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UNITY

Active
Private limited companyfounded 2021active for 5 yearsMarkt 19, 9240 Zele, BelgiumKBO/BCE: BE 0761.853.638
Summary

UNITY has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218,001 and a net result of €159,464. Equity is growing by about 28% per year across the filed financial years. Its solvency ranks better than 86% of 16,658 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Full-service restaurants
NACE 56111
4th largest company by equity in Zele, Accommodation and food service sector1 site
Size
€299,229total assets 2025
Equity
€218,001
Profit
€159,464
Turnover not published (micro format)
Financial health
89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts filed 21 days late0 of 1 deed read
Why 89raises riskSector: Food and beverage service activities (NACE 56)Founded in 2021lowers riskLiquidity: current ratio 3.47, cash €207,451Equity €218,001 (72.9% of total assets)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 82% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency 98-1
equity 72.9% of total assets
Liquidity 92-2
short-term debt 23.1% · cash 69.3%
Profitability 100=
return on assets 53.3%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,767 companies, NACE 56, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.1 percentage points vs 06-2025 08-2025: 1.6%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.7%▼ -0.9 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.6%▼ -0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.9%▲ +0.2 percentage points vs 07-2026 09-2026: 0.3%▼ -0.6 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.47, compared with 3.78 in 2024, above the usual 1.5; short-term debt: 23.1% and cash: 69.3% of total assets), and 27.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 86% on solvency, 93% on liquidity, 93% on profitability and 55% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Liquidity: current ratio 3.47, cash €207,451
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €218,001 (72.9% of total assets)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
21 days late
2024
29 days late
2023
24 days late
2022
57 days late
2021
51 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 36 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2021 to 2025net €159,464 ▲72.6%
  3. Equity above €200,000equity €218,001 ▲9.2%

Financials · financial year 2025, micro format

2025 annual accounts filed late (21 days) Filed on 21 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00412378.

Equity
€218,001▲ 9.2%
2024 · €199,714
Total assets
€299,229▲ 11.6%
2024 · €268,144
Net result
€159,464▲ 72.6%
2024 · €92,405
Working capital
€170,964▲ 16.7%
2024 · €146,486
Trend over the years

