Equity
UNN Construct has made a profit in every financial year since 2020.
UNN Construct has made a profit in every financial year since 2020.
Debts rose by €109,710 in 2024.
Green is investment, beige is depreciation.
UNN Construct pays its suppliers 68 days later than in 2023. Customers pay 67 days earlier.
2025 accounts not filed: deadline was 31-07-2026.
A director left. Latest change 31-08-2026 · 1 in office.
The dashed line is the sector median: 0.7% across 47,695 companies (NACE 43, micro).
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 22% of them on solvency, 17% on liquidity, 47% on profitability and 70% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 6,713 companies had the same profile as UNN Construct has now. Each dot stands for 17 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of UNN Construct itself is higher: 13.9% within 12 months. It rests on far more data about UNN Construct than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for UNN Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.24 (1.08 in 2023), below the usual 1.5. Short-term debt is 58.3% and cash 7% of total assets. 79.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 130 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| UNN Construct Antwerp | €0.5m | 7.5% | 20.8% | - |
| MR Rénovations Uccle | €2.5m | 4.8% | 76.1% | - |
| BUILDING STONE INVEST Lichtervelde | - | - | -1.1% | - |
| SPECIALBUILD Huldenberg | - | - | 29.6% | - |
| RHINO-INVEST Charleroi | - | - | 11.6% | - |
| IULIAN CONSTRUCT Sint-Pieters-Leeuw | €0.5m | 27.1% | 64.6% | - |
| INTERIEUR DELEERSNYDER Izegem | - | - | 39.8% | - |
Grey: the largest companies of the sector (specialised construction (NACE 43)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as UNN Construct: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €322,000 and €379,000, founded between 2018 and 2020.
UNN Construct has existed since 2019. The present size dates from 2021. Turnover rose that year from €53,220 to €169,033.
Turnover has grown every year since.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 7 November 2026.
Higher than 22% of 35,963 companies in 2024.
Higher than 31% of 35,361 companies in 2024.
Higher than 52% of 35,545 companies in 2024.
Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: middle half
| Line | Trend | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
325,272 | 192,076 | 132,132 | 128,222 | 70,201 | |
20 |
69 | 138 | 337 | 537 | 868 | |
21/28 |
89,386 | 32,169 | 9,522 | 26,444 | 36,422 | |
21 |
- | - | - | - | 0 | |
22/27 |
89,386 | 32,169 | 9,522 | 26,444 | 36,422 | |
22 |
- | - | - | - | 0 | |
23 |
- | - | - | - | 0 | |
24 |
89,386 | 32,169 | 9,522 | 26,444 | 36,422 | |
26 |
- | - | - | - | 0 | |
27 |
- | - | - | - | 0 | |
28 |
- | - | - | - | 0 | |
29/58 |
235,817 | 159,770 | 122,272 | 101,240 | 32,911 | |
290 |
- | - | - | - | 0 | |
291 |
- | - | - | - | 0 | |
3 |
- | - | - | - | 0 | |
30/36 |
- | - | - | - | 0 | |
37 |
- | - | - | - | 0 | |
40/41 |
210,472 | 143,057 | 83,609 | 86,956 | 29,510 | |
40 |
67,527 | 142,482 | 83,332 | 86,956 | 29,510 | |
41 |
142,945 | 575 | 277 | - | 0 | |
50/53 |
- | - | - | - | 0 | |
54/58 |
22,692 | 16,212 | 36,227 | 9,887 | 3,401 | |
490/1 |
2,653 | 500 | 2,437 | 4,397 | 0 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
325,272 | 192,076 | 132,132 | 128,222 | 70,201 | |
10/15 |
67,571 | 44,085 | 28,796 | 28,366 | 26,962 | |
10/11 |
2,500 | 2,500 | 2,500 | 2,500 | 2,500 | |
10 |
- | 2,500 | 2,500 | 2,500 | - | |
100 |
- | 2,500 | 2,500 | 2,500 | 2,500 | |
101 |
- | - | - | - | 0 | |
11 |
- | - | - | - | 0 | |
1100/10 |
- | - | - | - | 0 | |
1109/19 |
- | - | - | - | 0 | |
12 |
- | - | - | - | 0 | |
130 |
- | - | - | - | 0 | |
1311 |
- | - | - | - | 0 | |
1313 |
- | - | - | - | 0 | |
1319 |
- | - | - | - | 0 | |
132 |
- | - | - | - | 0 | |
133 |
- | - | - | - | 0 | |
14 |
65,071 | 41,585 | 26,296 | 25,866 | 24,462 | |
15 |
- | - | - | - | 0 | |
19 |
- | - | - | - | 0 | |
160 |
- | - | - | - | 0 | |
161 |
- | - | - | - | 0 | |
162 |
- | - | - | - | 0 | |
163 |
- | - | - | - | 0 | |
164/5 |
- | - | - | - | 0 | |
168 |
