UNIVERSAL
Open bankruptcyOverview
Information for creditors
Open bankruptcy
Source: Belgian Official Gazette
Declared bankrupt on 26 June 2025 · trustee STéPHANE Van Moorleghem · a claim can no longer be filed
Creditor guide for this companyThe procedure
- Court
- Enterprise Court of Antwerp, Antwerp division
- Supervising judge
- Walter Clement
- Official Gazette
- 02-07-2025search the document for 2025/129074
Deadlines
- Provisional date payments stopped
- 26 June 2025A later judgment can still change the date.art. XX.105, Code of Economic Law
- Appeal or third-party opposition until
- passed on 17 July 2025That is fifteen days after the publication in the Official Gazette.art. XX.108, Code of Economic Law
- File the claim in RegSol, the Belgian insolvency register, until
- passed on 26 July 2025art. XX.104 and XX.155, Code of Economic Law
- First verification report
- passed on 22 August 2025Reclaim goods that are still yours, such as goods delivered under retention of title, before this day.art. XX.104 and XX.194, Code of Economic Law
- Late claim until
- passed on 26 June 2026A late claim shares only in what has not yet been paid out. You bear the costs of that claim.art. XX.165, Code of Economic Law
Trustee
- STéPHANE Van MoorleghemMechelse- Steenweg 271/8.1, 2018 Antwerpen 1svm@metisadvocaten.be
Steps for a creditor
- The deadlines to file your claim have passed, including for a late claim. That was possible until a year after the judgment.
- Ask the trustee whether anything will still be paid out and whether your claim was admitted.
- Follow the file in RegSol. The trustee's reports appear there.
- Ask your accountant about the VAT on the unpaid invoices. In a bankruptcy it can be recovered, subject to conditions.
A late claim was possible until a year after the judgment (art. XX.165, Code of Economic Law). That deadline has passed too.
The judgment is more than a year old. A claim can no longer be filed, not even late. The trustee knows whether anything will still be paid out.
Follow
Follow this bankruptcy and you are notified the next morning if it is closed or reversed.
This is general information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.
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Overview
Official details
Source: KBO- Status
- Open bankruptcy registered since 09-01-2006
- Activity
- Retail sale of motor vehicle parts and accessories NACE 47820
- Establishment unit
- 2.152.523.634 2060 Antwerpen, since 28-03-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 18-06-2026
Financial position
No score
Annual accounts 2022
- Gross margin
- -€1,888
- ▲ 65.1%
- Loss
- €3,595
- Equity
- -€98,314
- ▼ 3.8%
- Total assets
- €79,654
- ▼ 2.8%
Turnover not published (micro format)
Financials
Financials · financial year 2022, micro format
2022 annual accounts filed 30 days after the deadline Filed on 30 August 2023, deadline 31 July 2023 (7 months after the close on 31 December 2022, Companies Code art. 3:10). Source: NBB, 2023-00434121.
Annual accounts 2022 filed on 30-08-2023 PDF all 17 filings
Turnover
€19,630
EBIT margin
Not meaningful: turnover is only a small part of operating income
Net result
-€3,595
2021 · €6,669
Working capital
€51,686▼ 5.8%
2021 · €54,887
Trend over the years
2018 to 2022, 5 financial years 2018 to 2022, 5 financial years
The operating result for 2022 is a loss of €3,857, smaller than the loss of €23,773 in 2021.
