activities
NACE 68310
1 site
Size
€125,103total assets 2025
Equity
€7,051
Loss
-€2,949
Turnover not published (micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
  • DECROLY GeoffreyDirector
2025 accounts filed 28 days late
Why 83raises riskFigures for financial year 2025 (filed 03-12-2025)lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 1.33, cash €49,805Size: total assets €125,103Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 50% of its sector peers (NACE 68, micro)
Every signal that counts is listed under Signals.
Financial strength
Average
Solvency 31
equity 5.6% of total assets
Liquidity 61
short-term debt 71.7% · cash 39.8%
Profitability 66
return on assets -2.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,613 companies, NACE 68, micro)
Last 24 months 01-2025: 0.6% 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.7%▲ +0.1 percentage points vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 1.0%▲ +0.1 percentage points vs 10-2025 12-2025: 1.1%▲ +0.1 percentage points vs 11-2025highest value 01-2026: 0.3%▼ -0.8 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026lowest value 05-2026: 0.3%● unchanged vs 04-2026lowest value 06-2026: 0.3%● unchanged vs 05-2026lowest value 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.33, below the usual 1.5; short-term debt: 71.7% and cash: 39.8% of total assets), and 94.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 26% on solvency, 73% on liquidity and 52% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 1.33, cash €49,805
NBB · annual accounts
lowers risk · Size: total assets €125,103
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed 03-12-2025)
NBB · annual accounts
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-11-2025, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
28 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: DECROLY Geoffrey (director) ·…

Key points

  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €125,103 View
  • Active since 2023founded 19-12-2023 2 years View

By topic

Financials

Financial year
2025
Total assets
€125,103
Loss
-€2,949
Solvency
5.6%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate agency activitiesNACE 68310
Founded
19-12-2023
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
31
Annual meeting
Third Thursday of June at 18:00
Purpose
“Agent ou intermédiaire en achat,vente et location de biens immobiliers et mobiliers…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about UP L'agence

What is the company number of UP L'agence?
1003.613.072. In Belgium the VAT number is the company number with BE in front: BE 1003.613.072.
Where is UP L'agence based?
The registered office is at Rue Désiré Blondiau(S) 91, 7332 Saint-Ghislain.Company details
What does UP L'agence do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of UP L'agence?
Private limited company (BV).
When was UP L'agence founded?
On 19-12-2023.
Is UP L'agence still active?
Yes, UP L'agence is an active enterprise in the KBO register.
What is the turnover of UP L'agence?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is UP L'agence profitable?
In financial year 2025, UP L'agence made a loss of €2,949.
Where can I find the annual accounts of UP L'agence?
UP L'agence filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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