UP&CIE
ActiveSummary
UP&CIE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,717 and a net result of €13,541. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 37% of 9574 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+1
Solvency64▲+24
Growth65▲+10
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.14 in 2024; short-term debt: 60.6% and cash: 4.4% of total assets), but 60.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.4%
Return on assets
14.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
24 d early
2023
5 d early
2022
30 d late
2021
16 d early
2020
83 d late
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€275,068▲ 57.6%
2022 · €174,514
EBIT margin
4.1%▼ 0.9pp
2022 · 5.0%
Net result
€13,541▲ 558%
2024 · €2,059
Working capital
€34,790▲ 82.4%
2024 · €19,075
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€168,774▼ 7.5%€174,514▲ 3.4%€275,068
Operating result€1,738€8,705▲ 401%-€6,448€6,783€11,265▲ 66.1%
Net result€1,545below the sector's middle half€8,441within the sector's middle half▲ 446%-€2,394below the sector's middle half€2,059within the sector's middle half€13,541within the sector's middle half▲ 558%
EBIT margin1.0%▲ 4.0pp5.0%▲ 4.0pp4.1%
Equity€16,070below the sector's middle half▲ 10.6%€24,511within the sector's middle half▲ 52.5%€22,117below the sector's middle half▼ 9.8%€24,176within the sector's middle half▲ 9.3%€37,717within the sector's middle half▲ 56.0%
Total assets€177,622within the sector's middle half▼ 16.2%€211,926within the sector's middle half▲ 19.3%€140,043within the sector's middle half▼ 33.9%€159,070within the sector's middle half▲ 13.6%€95,820within the sector's middle half▼ 39.8%
Debt€161,551▼ 18.2%€187,415▲ 16.0%€117,926▼ 37.1%€134,894▲ 14.4%€58,104▼ 56.9%
Working capital€10,151within the sector's middle half▲ 13.8%€19,162within the sector's middle half▲ 88.8%€17,252within the sector's middle half▼ 10.0%€19,075within the sector's middle half▲ 10.6%€34,790within the sector's middle half▲ 82.4%
Solvency9.0%below the sector's middle half▲ 2.2pp11.6%below the sector's middle half▲ 2.5pp15.8%below the sector's middle half▲ 4.2pp15.2%below the sector's middle half▼ 0.6pp39.4%within the sector's middle half▲ 24.2pp
Current ratio1.06below the sector's middle half▲ 0.021.10below the sector's middle half▲ 0.041.15within the sector's middle half▲ 0.041.14below the sector's middle half=1.60within the sector's middle half▲ 0.46
Return on assets (ROA)0.9%below the sector's middle half▲ 5.4pp4.0%within the sector's middle half▲ 3.1pp-1.7%below the sector's middle half▼ 5.7pp1.3%within the sector's middle half▲ 3.0pp14.1%within the sector's middle half▲ 12.8pp
Staff (FTE)11=1=1=
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 66% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95,820
Fixed assets
€2,992 ▼ 41.3%
Current assets
€92,828 ▼ 39.7%
Equity and liabilities €95,820
Equity
€37,717 ▲ 56.0%
Debt
€58,104 ▼ 56.9%
Debt's share of the balance-sheet total falls from 84.8% to 60.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13,374▲
2024 · €9,876
Cash flow
€15,650▲
2024 · €5,151
Debt to equity
1.54▼
2024 · 5.58
ROE
35.9%▲
2024 · 8.5%
Interest coverage
57.51▲
2024 · 16.34
Debt ≤ 1 year
€58,038▼
2024 · €134,894
Income taxes
-€2,507▼
2024 · €4,165
Staff costs
€20,552▲
2024 · €20,402
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €168,774 | €174,514 | - | - | €275,068 | - |
| Goods, raw materials, services and sundry goods60/61 | €151,074 | €145,819 | - | - | €221,818 | - |
| Remuneration, social security and pensions62 | €12,813 | €17,515 | €22,095 | €20,402 | €20,552 | ▲ 0.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,817 | €2,315 | €2,859 | €3,092 | €2,109 | ▼ 31.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | -€390 | - | - |
| Other operating charges640/8 | €332 | €159 | €125 | €2,909 | €325 | ▼ 88.8% |
| Gross operating margin9900 | €17,700 | €28,695 | €18,631 | €32,798 | €34,250 | ▲ 4.4% |
| Operating profit (loss)9901 | €1,738 | €8,705 | -€6,448 | €6,783 | €11,265 | ▲ 66.1% |
| Financial income75/76B | €102 | €21 | - | €44 | €2 | ▼ 96.6% |
| Recurring financial income75 | €102 | €21 | - | €44 | €2 | ▼ 96.6% |
| Financial charges65/66B | €295 | €285 | €339 | €604 | €233 | ▼ 61.5% |
| Recurring financial charges65 | €295 | €285 | €339 | €604 | €233 | ▼ 61.5% |