Operating result-€3,857
2022
Net result-€3,595
2022
Total assets€79,654
2022
Equity-€98,314
2022
Debt€177,968
2022
Working capital€51,686
2022
Return on assets (ROA)-4.5%
2022
Solvency-123.4%
2022
Current ratio2.85
2022
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022
Turnover€19,630
Operating result-€26,409--€15,497▲ 41.3%-€8,954▲ 42.2%-€23,773▼ 165%-€3,857▲ 83.8%
Net result-€26,591--€15,584▲ 41.4%-€8,974below the sector's middle half▲ 42.4%€6,669within the sector's middle half-€3,595within the sector's middle half
Equity-€76,830--€92,414▼ 20.3%-€101,388below the sector's middle half▼ 9.7%-€94,719below the sector's middle half▲ 6.6%-€98,314below the sector's middle half▼ 3.8%
Total assets€92,764-€95,804▲ 3.3%€103,092within the sector's middle half▲ 7.6%€81,918within the sector's middle half▼ 20.5%€79,654within the sector's middle half▼ 2.8%
Debt€169,594-€188,218▲ 11.0%€204,480▲ 8.6%€176,637▼ 13.6%€177,968▲ 0.8%
Working capital-€2,225-€57,191€50,262within the sector's middle half▼ 12.1%€54,887within the sector's middle half▲ 9.2%€51,686within the sector's middle half▼ 5.8%
Solvency-82.8%--96.5%▼ 13.6pp-98.3%below the sector's middle half▼ 1.9pp-115.6%below the sector's middle half▼ 17.3pp-123.4%below the sector's middle half▼ 7.8pp
Current ratio0.98-2.50▲ 1.521.96within the sector's middle half▼ 0.543.06above the sector's middle half▲ 1.102.85above the sector's middle half▼ 0.21
Return on assets (ROA)-28.7%--16.3%▲ 12.4pp-8.7%below the sector's middle half▲ 7.6pp8.1%within the sector's middle half▲ 16.8pp-4.5%below the sector's middle half▼ 12.7pp
above
within
below
The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Key figures and ratios
Quick ratio
0.04▼
2021 · 0.11
Debt ≤ 1 year
€27,968▲
2021 · €26,637
Debt > 1 year
€150,000=
2021 · €150,000
Supplier credit
25 days▲
2021 · 7 days
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €19,630 | - | - |
| Non-recurring operating income76A | - | - | - | €16,200 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €41,236 | €29,129 | ▼ 29.4% |
| Other operating charges640/8 | - | - | - | €18,368 | €1,969 | ▼ 89.3% |
| Gross operating margin9900 | -€25,829 | -€14,764 | -€7,831 | -€5,405 | -€1,888 | ▲ 65.1% |
| Operating profit (loss)9901 | -€26,409 | -€15,497 | -€8,954 | -€23,773 | -€3,857 | ▲ 83.8% |
| Financial income75/76B | - | - | - | €31,197 | €305 | ▼ 99.0% |
| Recurring financial income75 | - | - | - | €31,197 | €305 | ▼ 99.0% |
| Financial charges65/66B | - | - | - | €641 | €42 | ▼ 93.4% |
| Recurring financial charges65 | €54 | €87 | €19 | €641 | €42 | ▼ 93.4% |
| Profit (loss) for the period before taxes9903 | -€26,463 | -€15,584 | -€8,974 | €6,783 | -€3,595 | - |
| Income taxes67/77 | €128 | - | - | €114 | - | - |
| Profit (loss) for the period9904 | -€26,591 | -€15,584 | -€8,974 | €6,669 | -€3,595 | - |
| Profit (loss) for the period to be appropriated9905 | -€26,591 | -€15,584 | -€8,974 | €6,669 | -€3,595 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €92,764 | €95,804 | €103,092 | €81,918 | €79,654 | ▼ 2.8% |
| Fixed assets21/28 | €394 | €394 | €394 | €394 | - | - |
| Financial fixed assets28 | €394 | €394 | €394 | €394 | - | - |
| Current assets29/58 | €92,369 | €95,409 | €102,698 | €81,524 | €79,654 | ▼ 2.3% |
| Stocks and contracts in progress3 | €90,000 | €90,000 | €90,000 | €78,500 | €78,500 | = |
| Stocks30/36 | - | - | - | €78,500 | €78,500 | = |
| Amounts receivable within one year40/41 | €1,452 | €5,076 | €9,833 | €458 | - | - |
| Trade receivables40 | - | - | - | €458 | - | - |
| Cash at bank and in hand54/58 | €917 | €197 | €2,774 | €2,566 | €1,154 | ▼ 55.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €92,764 | €95,804 | €103,092 | €81,918 | €79,654 | ▼ 2.8% |
