Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Of this, €47,266 falls due within a year.
The 2023 accounts came latest: 495 days after the end of the period.
Lower solvency than 87% of companies in retail trade. Sector median 33.1% · 22,924 companies.
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 23% on liquidity, 6% on profitability and 1% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 7,639 companies had the same profile as UNITY DESIGN has now. Each dot stands for 20 companies, two years later.
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of UNITY DESIGN itself: 2.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for UNITY DESIGN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.68 (1.05 in 2024), below 1. Short-term debt is 148% and cash 20.5% of total assets. Equity is negative.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 3 accounts on average 172 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| UNITY DESIGN Wanze | €31,940 | -€20,696 | -51.1% | - |
| JDV INTERIORS Plombières | €34,345 | -€2,198 | -40.7% | - |
| VULOTTI Zedelgem | €33,295 | -€5,023 | -850.2% | - |
| FUSION WOOD Brussels | €31,793 | -€772 | -85.6% | - |
| COLLECT AND DEAL La Louvière | €28,081 | -€6,428 | 20.4% | - |
| BONUMEUR Aalst | €25,442 | -€6,014 | -54.0% | - |
| Tidy & sur mesure Brussels | €35,585 | -€14,644 | 50.4% | - |
These companies have the same main activity as UNITY DESIGN: retail sale of household furniture (NACE 47551). They are comparable in size and age: total assets between €25,400 and €35,600, founded between 2022 and 2023.
The computed 12-month bankruptcy probability of UNITY DESIGN is 2.1% (moderate). The 2025 annual accounts show negative equity (-€16,327) and a net result of -€16,848.
Equity has been shrinking by about 1354% per year since 2023. Its solvency ranks better than 12% of 22,924 sector peers (NACE 47, financial year 2025).
The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 12% of 22,924 companies in 2025.
Higher than 18% of 22,052 companies in 2025.
Lower than 95% of 22,202 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
31,940 | 12,072 | 626 | |
29/58 |
31,940 | 12,072 | 626 | |
40/41 |
25,396 | - | - | |
40 |
25,396 | - | - | |
54/58 |
6,543 | 12,072 | 626 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
31,940 | 12,072 | 626 | |
10/15 |
-16,327 | 521 | 626 | |
10/11 |
2,000 | 2,000 | 2,000 | |
14 |
-18,327 | -1,479 | -1,374 | |
17/49 |
48,266 | 11,551 | - | |
42/48 |
47,266 | 11,551 | - | |
44 |
30,852 | 63 | - | |
440/4 |
30,852 | 63 | - | |
45 |
603 | - | - | |
450/3 |
603 | - | - | |
47/48 |
15,811 | 11,488 | - | |
492/3 |
1,000 | - | - | |
| Income statement | ||||
9900 |
-20,696 | - | -1,374 | |
640/8 |
548 | - | - | |
9901 |
-21,244 | - | -1,374 | |
75/76B |
4,594 | - | - | |
75 |
4,594 | - | - | |
65/66B |
198 | 105 | - | |
65 |
198 | 105 | - | |
9903 |
-16,848 | -105 | -1,374 | |
9904 |
-16,848 | -105 | -1,374 | |
9905 |
-16,848 | -105 | -1,374 | |
| Appropriation of the result | ||||
9906 |
-18,327 | -1,479 | -1,374 | |
14P |
-1,479 | -1,374 | - | |
| Document | ||||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-06-2026.
| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| -5,529 | 11,446 | - | ||
| -15,327 | 521 | - | ||
| -51.1% | 4.3% | - | ||
| 0.68 | 1.05 | - | ||
| -52.7% | -0.9% | - |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is a loss of €21,244, against a loss of €1,374 in 2023. Comparable figures for the intervening years are unavailable.
Equity is negative. Debt (€48,266) exceeds the balance-sheet total (€31,940).
UNITY DESIGN has no parent and no holdings in its annual accounts. MEHMETI Vlora is the only director. UNITY DESIGN shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
UNITY DESIGN was incorporated on 22 December 2022 as a private limited company by one natural person, with a starting capital of €2,000.12 Since 2022, MEHMETI Vlora has served as director.3 The company has filed 3 sets of annual accounts, the latest for financial year 2025.3
| Establishment | Since | Unit number |
|---|---|---|
| Chaussée de Tirlemont 1-4 registered office 4520 Wanze | ||
| Chaussée de Tirlemont 1-4 4520 Wanze 4641102 Wholesale trade | 22-12-2022 | 2.340.431.539 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 61072A0190/00M000 | 941 m² | 1 · 250 m² | 8.6 m · 2 |
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