Skip to content

UNIVERSAL TRAVEL

Active
Public limited companyfounded 2005active for 20 yearsGemeenteplein 11, 1560 Hoeilaart, BelgiumKBO/BCE: BE 0877.725.482
Summary

UNIVERSAL TRAVEL has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €353,623 and a net result of €47,412. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 64% of 173 sector peers (NACE 79, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-12-2005 Normal situation
Activity
Travel agency activities NACE 79110
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.151.353.991 1560 Hoeilaart, since 06-12-2005
Financial year end
31 December
Peppol
Reachable since 23-12-2025

Board and ownership

Board
  • JUGODirector · permanent representative Julie Marie-Rose GODTS
Shareholders
  • JUGO2025 annual accounts of JUGO

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€263,774
▼ 4.5%
Turnover
≈ €620,000
estimated
Profit
€47,412
▼ 40.0%
Equity
€353,623
▲ 15.5%
Total assets
€918,196
▲ 2.4%
Employees on 31-12-2025
4
▲ 33.3%
Score breakdownlowers riskLiquidity: current ratio 1.62, cash €502,325Founded in 2005Size: 3.1 FTE, total assets €918,196Figures for financial year 2025 (filed on 02-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in travel agencies (NACE 79)
Financial strength · tick: 2024
Strong
Solvency 64+5
equity 38.5% of total assets
Liquidity 68+3
short-term debt 61.5% · cash 54.7%
Profitability 50-10
return on assets 5.2%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,004 companies, NACE 79, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.62 (1.51 in 2024), above the usual 1.5. Short-term debt is 61.5% and cash 54.7% of total assets. However, 61.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 79, micro). It does better than 56% of them on solvency, 60% on liquidity, 37% on profitability and 65% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.62, cash €502,325
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: 3.1 FTE, total assets €918,196
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 02-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
20 days early
2023
7 days early
2022
25 days early
2021
24 days early
2020
11 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 79), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5th oldest company in Hoeilaart, Administrative and support services sectorin the Checked rankings No. 5 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 5 profitable years in a rowprofit 2025: €47,412 5 years View

Recent changes

  1. · Gazette deed Appointment: JUGO (bestuurder)Permanent representative: Julie Marie-Rose GODTS
  2. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as UNIVERSAL TRAVEL: travel agency activities (NACE 79110). They are comparable in size and age: total assets between €767,000 and €1.2m, founded between 1997 and 2007.

CompanyTotal assetsGross margin
UNIVERSAL TRAVEL Hoeilaart€0.9m€0.3m
GRASSO Herstal€0.8m€0.3m
MIRA TOURS TRAVELSERVICES Haacht€1.2m€0.2m
CÔTE-ASSUR Nieuwpoort€1.2m€0.3m
VOYAGES LES TILLEULS Montigny-le-Tilleul€0.9m€0.3m
PALA TOURISME Schaarbeek€1.0m€0.3m
CAVOK Watermaal-Bosvoorde€0.9m€0.2m
Full comparison

Key facts about UNIVERSAL TRAVEL

What is the company number of UNIVERSAL TRAVEL?
The company number of UNIVERSAL TRAVEL is 0877.725.482. The VAT number is the same number with BE in front: BE 0877.725.482.
Where is UNIVERSAL TRAVEL based?
The registered office is at Gemeenteplein 11, 1560 Hoeilaart.Company details
What does UNIVERSAL TRAVEL do?
According to the KBO register, the main activity is travel agency activities (NACE 79110).
What is the legal form of UNIVERSAL TRAVEL?
The legal form of UNIVERSAL TRAVEL is Public limited company (NV).
When was UNIVERSAL TRAVEL founded?
UNIVERSAL TRAVEL was founded on 06-12-2005.
Is UNIVERSAL TRAVEL still active?
Yes, UNIVERSAL TRAVEL is an active enterprise in the KBO register.
How many employees does UNIVERSAL TRAVEL have?
UNIVERSAL TRAVEL had an average of 3.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does UNIVERSAL TRAVEL fall under?
In its 2025 annual accounts, UNIVERSAL TRAVEL states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of UNIVERSAL TRAVEL?
The turnover in financial year 2025 is ≈ €620,000. This figure is estimated from the gross margin of €263,774 and 2,281 comparable companies of the same size. It probably lies between €370,000 and €1.1m. It is a rough estimate.
Is UNIVERSAL TRAVEL profitable?
In financial year 2025, UNIVERSAL TRAVEL made a profit of €47,412.
Where can I find the annual accounts of UNIVERSAL TRAVEL?
UNIVERSAL TRAVEL filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of UNIVERSAL TRAVEL due?
UNIVERSAL TRAVEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.