UNO.IMMO
ActiveSummary
UNO.IMMO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €259k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 74% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability49▼-21
Solvency88▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 5.16 against 4.3 in 2023; short-term debt: 7.6% and cash: 17% of total assets), and 36.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-09-2025, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
43 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€259k▲ 1.7%
2023 · €255k
2018: €240klowest in 7 years
2019: €253k▲ +5.7% vs 2018
2020: €258k▲ +1.7% vs 2019
2021: €254k▼ -1.4% vs 2020
2022: €252k▼ -1.0% vs 2021
2023: €255k▲ +1.3% vs 2022
2024: €259k▲ +1.7% vs 2023highest in 7 years
2018 → 2024
Total assets
€410k▲ 3.0%
2023 · €398k
2018: €431khighest in 7 years
2019: €376k▼ -12.7% vs 2018
2020: €385k▲ +2.4% vs 2019
2021: €388k▲ +0.7% vs 2020
2022: €375k▼ -3.3% vs 2021lowest in 7 years
2023: €398k▲ +6.1% vs 2022
2024: €410k▲ +3.0% vs 2023
2018 → 2024
Net result
€4k▲ 36.6%
2023 · €3k
2018: €4k
2019: €14k▲ +260% vs 2018highest in 7 years
2020: €4k▼ -69.2% vs 2019
2021: €-4k▼ -183% vs 2020lowest in 7 years
2022: €-3k▲ +28.3% vs 2021
2023: €3k▲ +227% vs 2022
2024: €4k▲ +36.6% vs 2023
2018 → 2024
Working capital
€130k▲ 25.1%
2023 · €104k
2018: €4klowest in 7 years
2019: €12k▲ +211% vs 2018
2020: €35k▲ +192% vs 2019
2021: €59k▲ +68.7% vs 2020
2022: €72k▲ +23.2% vs 2021
2023: €104k▲ +43.1% vs 2022
2024: €130k▲ +25.1% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€258k-€254k▼ 1.4%€252k▼ 1.0%€255k▲ 1.3%€259k▲ 1.7%
2020: €258k
2021: €254k▼ -1.4% vs 2020
2022: €252k▼ -1.0% vs 2021lowest in 5 years
2023: €255k▲ +1.3% vs 2022
2024: €259k▲ +1.7% vs 2023highest in 5 years
Operating result€11k-€1k▼ 90.1%€2k▲ 127%€11k▲ 351%€16k▲ 44.0%
2020: €11k
2021: €1k▼ -90.1% vs 2020lowest in 5 years
2022: €2k▲ +127% vs 2021
2023: €11k▲ +351% vs 2022
2024: €16k▲ +44.0% vs 2023highest in 5 years
Net result€4k-€-4k€-3k▲ 28.3%€3k€4k▲ 36.6%
2020: €4k
2021: €-4k▼ -183% vs 2020lowest in 5 years
2022: €-3k▲ +28.3% vs 2021
2023: €3k▲ +227% vs 2022
2024: €4k▲ +36.6% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 44% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €410k
Fixed assets
€249k ▼ 5.3%
Current assets
€161k ▲ 19.1%
Equity and liabilities €410k
Equity
€259k ▲ 1.7%
Debt
€150k ▲ 5.3%
Debt's share of the balance-sheet total rises from 35.9% to 36.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▼
2023 · €34k
Cash flow
€18k▼
2023 · €26k
Current ratio
5.16▲
2023 · 4.30
Debt to equity
0.58▲
2023 · 0.56
ROE
1.7%▲
2023 · 1.3%
ROA
1.1%▲
2023 · 0.8%
Interest coverage
3.44▼
2023 · 6.82
Debt ≤ 1 year
€31k▼
2023 · €31k
Debt > 1 year
€89k=
2023 · €89k
Income taxes
€3k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€398k€410k▲
Fixed assets21/28€263k€249k▼
Tangible fixed assets22/27€263k€249k▼
Land and buildings22€263k€249k▼
Financial fixed assets28€147€147=
Current assets29/58€135k€161k▲
Amounts receivable within one year40/41€71k€84k▲
Trade receivables40€71k€84k▲
Cash at bank and in hand54/58€62k€70k▲
Deferred charges and accrued income490/1€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€398k€410k▲
Equity10/15€255k€259k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Profit (loss) carried forward14€247k€251k▲
Amounts payable17/49€143k€150k▲
Amounts payable after more than one year17€89k€89k=
Other amounts payable178/9€89k€89k=
Amounts payable within one year42/48€31k€31k▼
Trade debts44€11k€16k▲
Suppliers440/4€11k€16k▲
Taxes, remuneration and social security45€10k€8k▼
Taxes450/3€10k€8k▼
Other amounts payable47/48€10k€8k▼
Accrued charges and deferred income492/3€23k€31k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€14k▼
Other operating charges640/8€11k€11k▲
Gross operating margin9900€45k€41k▼
Operating profit (loss)9901€11k€16k▲
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€6k€7k▲
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€3k€4k▲
Profit (loss) for the period to be appropriated9905€3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€247k€251k▲
