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UP CONSTRUCT

Active Private limited companyfounded 1988active for 38 yearsRoerdomplei 16, 2950 KapellenKBO/BCE: BE 0435.155.559
UP CONSTRUCT
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Overview

Lifetime

20 annual accounts with figures on one time axis, 37 filings since 1989
peak €434,915 (2025)
€434,915▲ 2.8%
lowest -€85,489 (2009)
€87,595▲ 7.8%
peak €542,812 (2025)
€542,812▲ 19.2%
€2.6m▼ 20.7%
peak 5.2 FTE (2007)
2 FTEunchanged
Board3 names since 2021
1 directorUVIN Pascal Marie Jozef
Documentsfilings and deeds
23-06-202638 days before the deadline
2025abbreviated format
Turnover from €3.8m to €2.2mEquity from €455,217 to €542,812Debts from €3.3m to €2.6mInvestments €51,288Cash from €28,618 to €81,092

Key points

from the 2025 annual accounts

Equity

€542,812 ▲ 19.2%

UP CONSTRUCT has made a profit without a break since 2020.

Turnover

€2.2m ▼ 43.1%
€3.8m2024€2.2m2025

Turnover fell in 2025 from €3.8m to €2.2m.

Debts

€2.6m 83% of the balance sheet
Financial debts 6%Suppliers 7%Taxes and wages 0%Other 88%

Of this, €2.4m falls due within a year.

Investments

€101,688 5.0 × depreciation
2021202220242025

Green is investment, beige is depreciation. Land and buildings stand 163.2% higher than in 2024.

Staff

2 FTE from 5.2 in 2007

Between 2007 and 2025, 62% of the full-time equivalents disappeared.

Filings

37 annual accounts since 1989
AprilJune31 JulyOctober1990200020102020

The last five annual accounts were filed 31 to 38 days before the end of the period.

Checked score

80
Excellent
Financially stronger than 29% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.7%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 0.7%▼ -0.2 percentage points vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.9%▲ +0.2 percentage points vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.6%▲ +0.7 percentage points vs 07-2026 09-2026: 2.0%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 0.4%▼ -1.6 percentage points vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value

Financial strength
Weak

42+5equity 17.3% of total assets
11+7short-term debt 78.0% · cash 2.6%
47+7return on assets 2.8%

Score breakdown

raises risk
Equity €542,812 (17.3% of total assets)
Sector: Retail trade (NACE 47)
lowers risk
Size: turnover €2.2m, 2 FTE, total assets €3.1m
Figures for financial year 2025 (filed on 23-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 33% of them on solvency, 11% on liquidity, 34% on profitability and 39% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,984 companies had the same profile as UP CONSTRUCT has now. Each dot stands for 10 companies, two years later.

96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of UP CONSTRUCT itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,984 companies, not a prediction for UP CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €40,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.18 (1.1 in 2024), below the usual 1.5. Short-term debt is 78% and cash 2.6% of total assets. 82.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Equity €542,812 (17.3% of total assets)
NBB · annual accounts
lowers risk · Size: turnover €2.2m, 2 FTE, total assets €3.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Figures for financial year 2025 (filed on 23-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
31 days early
2023
33 days early
2022
33 days early
2021
32 days early
2020
75 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

UP
UVIN Pascal Marie Jozef
Director
Board & ownership

Recent changes

Environmental permit granted Stabroek
Environmental permit granted Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Slopen van niet vrijstaande gebouwen of constructies and 1 more · Stabroek
Environmental permit granted Nieuwbouw van bijgebouwen en niet overdekte lage constructie · Stabroek
Environmental permit granted Bouwen of herbouwen, Verwijderen van vrijstaande gebouwen · Stabroek
All 58 events

Comparable companies

same main activity, similar in size and age
Company
UP CONSTRUCT Kapellen €3.1m €434,915 17.3% 2
BAESTAENS Heist-op-den-Berg €3.6m €413,727 86.5% 1.4
GARAGE PATRICK THEYS Lier €2.9m €478,150 69.4% 3
VRIENS Olen €3.1m €758,622 72.9% 1.9
E.C.B. - CARS Essen €2.4m €621,178 60.5% 2.1
GARAGE ROBERT Ranst €2.9m €536,129 61.7% 1.8
PELKA Kasterlee €2.7m €564,190 57.2% 3.2

These companies have the same main activity as UP CONSTRUCT: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €2.4m and €3.6m, founded between 1983 and 1999.