2021 to 2025, 5 financial years

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 47% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€165,632 2025 Net result€159,464 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result€16,680-€54,887▲ 229%€23,648▼ 56.9%€112,778▲ 377%€165,632▲ 46.9%
Net result€13,962within the sector's middle half-€50,062above the sector's middle half▲ 259%€21,618above the sector's middle half▼ 56.8%€92,405above the sector's middle half▲ 327%€159,464above the sector's middle half▲ 72.6%
Equity€83,962above the sector's middle half-€114,024above the sector's middle half▲ 35.8%€122,308above the sector's middle half▲ 7.3%€199,714above the sector's middle half▲ 63.3%€218,001above the sector's middle half▲ 9.2%
Total assets€116,603within the sector's middle half-€159,015within the sector's middle half▲ 36.4%€167,464within the sector's middle half▲ 5.3%€268,144above the sector's middle half▲ 60.1%€299,229above the sector's middle half▲ 11.6%
Debt€32,641-€44,992▲ 37.8%€45,156▲ 0.4%€68,431▲ 51.5%€81,228▲ 18.7%
Working capital€21,560within the sector's middle half-€45,548above the sector's middle half▲ 111%€64,286above the sector's middle half▲ 41.1%€146,486above the sector's middle half▲ 128%€170,964above the sector's middle half▲ 16.7%
Solvency72.0%above the sector's middle half-71.7%above the sector's middle half▼ 0.3pp73.0%above the sector's middle half▲ 1.3pp74.5%above the sector's middle half▲ 1.4pp72.9%above the sector's middle half▼ 1.6pp
Current ratio1.78within the sector's middle half-2.01within the sector's middle half▲ 0.242.42above the sector's middle half▲ 0.413.78above the sector's middle half▲ 1.363.47above the sector's middle half▼ 0.32
Return on assets (ROA)12.0%within the sector's middle half-31.5%above the sector's middle half▲ 19.5pp12.9%within the sector's middle half▼ 18.6pp34.5%above the sector's middle half▲ 21.6pp53.3%above the sector's middle half▲ 18.8pp
above within below the middle half of NACE 56, Food and beverage service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299,229
Fixed assets €59,020 ▼ 14.5%
Current assets €240,209 ▲ 20.6%
Equity and liabilities €299,229
Equity €218,001 ▲ 9.2%
Debt €81,228 ▲ 18.7%
Debt's share of the balance-sheet total rises from 25.5% to 27.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€180,504▲
2024 · €123,663
Cash flow
€174,336▲
2024 · €103,290
Debt to equity
0.37▲
2024 · 0.34
ROE
73.1%▲
2024 · 46.3%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€69,245▲
2024 · €52,612
Debt > 1 year
€11,983▼
2024 · €15,819
Income taxes
€5,185▼
2024 · €19,550
Staff costs
€94,155▲
2024 · €78,187
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€268,144€299,229▲
Fixed assets21/28€69,046€59,020▼
Intangible fixed assets21€32,854€27,482▼
Tangible fixed assets22/27€30,792€26,138▼
Land and buildings22€2,803€1,783▼
Plant, machinery and equipment23€3,833€5,957▲
Furniture and vehicles24€24,156€18,398▼
Financial fixed assets28€5,400€5,400=
Current assets29/58€199,098€240,209▲
Amounts receivable within one year40/41€41,444€31,216▼
Trade receivables40-€14,186
Other amounts receivable41€41,444€17,030▼
Cash at bank and in hand54/58€155,621€207,451▲
Deferred charges and accrued income490/1€2,033€1,543▼
Equity and liabilities
Total equity and liabilities10/49€268,144€299,229▲
Equity10/15€199,714€218,001▲
Contributions10/11€70,000€70,000=
Contributions outside capital11€70,000-
Other1109/19€70,000-
Reserves13€788€7,000▲
Non-distributable reserves130/1€788€7,000▲
Reserves not available under the articles1311€788€7,000▲
Profit (loss) carried forward14€128,926€141,001▲
Amounts payable17/49€68,431€81,228▲
Amounts payable after more than one year17€15,819€11,983▼
Financial debts170/4€15,819€11,983▼
Amounts payable within one year42/48€52,612€69,245▲
Current portion of amounts payable after more than one year42€3,705€3,836▲
Trade debts44-€778
Suppliers440/4-€778
Taxes, remuneration and social security45€33,415€64,586▲
Taxes450/3€21,708€52,202▲
Remuneration and social security454/9€11,708€12,383▲
Other amounts payable47/48€15,492€46▼
Income statement Code20242025
Remuneration, social security and pensions62€78,187€94,155▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,885€14,872▲
Other operating charges640/8€5,163€1,339▼
Gross operating margin9900€207,012€275,999▲
Operating profit (loss)9901€112,778€165,632▲
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€823€986▲
Recurring financial charges65€823€986▲
Profit (loss) for the period before taxes9903€111,955€164,649▲
Income taxes67/77€19,550€5,185▼
Profit (loss) for the period9904€92,405€159,464▲
Profit (loss) for the period to be appropriated9905€92,405€159,464▲
Appropriation of the result
Profit (loss) to be appropriated9906€143,926€288,390▲
Profit (loss) brought forward from the previous period14P€51,521€128,926▲
Transfer to equity691/2-€6,212
To other reserves6921-€6,212
Profit to be distributed694/7€15,000€141,176▲
Return on contributions (dividend)694-€141,176
Directors or managers695€15,000-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€51,714€24,440€69,191€78,187€94,155▲ 20.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,516€9,531€10,453€10,885€14,872▲ 36.6%
Other operating charges640/8€100€1,500€1,783€5,163€1,339▼ 74.1%
Gross operating margin9900€75,009€90,359€105,076€207,012€275,999▲ 33.3%
Operating profit (loss)9901€16,680€54,887€23,648€112,778€165,632▲ 46.9%
Financial income75/76B-€3,640€800€0€2▲ 564%
Recurring financial income75-€3,640€800€0€2▲ 564%
Financial charges65/66B€48€1,166€230€823€986▲ 19.8%
Recurring financial charges65€48€1,166€230€823€986▲ 19.8%
Profit (loss) for the period before taxes9903€16,632€57,362€24,218€111,955€164,649▲ 47.1%
Income taxes67/77€2,670€7,300€2,600€19,550€5,185▼ 73.5%
Profit (loss) for the period9904€13,962€50,062€21,618€92,405€159,464▲ 72.6%
Profit (loss) for the period to be appropriated9905€13,962€50,062€21,618€92,405€159,464▲ 72.6%
Line20212022202320242025Change
Assets
Total assets20/58€116,603€159,015€167,464€268,144€299,229▲ 11.6%
Fixed assets21/28€67,291€68,475€58,023€69,046€59,020▼ 14.5%
Intangible fixed assets21€48,970€43,598€38,226€32,854€27,482▼ 16.4%
Tangible fixed assets22/27€12,921€19,477€14,397€30,792€26,138▼ 15.1%
Land and buildings22-€4,843€3,823€2,803€1,783▼ 36.4%
Plant, machinery and equipment23€11,886€9,202€6,517€3,833€5,957▲ 55.4%
Furniture and vehicles24€1,035€5,433€4,056€24,156€18,398▼ 23.8%
Financial fixed assets28€5,400€5,400€5,400€5,400€5,400=
Current assets29/58€49,312€90,540€109,442€199,098€240,209▲ 20.6%
Amounts receivable within one year40/41€3,026€2,366€25,949€41,444€31,216▼ 24.7%
Trade receivables40-€730--€14,186-
Other amounts receivable41€3,026€1,637€25,949€41,444€17,030▼ 58.9%
Cash at bank and in hand54/58€46,286€87,349€78,047€155,621€207,451▲ 33.3%
Deferred charges and accrued income490/1-€825€5,446€2,033€1,543▼ 24.1%
Equity and liabilities
Total equity and liabilities10/49€116,603€159,015€167,464€268,144€299,229▲ 11.6%
Equity10/15€83,962€114,024€122,308€199,714€218,001▲ 9.2%
Contributions10/11€70,000€70,000€70,000€70,000€70,000=
Contributions outside capital11€70,000€70,000€70,000€70,000--
Other1109/19€70,000€70,000€70,000€70,000--
Reserves13€788€788€788€788€7,000▲ 789%
Non-distributable reserves130/1€788€788€788€788€7,000▲ 789%
Reserves not available under the articles1311€788€788€788€788€7,000▲ 789%
Profit (loss) carried forward14€13,174€43,236€51,521€128,926€141,001▲ 9.4%
Amounts payable17/49€32,641€44,992€45,156€68,431€81,228▲ 18.7%
Amounts payable after more than one year17---€15,819€11,983▼ 24.2%
Financial debts170/4---€15,819€11,983▼ 24.2%
Amounts payable within one year42/48€27,752€44,992€45,156€52,612€69,245▲ 31.6%
Current portion of amounts payable after more than one year42---€3,705€3,836▲ 3.5%
Trade debts44€16,769€11,410€11,334-€778-
Suppliers440/4€16,769€11,410€11,334-€778-
Taxes, remuneration and social security45€10,708€13,581€20,353€33,415€64,586▲ 93.3%
Taxes450/3€7,498€12,254€9,900€21,708€52,202▲ 140%
Remuneration and social security454/9€3,210€1,327€10,453€11,708€12,383▲ 5.8%
Other amounts payable47/48€274€20,000€13,469€15,492€46▼ 99.7%
Accrued charges and deferred income492/3€4,889-----
Line20212022202320242025Change
Profit (loss) for the period9904€13,962€50,062€21,618€92,405€159,464▲ 72.6%
+ Depreciation and write-downs630€6,516€9,531€10,453€10,885€14,872▲ 36.6%
Operating cash flow (approximation)€20,478€59,593€32,071€103,290€174,336▲ 68.8%
Investment in fixed assets (approximation)--€10,715€0-€21,908-€4,846▲ 77.9%
Change in cash-€41,063-€9,302€77,575€51,829▼ 33.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2025 micro format 21-08-2026 2026-00412378
31-12-2024 micro format 29-08-2025 2025-00438152
31-12-2023 micro format 24-08-2024 2024-00377540
31-12-2022 micro format 26-09-2023 2023-00456102
31-12-2021 micro format 20-09-2022 2022-20433063