- | - | - | - | 0 | |
17/49 |
257,701 | 147,991 | 103,336 | 99,856 | 43,239 | |
175 |
- | - | - | - | 0 | |
176 |
- | - | - | - | 0 | |
178/9 |
- | - | - | - | 0 | |
42/48 |
189,507 | 147,991 | 103,336 | 99,856 | 43,239 | |
42 |
3,123 | 6,722 | - | - | 0 | |
430/8 |
- | - | - | - | 0 | |
439 |
- | - | - | - | 0 | |
44 |
108,887 | 43,719 | 6,400 | 8,581 | 680 | |
440/4 |
108,887 | 43,719 | 6,400 | 8,581 | 680 | |
441 |
- | - | - | - | 0 | |
46 |
- | 31,645 | - | - | 0 | |
45 |
77,497 | 40,474 | 67,989 | 57,082 | 9,606 | |
450/3 |
35,511 | 30,878 | 24,581 | 19,574 | 2,048 | |
454/9 |
41,986 | 9,597 | 43,408 | 37,507 | 7,558 | |
47/48 |
- | 25,431 | 28,947 | 34,193 | 32,953 | |
492/3 |
68,194 | - | - | - | 0 | |
| Income statement | ||||||
70 |
455,967 | 430,179 | 216,341 | 169,033 | 53,220 | |
76A |
- | - | - | - | 0 | |
9900 |
128,758 | 127,755 | 73,216 | 136,248 | 40,313 | |
60/61 |
327,209 | 302,424 | 143,125 | 32,785 | 12,907 | |
62 |
61,896 | 87,794 | 43,379 | 87,993 | 11,674 | |
630 |
18,955 | 1,969 | 17,122 | 19,700 | 2,709 | |
631/4 |
- | - | - | - | 0 | |
635/8 |
- | - | - | - | 0 | |
640/8 |
13,786 | 15,430 | 10,326 | 10,165 | 100 | |
649 |
- | - | - | - | 0 | |
66A |
- | - | - | - | 0 | |
9901 |
34,121 | 22,561 | 2,388 | 18,390 | 25,830 | |
75/76B |
- | - | 0 | - | 0 | |
75 |
- | - | 0 | - | 0 | |
76B |
- | - | - | - | 0 | |
65/66B |
1,839 | 1,706 | 1,363 | 1,274 | 1,368 | |
65 |
1,839 | 1,706 | 1,363 | 1,274 | 1,368 | |
66B |
- | - | - | - | 0 | |
9903 |
32,282 | 20,855 | 1,025 | 17,116 | 24,462 | |
67/77 |
8,797 | 5,566 | 595 | - | 0 | |
9904 |
23,485 | 15,290 | 430 | 17,116 | 24,462 | |
789 |
- | - | - | - | 0 | |
689 |
- | - | - | - | 0 | |
9905 |
23,485 | 15,290 | 430 | 17,116 | 24,462 | |
| Appropriation of the result | ||||||
9906 |
65,071 | 41,585 | 26,296 | 25,866 | 24,462 | |
14P |
41,586 | 26,296 | 25,866 | 8,750 | - | |
791/2 |
- | - | - | - | 0 | |
691 |
- | - | - | - | 0 | |
6920 |
- | - | - | - | 0 | |
6921 |
- | - | - | - | 0 | |
694 |
- | - | - | - | 0 | |
695 |
- | - | - | - | 0 | |
696 |
- | - | - | - | 0 | |
| Document | ||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 16-12-2025.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 16-12-2025 | 2025-00582615 | |
| 31-12-2023 | micro format | 13-12-2024 | 2024-00616024 | |
| 31-12-2022 | micro format | 08-10-2023 | 2023-00476483 | |
| 31-12-2021 | micro format | 17-11-2022 | 2022-20524169 | |
| 31-12-2020 | micro format | 14-02-2022 | 2022-05500345 |
| Line | Trend | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| 53,076 | 24,531 | 19,510 | 38,090 | 28,539 | ||
| 42,440 | 17,259 | 17,552 | 36,816 | 27,171 | ||
| 76,172 | 24,616 | 200 | 9,722 | 39,000 | ||
| 6,480 | -20,014 | 26,339 | 6,487 | - | ||
| 46,310 | 11,779 | 18,936 | 1,384 | -10,328 | ||
| 7.5% | 5.2% | 1.1% | 10.9% | 48.5% | ||
| 20.8% | 23.0% | 21.8% | 22.1% | 38.4% | ||
| 1.24 | 1.08 | 1.18 | 1.01 | 0.76 | ||
| 3.81 | 3.36 | 3.59 | 3.52 | 1.60 | ||
| 34.8% | 34.7% | 1.5% | 60.3% | 90.7% | ||
| 7.2% | 8.0% | 0.3% | 13.3% | 34.8% | ||
| 28.86 | 14.38 | 14.31 | 29.90 | - | ||
| 54 days | 121 days | 141 days | 188 days | 202 days | ||
| 121 days | 53 days | 16 days | 96 days | 19 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Tangible fixed assets | €76,172 | - | - | - |
| €18,955 | €1,969 | €17,122 | €19,700 |
Source: notes to the 2021 to 2024 annual accounts (statement of fixed assets)
The operating result for 2024 is 51% higher than in 2023 and the highest since 2020. It is the second rise in a row, after the fall in 2022.
Debt's share of the balance-sheet total rises from 77.0% to 79.2%. Equity and debt are higher.
UNN Construct has no parent and no holdings in its annual accounts. Coban Altan is the only director. UNN Construct shares no director with another company.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Deurnsebaan 18 registered office 2170 Antwerp | 20-08-2019 | 2.293.150.472 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11422C0209/00N009 | 228 m² | 1 · 68 m² | 14.1 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0732.711.175
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