Official details

Source: KBO
Status
Active since 30-08-1988Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 3 others
Establishment unit
2.040.506.4502950 Kapellen, since 17-10-1988
Financial year end
31 December
Peppol
Reachable since 03-12-2025
Company details

Annual accounts 2025

€2.2m▼ 43.1%
€87,595▲ 7.8%
€542,812▲ 19.2%
€3.1m▼ 15.9%
Employeeson 31-12-2025
2=
Filing
Filed on 23-06-2026, 38 days before the end of the filing period
Financials

Insights on UP CONSTRUCT

UP CONSTRUCT files the abbreviated format. That format states no turnover. The gross margin rose from €166,319 in 2006 to €434,915 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 23-06-2026, 38 days before the deadline
€2.2m
▼ 43.1%
€219,008
▼ 15.1%
€239,205
▼ 10.6%
€107,792
▲ 18.5%
17.3%
▲ 5.1 percentage points
1.18
▲ 0.08

Money flows

of every €100 of turnover, €4.04 remains as profit in 2025

Balance sheet

balance sheet total €3.1m on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

17.3%

Higher than 28% of 12,852 companies in 2025.

1.18

Higher than 35% of 12,642 companies in 2025.

2.8%

Higher than 42% of 12,716 companies in 2025.

UP CONSTRUCT Middle half of the sector 80% of the sector Abbreviated accounts in retail trade (NACE 47)

Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: top quarter · Staff: middle half