Similar companies · same sector, comparable size

Of the 20,126 active companies whose main activity is full-service restaurants (NACE 56111), figures are known for 11,497. 8,381 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

UNITY was incorporated on 20 January 2021 as a private limited company.1 Total assets rose from €116,603 in 2021 to €299,229 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
21-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 21 days late
2025
31-12
Financial Highest result from 2021 to 2025net €159,464 ▲72.6%
Operating result €165,632, net result €159,464, both a record.
31-12
Financial Equity above €200,000equity €218,001 ▲9.2%
A profit in every financial year since 2021 builds equity to €218,001.
29-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 29 days late
2024
31-12
Financial Equity above €150,000equity €199,714 ▲63.3%
A profit in every financial year since 2021 builds equity to €199,714.
24-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 24 days late
2023
26-09
NBB filing Annual accounts filed
financial year 2022 · micro format · 57 days late
2022
31-12
Financial Equity above €100,000equity €114,024 ▲35.8%
A profit in every financial year since 2021 builds equity to €114,024.
20-09
NBB filing Annual accounts filed
financial year 2021 · micro format · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded20-01-2021
Financial year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0761853638
Also 9925:BE0761853638
Registered 26-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 18 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Zeleunit no. 2.312.136.441
1 permission
Authorisation · Eetgelegenheid · since 25-02-2021

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
457 m²
Building footprint
362 m²
Building volume
2,565 m³
Parcel 42402F0183/00B002, Flanders · tallest building 14.6 m. Linked by address, not a title deed.
1 establishment unit
UNITY
Markt 19, 9240 ZeleFull-service restaurants
since 2021unit no. 2.312.136.441
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
42402F0183/00B002 Flanders 457 m² 1 · 362 m² 14.6 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.