| Equity10/15 | -€76,830 | -€92,414 | -€101,388 | -€94,719 | -€98,314 | ▼ 3.8% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€95,430 | -€111,014 | -€119,988 | -€113,319 | -€116,914 | ▼ 3.2% |
| Amounts payable17/49 | €169,594 | €188,218 | €204,480 | €176,637 | €177,968 | ▲ 0.8% |
| Amounts payable after more than one year17 | €75,000 | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Financial debts170/4 | - | - | - | €150,000 | €150,000 | = |
| Amounts payable within one year42/48 | €94,594 | €38,218 | €52,435 | €26,637 | €27,968 | ▲ 5.0% |
| Trade debts44 | €207 | - | €4,696 | €816 | €1,988 | ▲ 144% |
| Suppliers440/4 | - | - | - | €816 | €1,988 | ▲ 144% |
| Taxes, remuneration and social security45 | - | - | - | €605 | €814 | ▲ 34.5% |
| Taxes450/3 | - | - | - | €605 | €814 | ▲ 34.5% |
| Other amounts payable47/48 | - | - | - | €25,216 | €25,167 | ▼ 0.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€26,591 | -€15,584 | -€8,974 | €6,669 | -€3,595 | - |
| Operating cash flow (approximation) | -€26,591 | -€15,584 | -€8,974 | €6,669 | -€3,595 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | -€720 | €2,577 | -€208 | -€1,412 | ▼ 580% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 17 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2022 | micro format | 30-08-2023 | 2023-00434121 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20404986 | |
| 31-12-2020 | micro format | 27-09-2021 | 2021-68700092 | |
| 31-12-2019 | micro format | 30-11-2020 | 2020-73300198 | |
| 31-12-2018 | micro format | 30-09-2019 | 2019-67800312 | |
| 31-12-2017 | micro format | 25-09-2018 | 2018-64700416 | |
| 31-12-2016 | micro format | 21-09-2017 | 2017-61700131 | |
| 31-12-2015 | abbreviated format | 30-08-2016 | 2016-49700003 | |
| 31-12-2014 | abbreviated format | 23-10-2015 | 2015-65400224 | |
| 31-12-2013 | abbreviated format | 27-01-2015 | 2015-03000017 |
Board & ownership
Directors
Directors
1 director, last change in 2024
EL GRAFEL Houssein
Current
Director · appointed in the act of 12-03-2024 · term without a fixed end
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Trustee | STéPHANE Van Moorleghem Mechelse- Steenweg 271/8.1, 2018 Antwerpen 1 |
26-06-2025 → present |
Owners and capital
Owners
Mandate history
2 people, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| EL GRAFEL Houssein |
|
| DIBRANI Agron |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Één of meer bestuurders,al dan niet aandeelhouder, algemene vergadering kan mandaat steeds beëindigen wegens wettige reden,zonder…”
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, 1/100”
Articles of association, deed of 12-03-2024 (in Dutch)
Network & group
UNIVERSAL shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of UNIVERSAL. Every other company they run is a node.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
2025
02-07
Bankruptcy
Bankruptcy declared
Enterprise Court of Antwerp, Antwerp division · judgment of 26-06-2025
2024
12-03
Gazette deed
Resignation: DIBRANI Agron (manager)Appointment: EL GRAFEL Houssein (director) · Amendment of the articles · Capital conversion6 points ▸
Gazette deed
Resignation: DIBRANI Agron (manager)
Appointment: EL GRAFEL Houssein (director) · Amendment of the articles · Capital conversion6 points ▸
- General meeting, 05-03-2024
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “vormen en meerderheden van de statutenwijziging, opheffing” (deed in Dutch)
- Other provision, “inlichting comparanten door notaris over draagwijdte en verantwoordelijkheden artikelen 5:141,5:142,5:143 en 5:144 WVV, voorafgaand aan tweede besluit” (deed in Dutch)
- Director resignation, DIBRANI Agron (manager)
- Director appointment, EL GRAFEL Houssein (director)
2023
30-08
micro format · 30 days late
2022
31-08
micro format · 31 days late
2021
31-12
Financial
Back to profitnet €6,669
The net result is €6,669, after 3 loss-making years.