Staff

€61,371

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 3.1m3.7m3.3m2.6m1.4m1.2m877,256890,994994,420750,995976,5661.0m618,448558,8891.2m1.4m1.7m990,550565,793219,315
21/28 245,430214,339206,578243,713280,815197,132153,84962,76841,47021,17331,32541,36546,37064,46554,05858,91031,09841,97829,75734,672
22/27 131,53050,0398,62313,65821,98513,21212,37416,6426,72010,32418,15026,44727,37541,09933,21647,88620,52231,40220,73834,013
22 121,06546,004----208416624832243487730974------
23 -1,4112,9864,5626,1389265308881,246278371--2366062,2834,5275,5937,4683,708
24 10,4642,6245,6379,09615,84712,28611,63515,3384,8509,21417,53525,96117,93122,4626,46810,74715,99621,1253,90116,251
28 113,900164,300197,955230,056258,831183,921141,47646,12634,75010,84913,17614,91818,99623,36620,84311,02410,57510,5759,019659
29/58 2.9m3.5m3.0m2.3m1.1m961,058723,407828,227952,951729,822945,241998,373572,078494,4241.2m1.3m1.6m948,572536,036184,643
3 2.7m2.9m2.6m2.2m1.0m551,801489,487653,330658,5665,236281,236297,90060,00060,00060,00060,000561,000561,000--
30/36 2.7m2.9m2.6m2.2m1.0m551,801489,487653,330658,5665,236281,236297,90060,00060,00060,00060,000561,000561,000--
40/41 161,394590,906135,51718,36017,838219,333226,551107,701272,344642,172616,715674,315505,039384,1531.1m1.2m1.1m352,680529,964112,746
40 7,5032,888135,51718,36017,838219,333226,551107,701272,344642,172616,715674,315505,039384,1531.1m1.2m1.1m352,680529,96477,286
41 153,891588,018-----------------35,460
54/58 81,09228,61885,199136,72650,976166,9863,35953,24418,0406743,8483,2463,03946,2711,20599,3035,35830,8922,07267,897
490/1 --193,911-4,00022,9384,01013,9514,00081,73943,44222,9124,0004,0004,0009,0814,0004,0004,0004,000
Balance sheet: equity and liabilities
10/49 3.1m3.7m3.3m2.6m1.4m1.2m877,256890,994994,420750,995976,5661.0m618,448558,8891.2m1.4m1.7m990,550565,793219,315
10/15 542,812455,217373,970372,255304,929172,93315,45795,99372,57571,63560,83372,91075,79068,24621,24374,294-13,09872,39157,14954,868
10/11 93,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,381
100 -----93,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,38193,381
13 155155155155155155155155155155155155155155155155155155155155
130/1 155155155155155155--------------
130 -----155155155155155155155155155155155155155155155
1311 155155155155155---------------
14 449,275361,680280,433278,718211,39279,396-78,0802,456-20,962-21,902-32,703-20,626-17,747-25,291-72,294-19,242-106,635-21,146-36,388-38,668
17/49 2.6m3.3m2.9m2.2m1.1m985,257861,800795,001921,846679,361915,733966,828542,658490,6431.2m1.3m1.7m918,159508,644164,447
17 143,65858,044---------6,61712,97018,93824,54629,815-8,32019,84833,507
170/4 143,65858,044---------6,61712,97018,93824,54629,815-8,32019,84833,507
42/48 2.4m3.2m2.9m2.2m1.1m985,257855,030795,001920,706666,375910,193957,055521,912465,1991.2m1.3m1.7m909,839485,813130,715
42 764,782706,780606,780606,691------11,32020,0095,9695,6085,2694,9518,3207,99813,17574,893
43 -139,499209,499188,330-24,22192,763142,868597,700326,822382,502475,963322,250322,250413,303416,453958,759567,0002,221-
430/8 ---188,330-24,22192,763142,868180,697326,822382,502475,963322,250322,250413,303416,453958,759567,0002,221-
439 -139,499209,499-----417,003-----------
44 169,747442,681472,910168,439154,042140,767169,73242,40531,05322,42196,95297,58982,41030,19193,021192,282272,3066,70513,25446,952
440/4 169,747442,681472,910168,439154,042140,767169,73242,40531,05322,42196,95297,58982,41030,19193,021192,282272,3066,70513,25446,952
45 9,83936,01664,98830,47435,62852,27223,68013,77914,0154,9147,56413,3237,5769,8835,84226,5067,0814,6298,1328,870
450/3 9,83936,01664,98830,47435,50951,62321,83012,86513,7953,4787,56413,3237,5769,8835,84224,3251,9361,4193,263-
454/9 ----1196491,8509152201,436-----2,1825,1453,2104,8698,870
47/48 1.5m1.9m1.5m1.2m886,796767,997568,854595,949277,938312,218411,855350,171103,70797,267672,552633,728439,266323,507449,032-
492/3 5,77333,79410,2142,55519,018-6,770-1,14012,9865,5393,1557,7766,5056,3111,566--2,983225
Income statement
70 2.2m3.8m2.5m------578,501516,763513,804817,0991.1m289,2861.2m1.3m1.1m681,236349,429
76A -----1,732----------9,504---
9900 434,915423,185347,347319,893317,720322,59851,861187,11679,28187,30044,86339,09445,331108,5525,619174,095-14,373108,228170,076166,319
60/61 1.8m3.4m2.1m------491,200471,900474,710771,768952,583283,6661.0m1.4m1.0m511,161183,110
62 122,741120,126119,180104,63280,53893,64890,97078,93630,81740,53822,773-169265,7243,51524,17741,195139,440130,431
630 20,1989,7005,0349,5839,5256,2964,8488,2264,93010,27910,03018,39915,39015,80715,88316,20713,30815,00115,11317,052
640/8 72,96835,46434,80922,60723,5878,3686,47011,59812,3424,6804,3185,3078,3637,2484,54926,5384,54326,5701,8823,588
66A ------------------1,697-
9901 219,008257,895188,323183,072204,070214,287-50,42788,35731,19331,8037,74315,38821,40985,471-20,536127,835-56,40125,46313,64015,248
75/76B 7,7442,6036814,1231,120291,7297,134246241592,3451,669378177265172275
75 7,7442,6036814,1231,120291,7297,134246241592,3451,669378177265172275
65/66B 127,516159,251133,84581,77173,19450,05831,45169,25929,98121,06315,06817,57216,20939,55532,55340,52439,36410,2859,8349,147
65 127,516159,251133,84581,77173,19450,05831,45169,25929,98121,06315,06817,57216,20939,55532,55340,52439,36410,2859,8349,147
9903 99,235101,24755,160105,424131,996164,258-80,14926,2311,23610,801-7,321-2,0247,54447,584-53,05287,392-85,48915,2422,2816,376
67/77 11,64120,00053,44538,098-6,7823882,813296-4,756856-581------
9904 87,59581,2471,71567,326131,996157,476-80,53623,41894010,801-12,077-2,8807,54447,003-53,05287,392-85,48915,2422,2816,376
9905 87,59581,2471,71567,326131,996157,476-80,53623,41894010,801-12,077-2,8807,54447,003-53,05287,392-85,48915,2422,2816,376
Appropriation of the result
9906 449,275361,680280,433278,718211,39279,396-78,0802,456-20,962-21,902-32,703-20,626-17,747-25,291-72,294-19,242-106,635-21,146-36,388-38,668
14P 361,680280,433278,718211,39279,396---------------
Social balance sheet
9087 222222.52.12.11.31.11---0.3011.45.24.7
Hours worked1013 2,9203,0483,1603,1362,5763,1923,7343,4641,2081,840896---23201,4362,4597,3327,502
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 17 older financial years (1989-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 23-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 23-06-2026 2026-00186801 PDF
31-12-2024 abbreviated format 30-06-2025 2025-00195176 PDF
31-12-2023 abbreviated format 28-06-2024 2024-00176071 PDF
31-12-2022 abbreviated format 28-06-2023 2023-00167210 PDF
31-12-2021 abbreviated format 29-06-2022 2022-20141741 PDF
31-12-2020 abbreviated format 17-05-2021 2021-14100281 PDF
31-12-2019 abbreviated format 30-06-2020 2020-22400465 PDF
31-12-2018 abbreviated format 28-06-2019 2019-23900278 PDF
31-12-2017 abbreviated format 26-06-2018 2018-22800110 PDF
31-12-2016 abbreviated format 29-06-2017 2017-24300414 PDF
31-12-2015 abbreviated format 28-06-2016 2016-22400464 PDF
31-12-2014 abbreviated format 23-06-2015 2015-20500383 PDF
31-12-2013 abbreviated format 25-06-2014 2014-21700286 PDF
31-12-2012 abbreviated format 05-06-2013 2013-15400387 PDF
31-12-2011 abbreviated format 05-06-2012 2012-15200166 PDF
31-12-2010 abbreviated format 06-07-2011 2011-27800221 PDF
31-12-2009 abbreviated format 29-06-2010 2010-24900069 PDF
31-12-2008 abbreviated format 29-07-2009 2009-50300067 PDF
31-12-2007 abbreviated format 08-05-2008 2008-13400164 PDF
31-12-2006 abbreviated format 29-05-2007 2007-17900174 PDF
31-12-2005 abbreviated format 21-08-2006 2006-64704380 PDF
31-12-2004 abbreviated format 19-04-2005 2005-12200169 PDF
31-12-2003 abbreviated format 12-05-2004 2004-14402646 PDF
31-12-2002 abbreviated format 11-06-2003 2003-21703250 PDF
31-12-2001 abbreviated format 05-06-2002 2002-17300524 PDF
31-12-2000 abbreviated format 31-05-2001 2001-16004443 PDF
31-12-1999 abbreviated format 09-06-2000 2000-20400044 PDF
31-12-1998 abbreviated format 03-08-1999 1999-39402112 PDF
31-12-1997 abbreviated format 10-06-1998 1998-15601861 PDF
31-12-1996 abbreviated format 15-07-1997 1997-30504780 PDF
31-12-1995 abbreviated format 30-05-1996 1996-11002770 PDF
31-12-1994 abbreviated format 06-07-1995 1995-37100314 PDF
31-12-1993 abbreviated format 22-06-1994 1994-18104234 PDF
31-12-1992 abbreviated format 23-06-1993 1993-16004622 PDF
31-12-1991 abbreviated format 25-06-1992 1992-14800620 PDF
31-12-1990 abbreviated format 01-07-1991 1991-14602530 PDF
31-12-1989 abbreviated format 27-07-1990 1990-19600002 PDF

