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UNO.IMMO

Active Private limited company (pre-2019)founded 2003active for 23 yearsRue du Buré 5, 1460 IttreKBO/BCE: BE 0480.074.774

Lifetime

19 annual accounts with figures on one time axis, 21 filings since 2004
peak €106,692 (2007)
€40,731▼ 8.6%
lowest -€3,520 (2021)
€4,380▲ 36.6%
peak €259,219 (2024)
€259,219▲ 1.7%
€150,448▲ 5.3%
Board1 name since 2021
1 directorVAN MECHELEN Karin
Documentsfilings and deeds
12-09-202543 days late
2024micro format
Result from €3,207 to €4,380

Key points

from the 2024 annual accounts

Turnover

≈ €89,000 estimated

The micro format states no turnover.

Filings

21 annual accounts 102 days past the deadline
AprilJune31 JulyOctober2005201020152020

2025 accounts not filed: deadline was 31-07-2026.

Checked score

56
Fair
Financially stronger than 62% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.2%▼ -0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026highest value 11-2026: 0.4%● unchanged vs 10-2026highest value

Financial strength
Strong

88-1equity 63.3% of total assets
71+2short-term debt 7.6% · cash 17.0%
49-21return on assets 1.1%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
1 financial year not filed after the legal deadline; last filed accounts filed 43 days late; 2 of the last 3 accounts late
Figures for financial year 2024 (filed on 23-09-2025)
lowers risk
Liquidity: current ratio 5.16, cash €69,675
Founded in 2003
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 73% of them on solvency, 81% on liquidity, 42% on profitability and 51% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as UNO.IMMO has now. Each dot stands for 43 companies, two years later.

94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of UNO.IMMO itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for UNO.IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €14,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity is ample, with a current ratio of 5.16 (4.3 in 2023), above the usual 1.5. Short-term debt is 7.6% and cash 17% of total assets. 36.7% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 5.16, cash €69,675
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 43 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 23-09-2025)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 43 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-09-2025, 43 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
43 days late
2023
30 days late
2022
31 days late
2021
31 days late
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 33 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VM
VAN MECHELEN Karin
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0480074774
General meeting · Director reappointment Gazette deed
Incorporation published on 02-05-2003 · Gazette deed
First establishment Rue du Buré 5, Ittre
All 31 events

Comparable companies

same main activity, similar in size and age
Company
UNO.IMMO Ittre €409,667 €40,731 63.3% -
IMMOMENTOR Leuven €335,509 €37,007 32.2% -
KEMPISCHE INVESTERINGS- EN VASTGOEDMAATSCHAPPIJ Schoten €299,843 €41,233 23.1% -
IMMO.BAT+ Villers-la-Ville €467,677 €34,003 7.8% -
IMMOXYGENE Lasne €298,923 €53,950 66.3% -
VIROTO Torhout €337,714 €49,868 27.6% -
PISTAR Arlon €513,388 €42,845 37.0% -

These companies have the same main activity as UNO.IMMO: property management for co-owned buildings (syndics) (NACE 68321). They are comparable in size and age: total assets between €299,000 and €513,000, founded between 1998 and 2008.

Official details

Source: KBO
Status
Active since 22-04-2003Normal situation
Activity
Property management for co-owned buildings (syndics)NACE 68321
Establishment unit
2.293.339.1281460 Ittre, since 22-04-2003
Financial year end
31 December
Peppol
Reachable since 21-11-2025
Company details

Annual accounts 2024

€409,667▲ 3.0%
Filing
Filed on 12-09-2025
Financials

Insights on UNO.IMMO

UNO.IMMO files the micro format. That format states no turnover. The gross margin fell from €71,138 in 2006 to €40,731 in 2024.

The balance sheet grew most from 2007 to 2008 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about UNO.IMMO

What is the company number of UNO.IMMO?
The company number of UNO.IMMO is 0480.074.774. The VAT number is the same number with BE in front: BE 0480.074.774.
Where is UNO.IMMO based?
The registered office is at Rue du Buré 5, 1460 Ittre.Company details
What does UNO.IMMO do?
According to the KBO register, the main activity is property management for co-owned buildings (syndics) (NACE 68321).
What is the legal form of UNO.IMMO?
UNO.IMMO is a private limited company (pre-2019) (BVBA).
When was UNO.IMMO founded?
UNO.IMMO was founded on 22-04-2003.
Is UNO.IMMO still active?
Yes, UNO.IMMO is an active enterprise in the KBO register.
What is the turnover of UNO.IMMO?
The turnover in financial year 2024 is ≈ €89,000. This figure is estimated from the gross margin of €40,731 and 32 comparable companies (NACE 683). It probably lies between €61,000 and €160,000.Financials
Is UNO.IMMO profitable?
In financial year 2024, UNO.IMMO made a profit of €4,380.
Where can I find the annual accounts of UNO.IMMO?
UNO.IMMO filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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