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UNIVERSAL AFRICA

Active
Private limited companyfounded 2018active for 8 yearsZelfbestuursstraat 27, 1070 Anderlecht, BelgiumKBO/BCE: BE 0697.932.915
Summary

The computed 12-month bankruptcy probability of UNIVERSAL AFRICA is 3.2% (moderate). The 2024 annual accounts show equity of €84,976 and a net result of €19,709. Equity has been growing by about 45% per year since 2019. Its solvency ranks better than 80% of 15,439 sector peers (NACE 46, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 14-06-2018 Normal situation
Activity
Wholesale of other food products NACE 46389and 1 other
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2024
Establishment unit
2.279.030.836 1070 Anderlecht, since 01-08-2018
Financial year end
31 December
Peppol
Reachable since 09-04-2026

Board and ownership

Board

Financial position

53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.2%
Annual accounts 2024
Gross margin
€32,722
▲ 6.8%
Turnover
≈ €250,000
estimated
Profit
€19,709
▼ 2.9%
Equity
€84,976
▲ 30.2%
Total assets
€111,638
▼ 41.6%
Employees on 31-12-2024
1
  • 2025 accounts not filed, 93 days past the deadline
Filed on 14-11-2025
Score breakdownraises riskFigures for financial year 2024 (filed on 18-11-2025)1 financial year not filed after the legal deadline; last filed accounts filed 106 days late; 3 of the last 3 accounts lateSize: total assets €111,638lowers riskLiquidity: current ratio 4.05, cash €18,255Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 81% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2023
Strong
Solvency 100+41
equity 76.1% of total assets
Liquidity 62+40
short-term debt 23.9% · cash 16.4%
Profitability 91+9
return on assets 17.7%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 6.7%highest value 01-2025: 2.9%▼ -3.8 percentage points vs 12-2024 02-2025: 2.9%● unchanged vs 01-2025 03-2025: 2.9%● unchanged vs 02-2025 04-2025: 3.0%▲ +0.1 percentage points vs 03-2025 05-2025: 3.0%● unchanged vs 04-2025 06-2025: 2.8%▼ -0.2 percentage points vs 05-2025 07-2025: 2.8%● unchanged vs 06-2025 08-2025: 3.6%▲ +0.8 percentage points vs 07-2025 09-2025: 3.9%▲ +0.3 percentage points vs 08-2025 10-2025: 5.7%▲ +1.8 percentage points vs 09-2025 11-2025: 5.9%▲ +0.2 percentage points vs 10-2025 12-2025: 1.2%▼ -4.7 percentage points vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026lowest value 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.3 percentage points vs 07-2026 09-2026: 1.8%▲ +0.3 percentage points vs 08-2026 10-2026: 3.2%▲ +1.4 percentage points vs 09-2026 11-2026: 3.2%● unchanged vs 10-2026
Credit of up to €4,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 4.05 (1.49 in 2023), above the usual 1.5. Short-term debt is 23.9% and cash 16.4% of total assets. 23.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 68% on liquidity, 85% on profitability and 82% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 18-11-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 106 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €111,638
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 4.05, cash €18,255
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 6 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
raises risk · 2024 accounts filed 106 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-11-2025, 106 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 6 filings
Deviation from the deadline
2025
not filed
2024
106 days late
2023
140 days late
2022
150 days late
2021
233 days late
2020
286 days late
2019
493 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 235 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6 profitable years in a rowprofit 2024: €19,709 6 years View

Recent changes

  1. · Gazette deed Resignation: TATCHUM TABUE John William (manager)Appointment: KAMGA Fils Frank (administrateurnonstatutaire)
  2. · Gazette deed Registered office
  3. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as UNIVERSAL AFRICA: wholesale of other food products (NACE 46389). They are comparable in size and age: total assets between €79,200 and €141,000, founded between 2015 and 2021.

CompanyTotal assetsGross margin
UNIVERSAL AFRICA Anderlecht€111,638€32,722
ORONTE Anderlecht€141,248€33,749
IJSDESSERTEN.BE Geel€119,551€32,555
NATURAL SOURCE EUROPE Sprimont€86,613€40,146
G2SG Watermaal-Bosvoorde€112,480€31,080
RIYAN Brussel€79,207€34,432
MSH TRADE Antwerpen€99,261€45,339
Full comparison

Key facts about UNIVERSAL AFRICA

What is the company number of UNIVERSAL AFRICA?
The company number of UNIVERSAL AFRICA is 0697.932.915. The VAT number is the same number with BE in front: BE 0697.932.915.
Where is UNIVERSAL AFRICA based?
The registered office is at Zelfbestuursstraat 27, 1070 Anderlecht.Company details
What does UNIVERSAL AFRICA do?
According to the KBO register, the main activity is wholesale of other food products (NACE 46389).
What is the legal form of UNIVERSAL AFRICA?
The legal form of UNIVERSAL AFRICA is Private limited company (BV).
When was UNIVERSAL AFRICA founded?
UNIVERSAL AFRICA was founded on 14-06-2018.
Is UNIVERSAL AFRICA still active?
Yes, UNIVERSAL AFRICA is an active enterprise in the KBO register.
How many employees does UNIVERSAL AFRICA have?
UNIVERSAL AFRICA had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does UNIVERSAL AFRICA fall under?
In its 2024 annual accounts, UNIVERSAL AFRICA states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of UNIVERSAL AFRICA?
The turnover in financial year 2024 is ≈ €250,000. This figure is estimated from the gross margin of €32,722 and 35 comparable companies (NACE 463). It probably lies between €130,000 and €550,000.
Is UNIVERSAL AFRICA profitable?
In financial year 2024, UNIVERSAL AFRICA made a profit of €19,709.
Where can I find the annual accounts of UNIVERSAL AFRICA?
UNIVERSAL AFRICA filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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