Subsidies and aid

Flemish government 2022 to 2023, 4 entries, €3,507 awarded, €3,507 paid

Vlaams opleidingsverlof (VOV)
€3,152
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
€355
Year Entries AwardedPaid
2023 2 €2,503€2,503
2022 2 €1,004€1,004

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
239,205267,595193,358192,654213,595220,582-45,57996,58336,12342,08217,77333,78836,799101,277-4,653144,042-43,09340,46328,75332,300
107,79290,9476,75076,908141,522163,772-75,68931,6455,87021,081-2,04715,51922,93562,810-37,169103,599-72,18130,24317,39423,428
174,488138,56577,62060,665184,078104,75498,35572,85026,53110,6992,97318,6422,06630,59711,03144,0182,42827,97115,5542,835
52,474-56,582-51,52685,750-116,010163,627-49,88535,20417,366-3,173602207-43,23245,066-98,09893,945-25,53428,820-65,825-
446,813332,716177,606131,09743,132-24,199-131,62333,22532,24563,44735,04741,31750,16629,225-1,95946,766-44,19638,73350,22353,928
10.1%6.8%7.7%------5.5%1.5%3.0%2.6%8.1%-7.1%10.7%-4.2%2.2%2.0%4.4%
17.3%12.2%11.5%14.5%21.8%14.9%1.8%10.8%7.3%9.5%6.2%7.0%12.3%12.2%1.7%5.4%-0.8%7.3%10.1%25.0%
1.181.101.061.061.040.980.851.041.041.101.041.041.101.061.001.040.971.041.101.41
0.100.190.140.070.070.420.270.220.321.090.730.730.980.930.950.990.640.431.101.41
4.797.207.705.903.595.7055.768.2812.709.4815.0513.267.167.1957.4717.57-12.688.903.00
16.1%17.8%0.5%18.1%43.3%91.1%-521.0%24.4%1.3%15.1%-19.9%-3.9%10.0%68.9%-249.7%117.6%-21.1%4.0%11.6%
2.8%2.2%0.1%2.6%9.4%13.6%-9.2%2.6%0.1%1.4%-1.2%-0.3%1.2%8.4%-4.3%6.3%-5.1%1.5%0.4%2.9%
1.881.681.442.362.92---------------
1 day0 days20 days------405 days436 days479 days226 days132 days1417 days353 days290 days113 days284 days81 days
35 days47 days81 days------17 days75 days75 days39 days12 days120 days69 days73 days2 days9 days94 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date22222
full-time22222
in full-time equivalents22222
22222
On a permanent contract22222
Training hours--16128-

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€101,688€51,115-€1,255€18,298
Financial fixed assets€72,800€87,450€77,620€59,410€165,780
€20,198€9,700€5,034€9,583€9,525

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on UP CONSTRUCT

The operating result for 2025 is 15% lower than in 2024.