27-09
micro format · 58 days late
2020
30-11
micro format · 122 days late
2019
31-12
Financial
Liquidity more than doubledcurrent ratio 2.50
The current ratio rises from 0.98 to 2.50. Short-term debt falls from €94,594 to €38,218.
30-09
micro format · 61 days late
2018
25-09
micro format · 56 days late
2017
21-09
micro format · 52 days late
2016
30-08
abbreviated format · 30 days late
SignalFinancial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Opening faillissement
- Last annual accounts
- financial year to 31 December 2022
- Legal form
- Private limited company
- Active since
- 9 January 2006
Register details
Identity
Name
UNIVERSAL in Dutch
Enterprise number
0878.617.783
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 12-03-2024 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest”
deed of 12-03-2024 (in Dutch)Registered office and establishments
Registered office
Onderwijsstraat 47, 2060 Antwerpen, Belgium
Establishment unit
UNIVERSAL, Onderwijsstraat 47, 2060 Antwerpen since 28-03-2006 · unit number 2.152.523.63446720 Wholesale of motor vehicle parts and accessories
Activities
NACEBEL 202547820
Retail sale of motor vehicle parts and accessories main activity
Codes under NACEBEL 2008
45320
main activity
Codes under NACEBEL 2003
50302
main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 12-03-2024 (in Dutch)
“Groot-,kleinhandel,import en export van auto-onderdelen,nieuwe en occassie personenwagens,bestelwagens,bussen en…”
8 activities
- Groot-,kleinhandel,import en export van auto-onderdelen,nieuwe en occassie personenwagens,bestelwagens,bussen en vrachtwagens;garagehouder,hersteller;herstellen van koetswerken van voertuigen.
- De exploitatie van taxi's,de verhuur van personenauto's met chauffeur,overig vervoer van personen te land,goederenvervoer over de weg en verhuisdiensten.
- Het slopen van gebouwen en andere bouwwerken;het ruimen van bouwterreinen;het grondverzet;het proefboren en boren;algemene bouwonderneming;het optrekken van de ruwbouw van gebouwen en de structuur van civieltechnische werken,inclusief het gieten van gewapend beton en het uitvoeren van metselwerken;de algemene coördinatie van de werkzaamheden op de bouwwerf;het bouwen van individuele huizen;het optrekken van andere residentiële gebouwen en van kantoorgebouwen;het optrekken van gebouwen voor industrieel of commercieel gebruik of voor landbouwdoeleinden;de dakbedekking en bouw van dakconstructies;de gespecialiseerde bouwwerkzaamheden ten behoeve van diverse bouwwerken,waarvoor specifieke ervaring of een speciale uitrusting nodig is;de elektrische installatie in gebouwen en andere bouwwerken;isolatiewerkzaamheden;de installatie van verwarming,klimaatregeling en ventilatie;de installatie in gebouwen en andere bouwwerken van waterleidingen,artikelen en apparaten voor sanitair gebruik,sprinkelinstallaties,gasaansluitingen en leidingen voor diverse gassen;de overige bouwinstallatie;het stukadoors-,plafonneer-,cementeer-,en alle andere pleisterwerk;het schrijnwerk van hout of van kunstwerk;het metaalschrijnwerk;het plaatsen van vloer- en wandtegels en mozaïek,en het plaatsen van alle andere wand- en vloerbekledingen,inbegrepen van hout of andere materialen;het plaatsen van behang;het schilderen;het glaszetten;de overige werkzaamheden in verband met afwerking van gebouwen.
