UP CONSULTING
ActiveUP CONSULTING has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €176k. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 13% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency16▼-2
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.09 in 2024), and 94.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.5%
Return on assets
67.3%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 31523 sector peers (2025).
NBB · sector comparisonPosition among 31523 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
18 d early
2024
34 d early
2023
28 d early
2022
45 d early
2021
65 d early
2020
4 d late
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 29.2%
2024 · €20k
2018: €81k
2019: €118k
2020: €19k
2021: €20k
2022: €20k
2023: €20k
2024: €20k
2018 → 2025
Total assets
€261k▲ 4.8%
2024 · €249k
2018: €83k
2019: €155k
2020: €206k
2021: €162k
2022: €103k
2023: €132k
2024: €249k
2018 → 2025
Net result
€176k▲ 0.2%
2024 · €175k
2018: €23k
2019: €37k
2020: €61k
2021: €96k
2022: €54k
2023: €98k
2024: €175k
2018 → 2025
Working capital
€13k▼ 32.8%
2024 · €20k
2018: €78k
2019: €117k
2020: €10k
2021: €19k
2022: €19k
2023: €19k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k=€20k=€20k=€14k▼ 29.2%
Operating result€124k-€69k▼ 44.5%€124k▲ 79.3%€232k▲ 87.6%€230k▼ 0.8%
Net result€96k-€54k▼ 43.5%€98k▲ 81.2%€175k▲ 78.1%€176k▲ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets
€852▲ 354%
Current assets
€260k▲ 4.6%
Equity and liabilities €261k
Equity
€14k▼ 29.2%
Debt
€247k▲ 7.8%
The debt ratio rises from 91.9% to 94.5%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€231k▼
2024 · €233k
Cash flow
€176k▲
2024 · €176k
Solvency
5.5%▼
2024 · 8.1%
Current ratio
1.05▼
2024 · 1.09
Quick ratio
1.05▼
2024 · 1.09
Debt / equity
17.30▲
2024 · 11.35
ROA
67.3%▼
2024 · 70.4%
Interest coverage
12623.08▲
2024 · 2386.92
Debt
€247k▲
2024 · €229k
Debt ≤ 1 year
€247k▲
2024 · €229k
Income taxes
€55k▼
2024 · €57k
A ratio outside any meaningful range has been withheld (balance sheet total €261k, equity €14k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€249k€261k▲
Fixed assets21/28€188€852▲
Tangible fixed assets22/27€188€852▲
Furniture and vehicles24€188€852▲
Current assets29/58€249k€260k▲
Amounts receivable within one year40/41€147k€138k▼
Trade receivables40€147k€134k▼
Other amounts receivable41€476€4k▲
Cash at bank and in hand54/58€99k€121k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€249k€261k▲
Equity10/15€20k€14k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€6k-
Amounts payable17/49€229k€247k▲
Amounts payable within one year42/48€229k€247k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€42k€60k▲
Taxes450/3€36k€60k▲
Remuneration and social security454/9€6k-
Other amounts payable47/48€185k€185k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€465€414▼
Other operating charges640/8€514€1k▲
Gross operating margin9900€233k€232k▼
Operating profit (loss)9901€232k€230k▼
Financial charges65/66B€98€18▼
Recurring financial charges65€98€18▼
Profit (loss) for the period before taxes9903€232k€230k▼
Income taxes67/77€57k€55k▼
Profit (loss) for the period9904€175k€176k▲
Profit (loss) for the period to be appropriated9905€175k€176k▲
Appropriation of the result
Profit (loss) to be appropriated9906€181k€182k▲
Profit (loss) brought forward from the previous period14P€6k€6k=
Profit to be distributed694/7€175k€182k▲
Return on contributions (dividend)694€175k€182k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €176k ▲0.2%
Net result €176k, the highest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €118k ▲45.5%
2 profitable years in a row build equity to €118k.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Printemps 651410 WaterlooGround area
664 m²
Building footprint
141 m²
Volume, LiDAR
816 m³
Parcel 25110B0219/00_000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UP CONSULTING
since 20162.255.823.486
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25110B0219/00_000 | Wallonia | 664 m² | 1 · 141 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
O'KEEFFE CONSULTING
BE 0536.777.016
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MICHEL VLASSELAER
BE 0840.528.358
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CHAMAR CONSEIL
BE 0871.575.880
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LET IT BEE
BE 0879.515.331
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ABNT CONSULTING
BE 0734.466.182
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 26,841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.