| Profit (loss) for the period before taxes9903 | €1,545 | €8,441 | -€6,786 | €6,223 | €11,034 | ▲ 77.3% |
| Income taxes67/77 | - | - | -€4,392 | €4,165 | -€2,507 | ▼ 160% |
| Profit (loss) for the period9904 | €1,545 | €8,441 | -€2,394 | €2,059 | €13,541 | ▲ 558% |
| Profit (loss) for the period to be appropriated9905 | €1,545 | €8,441 | -€2,394 | €2,059 | €13,541 | ▲ 558% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €177,622 | €211,926 | €140,043 | €159,070 | €95,820 | ▼ 39.8% |
| Fixed assets21/28 | €5,919 | €5,350 | €4,865 | €5,101 | €2,992 | ▼ 41.3% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €4,653 | €4,084 | €3,599 | €3,835 | €1,726 | ▼ 55.0% |
| Furniture and vehicles24 | €3,754 | €3,409 | €3,149 | €3,610 | €1,726 | ▼ 52.2% |
| Other tangible fixed assets26 | €900 | €675 | €450 | €225 | - | - |
| Financial fixed assets28 | €1,266 | €1,266 | €1,266 | €1,266 | €1,266 | = |
| Current assets29/58 | €171,702 | €206,577 | €135,178 | €153,969 | €92,828 | ▼ 39.7% |
| Amounts receivable within one year40/41 | €150,867 | €184,034 | €93,428 | €149,115 | €88,236 | ▼ 40.8% |
| Trade receivables40 | €147,135 | €182,200 | €93,428 | €145,035 | €83,983 | ▼ 42.1% |
| Other amounts receivable41 | €3,732 | €1,834 | - | €4,080 | €4,253 | ▲ 4.2% |
| Cash at bank and in hand54/58 | €18,842 | €20,272 | €41,376 | €3,924 | €4,234 | ▲ 7.9% |
| Deferred charges and accrued income490/1 | €1,993 | €2,270 | €373 | €930 | €359 | ▼ 61.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €177,622 | €211,926 | €140,043 | €159,070 | €95,820 | ▼ 39.8% |
| Equity10/15 | €16,070 | €24,511 | €22,117 | €24,176 | €37,717 | ▲ 56.0% |
| Contributions10/11 | €13,200 | €13,200 | €13,200 | €13,200 | €13,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €1,010 | €9,451 | €7,057 | €9,116 | €22,657 | ▲ 149% |
| Amounts payable17/49 | €161,551 | €187,415 | €117,926 | €134,894 | €58,104 | ▼ 56.9% |
| Amounts payable within one year42/48 | €161,551 | €187,415 | €117,926 | €134,894 | €58,038 | ▼ 57.0% |
| Financial debts43 | €5,669 | €5,669 | €5,669 | €5,669 | €5,669 | = |
| Credit institutions430/8 | €5,669 | €5,669 | €5,669 | €5,669 | €5,669 | = |
| Trade debts44 | €139,958 | €179,011 | €89,184 | €114,348 | €1,620 | ▼ 98.6% |
| Suppliers440/4 | €139,958 | €179,011 | €89,184 | €114,348 | €1,620 | ▼ 98.6% |
| Taxes, remuneration and social security45 | €2,644 | €2,566 | €22,927 | €2,229 | €18,173 | ▲ 715% |
| Taxes450/3 | - | €8 | €18,493 | - | €14,980 | - |
| Remuneration and social security454/9 | €2,644 | €2,559 | €4,434 | €2,229 | €3,193 | ▲ 43.3% |
| Other amounts payable47/48 | €13,280 | €169 | €145 | €12,649 | €32,577 | ▲ 158% |
| Accrued charges and deferred income492/3 | - | - | - | - | €66 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,545 | €8,441 | -€2,394 | €2,059 | €13,541 | ▲ 558% |
| + Depreciation and write-downs630 | €2,817 | €2,315 | €2,859 | €3,092 | €2,109 | ▼ 31.8% |
| Operating cash flow (approximation) | €4,361 | €10,756 | €465 | €5,151 | €15,650 | ▲ 204% |
| Investment in fixed assets (approximation) | - | -€1,746 | -€2,374 | -€3,328 | €0 | ▲ 100% |
| Change in cash | - | €1,430 | €21,104 | -€37,452 | €310 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €13,541 ▲558%
Operating result €11,265, net result €13,541, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2,059
Net result €2,059 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1,545
Net result €1,545 after one loss-making year.
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2,491
Net result €2,491 after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2008
Ground area
258 m²
Building footprint
221 m²
Volume, LiDAR
5,796 m³
Parcel 21013B0335/00B008, Brussels · tallest building 29.1 m, ±9 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
UP & CIE sprl
since 20082.175.085.636
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0335/00B008 | Brussels | 258 m² | 1 · 221 m² | 29.1 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,262 companies in sector 71113 we hold annual accounts for 659. 540 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded05-11-2008
Fiscal year end31-12
Activities, NACEBEL 2025
71113Urban planning and landscape architecture
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0807580725
Also
9925:BE0807580725
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.