Debt's share of the balance-sheet total falls from 87.8% to 82.7%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, last change in 2023
UVIN Pascal Marie Jozef
Statutory director
appointed by deed of 20-11-2023
earlier statutory manager, until 20-11-2023
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 20-11-2023

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today
UVIN Pascal Marie Jozef
Statutory director
UP-PROJECTS
Manager (not named in the articles)
Frank Packolet
Manager
BoardEarliermandate already running before its first mention
Mandates as a list
  • UVIN Pascal Marie Jozef
    • Statutory director, appointed by deed of 20-11-2023, still in office
    • Statutory manager, until 20-11-2023
  • UP-PROJECTS
    • Manager (not named in the articles), until 20-11-2023
  • Frank Packolet
    • Manager, until 28-10-2021

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€93,381.37
Source
2025 annual accounts

Articles of association

deed of 20-11-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of March at 09:00

Network & group

No group

UP CONSTRUCT has no parent and no holdings in its annual accounts. UVIN Pascal Marie Jozef is the only director. UP CONSTRUCT shares no director with another company.

At the same address

Roerdomplei 16, 2950 Kapellen · 3 other companies
UP-PROJECTS
registered office since 09-03-2006 · founded in 2006 · negative equity (2025)
 turnover €833,055 (2025)
0879.510.480
HIPAM
registered office since 29-05-1995 · founded in 1995
 total assets €1.5m (2025)
0455.311.664
Packolet, Linda (sole trader)
establishment since 01-01-2008
 founded in 2008
0895.242.296

Timeline

Timeline

58 events since 1988

Deadline for the 2026 accounts: 31-07-2027

2026
Environmental permit granted OmgevingsloketStabroek
Environmental permit granted OmgevingsloketBouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie, Slopen van niet vrijstaande gebouwen of constructies and 1 more · Stabroek
Environmental permit granted OmgevingsloketNieuwbouw van bijgebouwen en niet overdekte lage constructie · Stabroek
Annual accounts 2025 filed NBBabbreviated format · 38 days before the deadline
Environmental permit granted OmgevingsloketBouwen of herbouwen, Verwijderen van vrijstaande gebouwen · Stabroek
Environmental permit granted OmgevingsloketBouwen of herbouwen, Slopen van niet vrijstaande gebouwen of constructies, Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen · Stabroek
2025
Equity above €500,000 equity €542,812 ▲19.2% After 6 profitable years in a row, equity reaches €542,812.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0435155559
Environmental permit refused OmgevingsloketBouwen of herbouwen, Het reliëf van de bodem aanmerkelijk wijzigen, Hoogstammige bomen vellen die geen deel uitmaken van een bos and 3 more · Provincie Antwerpen
Annual accounts 2024 filed PDFabbreviated format · 31 days before the deadline
Environmental permit granted OmgevingsloketVerbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Kapellen
2024
Publication in the Belgian Official Gazette1 point ▸
  • Correction, 12-31, 01-01

Open the deed in the Belgian Official Gazette

Annual accounts 2023 filed PDFabbreviated format · 33 days before the deadline
2023
1 manager resigningChange of role: UVIN Pascal Marie Jozef, from statutory manager to statutory director · Resignation: UP-Projects (manager) · Permanent representative: PACKOLET Linda Gummarus6 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFabbreviated format · 33 days before the deadline
2022
Annual accounts 2021 filed PDFabbreviated format · 32 days before the deadline
2021
Equity above €200,000 equity €304,929 ▲76.3% After 2 profitable years in a row, equity reaches €304,929.
Resignation: Frank Packolet (manager)General meeting of 04-05-20212 points ▸
  • General meeting, 04-05-2021
  • Director resignation, Frank Packolet (manager)

