UNIVERSAL WASH
ActiveUNIVERSAL WASH has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €-2k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 51% of 1030 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency63▼-1
Growth46▲+17
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.5 in 2024), and 66.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
-4.2%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
25 d late
2022
110 d late
2021
127 d late
2020
114 d late
2019
84 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€22k▲ 11.0%
2020 · €20k
2018: €25k
2019: €34k
2020: €20k
2018 → 2021
EBIT margin
-20.8%▲ 8.9pp
2020 · -29.8%
2018: -12.2%
2019: 28.5%
2020: -29.8%
2018 → 2021
Net result
€-2k▲ 74.8%
2024 · €-9k
2018: €-3k
2019: €9k
2020: €-6k
2021: €-6k
2022: €7k
2023: €4k
2024: €-9k
2018 → 2025
Working capital
€18k▼ 10.6%
2024 · €20k
2018: €14k
2019: €27k
2020: €23k
2021: €3k
2022: €15k
2023: €25k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€22k-
Equity€19k-€26k▲ 35.4%€30k▲ 16.6%€21k▼ 31.0%€18k▼ 11.3%
Operating result€-5k-€7k€4k▼ 35.8%€-6k€-2k▲ 62.0%
Net result€-6k-€7k€4k▼ 36.6%€-9k€-2k▲ 74.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€452▼ 33.3%
Current assets
€55k▼ 8.9%
Equity and liabilities €55k
Equity
€18k▼ 11.3%
Debt
€37k▼ 8.0%
The debt ratio rises from 66.1% to 66.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-2k
Cash flow
€-2k▲
2024 · €-5k
Solvency
33.1%▼
2024 · 33.9%
Current ratio
1.48▼
2024 · 1.50
Quick ratio
1.48▼
2024 · 1.50
Debt / equity
2.02▲
2024 · 1.95
ROE
-12.8%▲
2024 · -44.9%
ROA
-4.2%▲
2024 · -15.2%
Interest coverage
-209.67▼
2024 · -22.13
Debt
€37k▼
2024 · €40k
Debt ≤ 1 year
€37k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€55k▼
Fixed assets21/28€678€452▼
Tangible fixed assets22/27€678€452▼
Furniture and vehicles24€678€452▼
Current assets29/58€60k€55k▼
Amounts receivable within one year40/41€876€991▲
Other amounts receivable41€876€991▲
Cash at bank and in hand54/58€59k€54k▼
Deferred charges and accrued income490/1€224-
Equity and liabilities
Total equity and liabilities10/49€61k€55k▼
Equity10/15€21k€18k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€-41k€-44k▼
Amounts payable17/49€40k€37k▼
Amounts payable within one year42/48€40k€37k▼
Trade debts44€1k-
Suppliers440/4€1k-
Other amounts payable47/48€39k€37k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€226▼
Other operating charges640/8€367€363▼
Gross operating margin9900€-2k€-2k▲
Operating profit (loss)9901€-6k€-2k▲
Financial charges65/66B€98€10▼
Recurring financial charges65€98€10▼
Profit (loss) for the period before taxes9903€-6k€-2k▲
Income taxes67/77€3k-
Profit (loss) for the period9904€-9k€-2k▲
Profit (loss) for the period to be appropriated9905€-9k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-44k▼
Profit (loss) brought forward from the previous period14P€-32k€-41k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 27/07/2026
- Registered-office move, boulevard de l'Armée britannique 146, 1190 Forest, Belgique
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-9k ▼318%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
18-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 110 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
05-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 127 days late
2021
22-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 114 days late
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 60 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 135 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brits Tweede Legerlaan 1461190 VorstGround area
243 m²
Building footprint
191 m²
Volume, LiDAR
3,447 m³
Parcel 21016B0144/00R009, Brussels · tallest building 21.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Universal Wash
since 20162.251.828.769
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0144/00R009 | Brussels | 243 m² | 1 · 191 m² | 21.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 994 companies in sector 96102 we hold annual accounts for 455. 322 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-01-1999
Fiscal year end31-12
Activities, NACEBEL
93012
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0466/26.51.61