UNTIL ONE ARCHITECTURE
ActiveUNTIL ONE ARCHITECTURE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €14k. Its solvency ranks better than 95% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+9
Growth52
Track record82
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 18.63 against 3.04 in 2024; short-term debt: 5.4% and cash: 40.8% of total assets), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
39.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 73.0%
2024 · €19k
2024: €19k
2024 → 2025
Total assets
€35k▲ 20.8%
2024 · €29k
2024: €29k
2024 → 2025
Net result
€14k▼ 18.5%
2024 · €17k
2024: €17k
2024 → 2025
Working capital
€33k▲ 70.5%
2024 · €19k
2024: €19k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€19k-€33k▲ 73.0%
Operating result€23k-€18k▼ 22.1%
Net result€17k-€14k▼ 18.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €35k
Equity
€33k▲ 73.0%
Debt
€2k▼ 80.9%
The debt ratio falls from 33.9% to 5.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
94.6%▲
2024 · 66.1%
Current ratio
18.63▲
2024 · 3.04
Quick ratio
18.63▲
2024 · 3.04
Debt / equity
0.06▼
2024 · 0.51
ROE
42.2%▼
2024 · 89.5%
ROA
39.9%▼
2024 · 59.2%
Debt
€2k▼
2024 · €10k
Debt ≤ 1 year
€2k▼
2024 · €9k
Income taxes
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€35k▲
Current assets29/58€29k€35k▲
Amounts receivable within one year40/41€15k€21k▲
Trade receivables40€7€0▼
Other amounts receivable41€15k€21k▲
Cash at bank and in hand54/58€14k€14k▲
Deferred charges and accrued income490/1-€21
Equity and liabilities
Total equity and liabilities10/49€29k€35k▲
Equity10/15€19k€33k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€17k€31k▲
Amounts payable17/49€10k€2k▼
Amounts payable within one year42/48€9k€2k▼
Trade debts44€964€806▼
Suppliers440/4€964€806▼
Taxes, remuneration and social security45€9k€1k▼
Taxes450/3€7k€1k▼
Remuneration and social security454/9€1k€0▼
Accrued charges and deferred income492/3€283€0▼
Income statement
Code20242025
Other operating charges640/8€506€481▼
Gross operating margin9900€24k€19k▼
Operating profit (loss)9901€23k€18k▼
Financial income75/76B€424€855▲
Recurring financial income75€424€855▲
Financial charges65/66B-€246
Recurring financial charges65-€246
Profit (loss) for the period before taxes9903€24k€19k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€17k€14k▼
Profit (loss) for the period to be appropriated9905€17k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€31k▲
Profit (loss) brought forward from the previous period14P-€17k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Liquidity times 6current ratio 18.63
Current ratio from 3.04 to 18.63; short-term debt falls from €9k to €2k.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kastanjeboomstraat 251000 BrusselGround area
259 m²
Building footprint
51 m²
Volume, LiDAR
634 m³
Parcel 21812N1116/00D000, Brussels · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
UNTIL ONE ARCHITECTURE
since 20242.354.782.193
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N1116/00D000 | Brussels | 259 m² | 1 · 51 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,015 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2024
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.