Open the deed in the Belgian Official Gazette

Annual accounts 2020 filed PDFabbreviated format · 75 days before the deadline
2020
Back to profit net €157,476 The net result is €157,476, after one loss-making year.
Equity above €150,000 equity €172,933 ▲1,019% Equity rises from €15,457 to €172,933.
Annual accounts 2019 filed PDFabbreviated format · 31 days before the deadline
2019
Annual accounts 2018 filed PDFabbreviated format · 33 days before the deadline
2018
Annual accounts 2017 filed PDFabbreviated format · 35 days before the deadline
2017
Annual accounts 2016 filed PDFabbreviated format · 32 days before the deadline
2016
Back to profit net €10,801 The net result is €10,801, after 2 loss-making years.
Annual accounts 2015 filed PDFabbreviated format · 33 days before the deadline
2015
Annual accounts 2014 filed PDFabbreviated format · 38 days before the deadline
2014
Annual accounts 2013 filed PDFabbreviated format · 36 days before the deadline
2013
Annual accounts 2012 filed PDFabbreviated format · 56 days before the deadline
2012
Back to profit net €47,003 The net result is €47,003, after one loss-making year.
Annual accounts 2011 filed PDFabbreviated format · 56 days before the deadline
2011
Annual accounts 2010 filed PDFabbreviated format · 25 days before the deadline
2010
Back to profit net €87,392 The net result is €87,392, after one loss-making year.
Annual accounts 2009 filed PDFabbreviated format · 32 days before the deadline
2009
Weakest financial year net -€85,489 The net result drops to -€85,489, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2008 filed PDFabbreviated format · 2 days before the deadline
2008
Annual accounts 2007 filed PDFabbreviated format · 84 days before the deadline
2007
Annual accounts 2006 filed PDFabbreviated format · 63 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
Annual accounts 2001 filed PDFabbreviated format
2001
Annual accounts 2000 filed PDFabbreviated format
2000
Annual accounts 1999 filed PDFabbreviated format
1999
Annual accounts 1998 filed PDFabbreviated format
1998
Annual accounts 1997 filed PDFabbreviated format
1997
Annual accounts 1996 filed PDFabbreviated format
1996
Annual accounts 1995 filed PDFabbreviated format
1995
Annual accounts 1994 filed PDFabbreviated format
1994
Annual accounts 1993 filed PDFabbreviated format
1993
Annual accounts 1992 filed PDFabbreviated format
1992
Annual accounts 1991 filed PDFabbreviated format
1991
Annual accounts 1990 filed PDFabbreviated format
1990
Annual accounts 1989 filed PDFabbreviated format
1988
First establishment Roerdomplei 16, Kapellen
Incorporation published on 27-09-1988

Financial milestones sit on the financial year-end date, not the filing date.

All 30 environmental permit applications

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 30 August 1988, UP CONSTRUCT was incorporated.1 Turnover went from €2.5m in 2023 to €2.2m in 2025 and headcount from 2.1 full-time equivalents in 2018 to 2 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018, 2023 and 2025

Company details

Identity

Enterprise number
0435.155.559
VAT number
BE 0435.155.559
Peppol ID
0208:0435155559
Legal form
Private limited company
Status
Active, normal situation
Founded
30-08-1988
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of March at 09:00
deed of 20-11-2023 (in Dutch)
Peppol
Reachable since 03-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
UP CONSTRUCT in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 20-11-2023 (in Dutch)

