UNIVERS COIFFURE

Active

Private limited companyfounded 2017active for 9 yearsTongerenstraat 58, 1040 Etterbeek, BelgiumKBO/BCE: BE 0671.797.947

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of UNIVERS COIFFURE is 1.9% (moderate). The 2025 annual accounts show negative equity (-€2,642) and a net result of €4,704. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 5,700 sector peers (NACE 96, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

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UNIVERS COIFFUREActiveChecked score 54/100

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Official details

KBO

Status: Active since 24-02-2017 Normal situation
Legal form: Private limited company
Registered office: Tongerenstraat 58, 1040 Etterbeek
Activity: Hairdressing and barber services NACE 96210
Establishment unit: 2.267.294.925 1150 Sint-Pieters-Woluwe, since 01-05-2017
Financial year end: 31 December
Peppol: Reachable since 28-04-2025

Company details

Who decides

Board

CHZ INVESTDirector · permanent representative Chedi Zellat
Hadj ZELLATDirector
Nesrin El KhadjiDirector

Shareholders

SINDBAD MANAGEMENT100%annual accounts 2025

Board & ownership

How it is doing

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.9%

Annual accounts 2025

Turnover: €346,289
Profit: €4,704
Equity: -€2,642; ▲ 64.0%
Total assets: €194,004; ▲ 6.4%
Staff: 4.4 FTE

2025 accounts filed 59 days late

Filed on 28-09-2026at the National Bank

Financials

Why 54raises riskLast filed accounts filed 59 days late; 1 of the last 3 lateNegative equity -€2,642lowers riskSize: turnover €346,289, total assets €194,004Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 38% of its sector peers (NACE 96, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 24+3

equity -1.4% of total assets

Liquidity 11+3

short-term debt 101.4% · cash 8.8%

Profitability 36+23

return on assets 2.4%

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,624 companies, NACE 96, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.7%▼ -0.1 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025lowest value 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.3%▲ +0.5 percentage points vs 07-2025 09-2025: 1.1%▼ -0.2 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.1%▼ -0.1 percentage points vs 05-2026 07-2026: 1.2%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 2.2%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 1.9%▼ -0.3 percentage points vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.97, compared with 0.93 in 2024, below 1; short-term debt: 101.4% and cash: 8.8% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 29% on solvency, 10% on liquidity, 29% on profitability and 85% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Four signals.

lowers riskraises risk

Last filed accounts filed 59 days late; 1 of the last 3 late

NBB · filings

Negative equity -€2,642

NBB · annual accounts

Size: turnover €346,289, total assets €194,004

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

2025 accounts filed 59 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 9 filings

Deviation from the deadline

2025

59 days late

2024

24 days late

2023

30 days late

2022

30 days late

2021

25 days late

2020

17 days late

2019

90 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€2,642 View

Documents

Key facts about UNIVERS COIFFURE

What is the company number of UNIVERS COIFFURE?: 0671.797.947. In Belgium the VAT number is the company number with BE in front: BE 0671.797.947.
Where is UNIVERS COIFFURE based?: The registered office is at Tongerenstraat 58, 1040 Etterbeek.Company details
What does UNIVERS COIFFURE do?: According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
What is the legal form of UNIVERS COIFFURE?: Private limited company (BV).
When was UNIVERS COIFFURE founded?: On 24-02-2017.
Is UNIVERS COIFFURE still active?: Yes, UNIVERS COIFFURE is an active enterprise in the KBO register.
How many employees does UNIVERS COIFFURE have?: On average 4.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of UNIVERS COIFFURE?: €346,289 in financial year 2025, according to the filed annual accounts.
Is UNIVERS COIFFURE profitable?: In financial year 2025, UNIVERS COIFFURE made a profit of €4,704.
Where can I find the annual accounts of UNIVERS COIFFURE?: UNIVERS COIFFURE filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of UNIVERS COIFFURE due?: By 31-07-2027, for financial year 2026.Timeline