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Private limited companyfounded 20242 yrs activeLemmekenstraat 53, 1910 Kampenhout, BelgiumKBO/BCE: BE 1005.376.096

unlock has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €622k and a net result of €439k. Its solvency ranks better than 66% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

100 / 100

Excellent▲ +14 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100▲+22

Growth78

Stability82

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €60k at 30 days only on tighter terms

Liquidity ample (current ratio 3.36 against 1.67 in 2024), and 29% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

71%

Return on assets

50.2%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

24 d early

2024

41 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€622k▲ 241%

2024 · €182k

2024: €182k

2024 → 2025

Total assets

€875k▲ 96.6%

2024 · €445k

2024: €445k

2024 → 2025

Net result

€439k▲ 145%

2024 · €179k

2024: €179k

2024 → 2025

Working capital

€598k▲ 242%

2024 · €175k

2024: €175k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€182k-€622k▲ 241%

Operating result€243k-€583k▲ 140%

Net result€179k-€439k▲ 145%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 140% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €875k

97.3%

Fixed assets €24k▲ 199%

Current assets €852k▲ 94.7%

Equity and liabilities €875k

71.0%

29.0%

Equity €622k▲ 241%

Debt €254k▼ 3.4%

The debt ratio falls from 59.0% to 29.0%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€586k▲

2024 · €245k

Cash flow

€443k▲

2024 · €181k

Solvency

71.0%▲

2024 · 41.0%

Current ratio

3.36▲

2024 · 1.67

Quick ratio

3.36▲

2024 · 1.67

Debt / equity

0.41▼

2024 · 1.44

ROE

70.6%▼

2024 · 98.4%

ROA

50.2%▲

2024 · 40.3%

Interest coverage

4478.54▲

2024 · 656.82

Debt

€254k▼

2024 · €263k

Debt ≤ 1 year

€254k▼

2024 · €263k

Income taxes

€144k▲

2024 · €64k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€445k€875k▲

Fixed assets21/28€8k€24k▲

Tangible fixed assets22/27€8k€24k▲

Plant, machinery and equipment23€2k€5k▲

Furniture and vehicles24€6k€19k▲

Current assets29/58€437k€852k▲

Amounts receivable within one year40/41€119k€286k▲

Trade receivables40€119k€286k▲

Current investments50/53€105k€105k=

Cash at bank and in hand54/58€213k€460k▲

Deferred charges and accrued income490/1€497€836▲

Equity and liabilities

Total equity and liabilities10/49€445k€875k▲

Equity10/15€182k€622k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€179k€619k▲

Amounts payable17/49€263k€254k▼

Amounts payable within one year42/48€263k€254k▼

Trade debts44€145k€20k▼

Suppliers440/4€145k€20k▼

Taxes, remuneration and social security45€87k€227k▲

Taxes450/3€87k€227k▲

Other amounts payable47/48€31k€7k▼

Accrued charges and deferred income492/3€204€0▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲

Other operating charges640/8-€439

Gross operating margin9900€245k€587k▲

Operating profit (loss)9901€243k€583k▲

Financial income75/76B€221€786▲

Recurring financial income75€221€786▲

Financial charges65/66B€373€131▼

Recurring financial charges65€373€131▼

Profit (loss) for the period before taxes9903€243k€583k▲

Income taxes67/77€64k€144k▲

Profit (loss) for the period9904€179k€439k▲

Profit (loss) for the period to be appropriated9905€179k€439k▲

Appropriation of the result

Profit (loss) to be appropriated9906€179k€619k▲

Profit (loss) brought forward from the previous period14P-€179k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 4Financial 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

07-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Liquidity doublescurrent ratio 3.36

Current ratio from 1.67 to 3.36; short-term debt falls from €263k to €254k.

31-12

Financial Equity above €500kEq €622k ▲241%

2 profitable years in a row build equity to €622k.

20-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 directors, no change since 2024

VANDERVORST Stijn

Director · since 25-10-2024

Current

WILLEMS Sofie An Jozefien

Director · since 25-10-2024

Current

25-10-2024 VANDERVORST Stijn: Appointed as Director

25-10-2024 WILLEMS Sofie An Jozefien: Appointed as Director

Location & real-estate footprint

Registered office, Kampenhout · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lemmekenstraat 531910 Kampenhout

Ground area

2,104 m²

Building footprint

224 m²

Volume, LiDAR

1,128 m³

Parcel 23008D0625/00G000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Lemmekenstraat 53, 1910 Kampenhout

Computing infrastructure, data processing, hosting and other information service activities

since 20242.355.072.995

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23008D0625/00G000	Flanders	2,104 m²	1 · 223 m²	9.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Brasschaat · Eq €622k

FR CONSULT

BE 0882.591.122

Londerzeel · Eq €621k

FIAN CONSULT

BE 0842.931.087

Ieper · Eq €621k

Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 32,661 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-01-2024

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

63920Other information service activities

63990Computing infrastructure, data processing, hosting and other information service activities

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.