Activities

NACEBEL 2025
VAT activities
47811 Retail sale of cars and light vans (up to 3.5 tonnes) main activity
43350 Other building finishing work
95311 General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Social security (RSZ) activities
41001 General construction of residential buildings main activity
Codes under NACEBEL 2008
VAT activities
45113 main activity
43390 Specialised construction activities
45201
Social security (RSZ) activities
41201 General construction of buildings main activity
Codes under NACEBEL 2003
50103 main activity
45450
50200
PurposeThe purpose describes the activities the company may carry out under its articles.
“Algemene coördinatie van de werkzaamheden op de bouwwerf; Onderneming voor het bouwen van funderingen,inclusief heien; Onderneming voor het…”
91 activities
  1. Algemene coördinatie van de werkzaamheden op de bouwwerf.
  2. Onderneming voor het bouwen van funderingen,inclusief heien.
  3. Onderneming voor het vlechten van ijzer en aanbrengen van bekisting.
  4. Onderneming voor het aanbrengen van chape.
  5. Onderneming voor het monteren van niet-zelfvervaardigde metalen constructiewerken.
  6. Onderneming voor het optrekken en afbreken van Steigers en werkplatforms.
  7. Onderneming voor het uitvoeren van voegwerken.
  8. Het aanbrengen in gebouwen en andere bouwwerken van:thermisch isolatiemateriaal;isolatiemateriaal tegen geluid en trillingen.
  9. De installatie van stores en zonneschermen.
  10. Overige installatie(inclusief accessoires),niet eerder genoemd.
  11. Het plaatsen van tussenwanden van gipsplaten.
  12. De montage van buiten- en binnenschrijnwerk in metaal:deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enzovoort.
  13. De installatie van al dan niet verplaatsbare tussenwanden,de bekleding van wanden,plafonds,enzovoort,in metaal.
  14. De installatie van garagepoorten,luiken,zonneblinden,traliewerk,hekken,enzovoort,in metaal.
  15. De installatie van geblindeerde deuren en brandwerende deuren in metaal.
  16. Het schilderen van metalen constructies.
  17. Gevelreiniging door middel van zandstralen,met behulp van stoom,enzovoort.
  18. Het reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden.
  19. Houtteelt:aanplanten,herbeplanten,verplanten,uitdunnen en in stand houden van bossen en andere houtopstanden.
  20. Exploitatie van bossen:houthakken en de productie van onbewerkt hout als mijnhout,gekloofde staken,palen en brandhout.
  21. De vervaardiging van deuren,ramen,kozijnen,(rol)luiken,afsluitingen,enzovoort.
  22. De vervaardiging van trappen en leuningen.
  23. Het ophalen en afvoeren van bouwpuin.
  24. Het ruimen van bouwterreinen.
  25. Het grondverzet:graven,ophogen,egaliseren en nivelleren van bouwterreinen,graven van sleuven en geulen,verwijderen van rotsen,grondverzet met behulp van explosieven.
  26. De verlaging van het grondwaterpeil en de drainage van bouwterreinen.
  27. Het ruimen van waterlopen,sloten,enzovoort.
  28. Grondverzet.
  29. De installatie van particuliere zwembaden.
  30. Aanleggen en onderhouden van tuinen,parken en het groene gedeelte van sportvelden.
  31. Creatie,aanleg en onderhoud van tuinen en plantsoenen.
  32. Het snoeien van bomen en heggen voor rekening van derden.
  33. De bouw van speel- en sportterreinen,zwembaden,enzovoort.
  34. Het behandelen van muren met vochtwerende en waterafstotende producten.
  35. Isolatiewerkzaamheden.
  36. Onderneming voor het bouwen van open haarden,stookplaatsen,sierschouwen,enzovoort.
  37. Het plaatsen van dakgoten en regenafvoerbuizen.
  38. De installatie van garagepoorten,luiken,zonneblinden,traliewerk,hekken,enzovoort,in hout of kunststof.
  39. De installatie van geblindeerde deuren en brandwerende deuren in hout of kunststof.
  40. De montage van serres,veranda's,enzovoort,in hout of kunststof.
  41. De montage van serres,veranda's,enzovoort in metaal.
  42. Metaalschrijnwerk.
  43. De vervaardiging van gesmede werkstukken van metaal voor rekening van derden.
  44. De vervaardiging en montage van gesmede werkstukken voor de bouw,trapleuningen,borstweringen,enzovoort.
  45. Vervaardiging van metaalschrijnwerk,deuren,vensters en kozijnen,luiken,verplaatsbare wanden,hekken,garagepoorten,enzovoort.
  46. Lassen.
  47. Installatie van verwarming,klimaatregeling en ventilatie.
  48. De behandeling van afvalwater uit zwembaden.
  49. Binnenhuisarchitecten(die zelf ontwerpen,maar laten uitvoeren).
  50. De vervaardiging van meubels voor werkplaatsen,kantoormeubels,meubels voor restaurants,scholen,enzovoort,overwegend van andere materialen dan metaal.
  51. De vervaardiging van meubels en modulaire meubelelementen voor de inbouwkeukens.
  52. De vervaardiging van badkamermeubels.
  53. De renovatie en restauratie van meubels.
  54. Het aantrekken van eigen personeel om uit te lenen;het,in de regel tijdelijk,aan derden uitlenen van personeel dat in dienst is van en betaald wordt door het bureau:uitzendbureaus,interimkantoren,enzovoort.
  55. Het desinfecteren en het bestrijden van ongedierte in gebouwen,schepen,treinen,enzovoort.
  56. Het ontwerpen,leveren en installeren van tentoonstellingsstands.
  57. Het lappen van ramen.
  58. Het ontwerpen en plaatsen van buitenreclame;reclameborden en -panelen,lichtkranten en neonreclame,aanbrengen van reclame op bussen,enzovoort.
  59. Het reinigen van het interieur van allerlei gebouwen:kantoren,fabrieken,winkels,scholen,appartementsgebouwen,enzovoort.
  60. Interimkantoren en tijdelijke tewerkstelling.
  61. Onderneming voor het uitvoeren van hijs- en hefwerkzaamheden voor rekening van derden.
  62. Het ledigen en reinigen van putten en septische tanks,het onderhoud van chemische toiletten.
  63. Het verwijderen van asbest.
  64. De reiniging van verontreinigde bodem.
  65. De montage van hangars,loodsen,schuren,silo's enzovoort voor landbouwdoeleinden.
  66. De vervaardiging,inclusief de levering van stortklaar beton.
  67. Het optrekken van de ruwbouw van gebouwen en de structuur van civieltechnische werken,inclusief gieten van gewapend beton en het uitvoeren van metselwerken.
  68. Het optrekken van de ruwbouw van gebouwen met celstructuur,appartementsgebouwen,kantoorgebouwen,enzovoort.
  69. Het optrekken van de ruwbouw van gebouwen voor industrieel of commercieel gebruik,van stel- en stapelplaatsen,scholen,ziekenhuizen,van gebouwen voor de beoefening van erediensten,cultuur,sport,recreatie,enzovoort.
  70. Het optrekken van ruwbouw van individuele huizen.
  71. Onderneming voor het uitvoeren van metselwerk.
  72. Onderneming voor het vlechten van ijzer en aanbrengen van bekisting.
  73. Algemene bouwinstallatie.
  74. Bouwen van individuele huizen.
  75. De bouw van appartementen volgens de formule sleutel op de deur.
  76. De bouw van individuele huizen volgens de formule sleutel op de deur.
  77. Optrekken van andere residentiële gebouwen en van kantoorgebouwen.
  78. Optrekken van gebouwen voor industrieel of commercieel gebruik,voor landbouwdoeleinden enzovoort.
  79. Schade- en risico-expertise.
  80. De installatie in gebouwen en andere bouwwerken van apparatuur(inclusief regelapparatuur)en leidingen voor verwarming,ventilatie,koeling en klimaatregeling.
  81. Onderneming voor de installatie van de bedrading voor telefooninstallaties en computersystemen.
  82. Onderneming voor de installatie van elektrische bedrading en toebehoren.
  83. Onderneming voor de installatie van elektrische verwarmingsinstallaties.
  84. Onderneming voor de installatie van hulpvoedingssystemen(generatoraggregaten).
  85. Onderneming voor de installatie van antennes en bliksemafleiders.
  86. Onderneming voor de installatie van bewakingssystemen en alarminstallaties tegen diefstal.
  87. Onderneming voor het plaatsen van liften en roltrappen.
  88. De installatie van lichtreclames en uithangborden.
  89. Groothandel,in- en uitvoerhandel in motorvoertuigen,motorrijwielen en bromfietsen,en onderdelen en toebehoren voor autovoertuigen.
  90. Kleinhandel in motorvoertuigen en onderdelen,motorrijwielen en onderdelen,tweedehandsauto's en onderdelen,onderdelen en toebehoren voor motorvoertuigen.
  91. Uitbaten van:a)ondernemingen voor het verhuren van autorijtuigen,b)werkplaatsen voor het herstellen van motorvoertuigen,koetswerk,motorrijwielen en bromfietsen.Dit omvat ook:plaatsen van toebehoren voor auto's,radio,mobilofoon,alarmsystemen,open daken,verfraaiingskits,alsmede expertises van bedrijfswagens,auto's en moto's.
deed of 20-11-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Roerdomplei 16 registered office 2950 Kapellen 0210001 Forestry and logging 17-10-1988 2.040.506.450