Profit (loss) brought forward from the previous period14P€244k€247k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €23k | €22k | €23k | €14k | ▼ 39.3% |
| Other operating charges640/8 | - | €7k | €7k | €11k | €11k | ▲ 3.3% |
| Gross operating margin9900 | €39k | €31k | €32k | €45k | €41k | ▼ 8.6% |
| Operating profit (loss)9901 | €11k | €1k | €2k | €11k | €16k | ▲ 44.0% |
| Financial income75/76B | - | €0 | - | - | - | - |
| Recurring financial income75 | - | €0 | - | - | - | - |
| Financial charges65/66B | - | €5k | €5k | €5k | €9k | ▲ 73.5% |
| Recurring financial charges65 | €5k | €5k | €5k | €5k | €9k | ▲ 73.5% |
| Profit (loss) for the period before taxes9903 | €6k | €-4k | €-3k | €6k | €7k | ▲ 19.4% |
| Income taxes67/77 | €1k | - | - | €3k | €3k | ▼ 0.9% |
| Profit (loss) for the period9904 | €4k | €-4k | €-3k | €3k | €4k | ▲ 36.6% |
| Profit (loss) for the period to be appropriated9905 | €4k | €-4k | €-3k | €3k | €4k | ▲ 36.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €385k | €388k | €375k | €398k | €410k | ▲ 3.0% |
| Fixed assets21/28 | €331k | €308k | €285k | €263k | €249k | ▼ 5.3% |
| Tangible fixed assets22/27 | €330k | €308k | €285k | €263k | €249k | ▼ 5.3% |
| Land and buildings22 | - | €305k | €284k | €263k | €249k | ▼ 5.3% |
| Plant, machinery and equipment23 | - | €564 | €282 | - | - | - |
| Furniture and vehicles24 | - | €2k | €742 | - | - | - |
| Financial fixed assets28 | €147 | €147 | €147 | €147 | €147 | = |
| Current assets29/58 | €54k | €80k | €89k | €135k | €161k | ▲ 19.1% |
| Amounts receivable within one year40/41 | €38k | €48k | €42k | €71k | €84k | ▲ 19.4% |
| Trade receivables40 | - | €48k | €40k | €71k | €84k | ▲ 19.4% |
| Other amounts receivable41 | - | - | €2k | - | - | - |
| Cash at bank and in hand54/58 | €12k | €27k | €48k | €62k | €70k | ▲ 13.2% |
| Deferred charges and accrued income490/1 | - | €5k | - | €3k | €7k | ▲ 138% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €385k | €388k | €375k | €398k | €410k | ▲ 3.0% |
| Equity10/15 | €258k | €254k | €252k | €255k | €259k | ▲ 1.7% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Other1319 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €250k | €246k | €244k | €247k | €251k | ▲ 1.8% |
| Amounts payable17/49 | €127k | €133k | €123k | €143k | €150k | ▲ 5.3% |
| Amounts payable after more than one year17 | €89k | €89k | €89k | €89k | €89k | = |
| Other amounts payable178/9 | - | €89k | €89k | €89k | €89k | = |
| Amounts payable within one year42/48 | €20k | €21k | €17k | €31k | €31k | ▼ 0.6% |
| Trade debts44 | €15k | €10k | €5k | €11k | €16k | ▲ 37.5% |
| Suppliers440/4 | - | €10k | €5k | €11k | €16k | ▲ 37.5% |
| Taxes, remuneration and social security45 | - | €6k | €7k | €10k | €8k | ▼ 20.7% |
| Taxes450/3 | - | €6k | €7k | €10k | €8k | ▼ 20.7% |
| Other amounts payable47/48 | - | €5k | €5k | €10k | €8k | ▼ 23.8% |
| Accrued charges and deferred income492/3 | - | €24k | €18k | €23k | €31k | ▲ 34.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €-4k | €-3k | €3k | €4k | ▲ 36.6% |
| + Depreciation and write-downs630 | €21k | €23k | €22k | €23k | €14k | ▼ 39.3% |
| Operating cash flow (approximation) | €25k | €19k | €20k | €26k | €18k | ▼ 29.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €15k | €21k | €14k | €8k | ▼ 41.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €14k ▲260%
Operating result €26k, net result €14k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 44 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre · 1 establishment unit since 2003
Ground area
7,799 m²
Building footprint
190 m²
Volume, LiDAR
1,176 m³
Parcel 25044D0151/00C000, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Uno.Immo
since 20032.293.339.128
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25044D0151/00C000 | Wallonia | 7,799 m² | 1 · 190 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,761 companies in sector 68321 we hold annual accounts for 1,391. 984 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded22-04-2003
Fiscal year end31-12
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
Scores and ratios are computed by Checked and are not a credit decision.