- De onderneming voor:het bouwen,herstellen en onderhouden van wegen;grondwerken;het optrekken van gebouwen,fabrieksschouwen,nijverheids-ovens en andere soortgelijke werken;het bouwen van stellingen;het invoegen en reinigen van gevels;het uitvoeren van diverse land- en tuinbouwwerken en van werken in verband met de veeteelt voor rekening van derden;het optrekken van niet-metalen uiteenneembare paviljoenen en barakken;het steenhouwen;het bewerken,polijsten en plaatsen van marmer voor gebouwen;het vervaardigen en plaatsen van sierschouwen of andere versieringen van marmer of steen;het plaatsen van ramen,deuren en algemene schrijnwerkerij;het reinigen en ontsmetten van woongelegenheden,lokalen,meubels,stoffering en allerhande voorwerpen;het schoorsteenvegen;het aanleggen van speelpleinen,sportvelden,parken en tuinen;het snijden en snoeien van bomen.
- De groothandel in bloemen en planten,tuinbouwbedrijf,aannemer tuinwerk;de uitbating van restaurants,pita- en fastfood-zaken,snackbars,frituren,drankgelegenheden,spijshuizen,verbruikerssalons en dergelijke;de aan- en verkoop,groot- en kleinhandel,markthandel,im- en export,conditionering,fabricatie,assemblage van alle consumptiegoederen,halffabricaten en grondstoffen,meer in het bijzonder van alle voedingsmiddelen,zuivelproducten,vlees,vleeswaren,kip en gevogelte,vis,visconserven,producten van brood-,banket- en suikerbakkerij,schoeisel,textielwaren en kleding,huishoudartikelen,meubileringsartikelen,onderhoud en huishoudelijke uitrusting,kunst- en siervoorwerpen,fantasieartikelen,verlichtingsartikelen,radio-elektrisch materiaal,en tabak;de klein- en groothandel in schoeisel en lederwaren;de uitbating van een brood- en banketbakkerij;de tussenpersoon in de handel;het verschaffen van arbeidskrachten aan handels- en nijverheidsondernemingen;kapper en kapsalons;telecommunicatie;koerierdienst;de groot en kleinhandel in horecamaterialen.
- Het tijdelijk ter beschikking stellen van interim personeel bij werkgevers,alle activiteiten in verband met het personeel,de werkgelegenheid en de arbeidsbemiddeling;de coaching,de rekrutering en de selectie van personeel;elke activiteit die een rechtstreeks,onrechtstreeks of toebehorende band heeft met wat voorafgaat zoals de organisatie van nabijheidsdiensten,de outplacement,de vorming,de professionele begeleiding,de onderaanbesteding activiteiten in verschillende diensten,et cetera.
- De uitbating van een solarium,sauna,relax- en wellnesscentrum schoonheidssalon,bodystyling en powerplate;het verlenen van verzorgingsmassages,van advies op het gebied van de schoonheidszorgen en de gezichtsverzorging;het verstrekken van dieetadvies,huidverzorging en epileren,diensten van manicure en pedicure;handelsbemiddeling in parfums,cosmetica,toiletartikelen en reinigingsmiddelen;de groot- en kleinhandel in parfumerieën en cosmetica.
- Vertaaldiensten en tolken.Administratiekantoor,secretariaatswerkzaamheden,behandeling van post,en,in het algemeen,alle activiteiten in verband met administratieve en zakelijke dienstverlening en bijstand aan derden.Adviesbureau op het gebied van bedrijfsvoering en beheer,administratieve en sociale organisatie.Public relations bureau.Het domiciliëren van bedrijven;het ter beschikkingstellen van een aangepaste bedrijfsruimte,aanbieden van een gemeenschappelijk dienstenpakket,advies en begeleiding door manager.Het verlenen van hulp en bijstand aan en het begeleidingen van personen en bedrijven in het kader van emigratie,immigratie en integratie.Het organiseren van colloquia,seminaries,studiedagen en uitgeven van studies en rapporten,cursussen en adviezen met betrekking tot voorgaande.
Invoicing and payment
VAT number
BE 0878.617.783
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of May at 18:00
deed of 12-03-2024 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
123 m²
Building footprint
100 m²
Building volume
923 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11805E0414/00L014 | Flanders | 123 m² | 1 · 100 m² | 13.6 m · 3 |