Buildings and parcels at the address

Ground area
5,110 m²
Buildings
419 m²
Volume, LiDAR
2,833 m³
Tallest building
15.7 m
Buildings to scale, each on its own parcel
419 m², 15.7 m 419 m², 15.7 m

Environmental permits

30 applications in Flanders since 2019 · 20 granted · 4 refused · 1 under review
29-10-2026 Under review Hoogstammige bomen vellen die geen deel uitmaken van een bos; Nieuwbouw of aanleggen; Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden project 2026118510 Schilde
26-10-2026 Granted Verzoek tot bijstelling van de voorwaarden door exploitant of vergunninghouder submitted 12-08-2026 · Verzoek tot bijstelling van de voorwaarden door exploitant of vergunninghouder · project 2026095451 Stabroek
24-08-2026 Granted Bouwen of herbouwen; Nieuwbouw van bijgebouwen en niet overdekte lage constructie; Slopen van niet vrijstaande gebouwen of constructies; Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen submitted 02-06-2026 · project 2026055494 Stabroek
03-08-2026 Granted Nieuwbouw van bijgebouwen en niet overdekte lage constructie submitted 27-05-2026 · project 2026067448 Stabroek
13-04-2026 Granted Bouwen of herbouwen; Verwijderen van vrijstaande gebouwen submitted 03-02-2026 · project 2026013655 Stabroek
09-02-2026 Granted Bouwen of herbouwen; Slopen van niet vrijstaande gebouwen of constructies; Verwijderen van vrijstaande bijgebouwen, niet-overdekte lage constructies of andere beperkte handelingen submitted 26-11-2025 · project 2025136532 Stabroek
13-11-2025 Refused Bouwen of herbouwen; Het reliëf van de bodem aanmerkelijk wijzigen; Hoogstammige bomen vellen die geen deel uitmaken van een bos; Nieuwbouw of aanleggen; Nieuwbouw van bijgebouwen en niet overdekte lage constructie; Slopen van niet vrijstaande gebouwen of constructies submitted 04-04-2025 · project 2025036794 Provincie Antwerpen
11-09-2025 Discontinued Aanleg van nieuwe verkeersweg submitted 08-05-2025 · Subdivision · project 2025056660 Stabroek
09-05-2025 Discontinued Aanleg van nieuwe verkeersweg submitted 19-11-2024 · Subdivision · project 2024152878 Stabroek
23-04-2025 Granted Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden submitted 14-02-2025 · project 2025019310 Kapellen

The 10 most recent of 30 applications.

Source: Omgevingsloket Vlaanderen.

Location

registered office establishment The establishment unit on the map
4 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
11023K0007/02W0155,110 m² 1 · 419 m² 15.7 m · 2

Recognitions

Recognised contractor

2 categories
UP CONSTRUCT BVapproval number 35203
  • D General building contractsclass 2, up to €330,000
  • D1 All shell construction and roofing-in of buildingsclass 2, up to €330,000
decision 07-11-2024

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0435.155.559

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