UNITY

Active

Private limited companyfounded 20197 yrs activeNering 10, 1650 Beersel, BelgiumKBO/BCE: BE 0720.990.013

The computed 12-month bankruptcy probability of UNITY is 3.6% (moderate). The 2024 annual accounts show equity of €21k and a net result of €-13k. Equity is growing by ~46% per year across the filed fiscal years. Its solvency ranks better than 25% of 26043 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

50 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability66▼-7

Solvency28▼-2

Growth78=

Track record100

Bankruptcy probability, 12 months

3.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity ample (current ratio 32.14 against 0.56 in 2023; short-term debt: 1.8% and cash: 2% of total assets), but 96.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

3.1%

Return on assets

-1.9%

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 26043 sector peers (2024).

NBB · sector comparison

Position among 26043 sector peers

Solvency

better than 25%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

23 d early

2023

on the day

2022

1 d early

2021

76 d late

2020

30 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€21k▼ 37.3%

2023 · €34k

2020: €7k 2021: €2k 2022: €12k 2023: €34k

2020 → 2024

Total assets

€679k▲ 7.7%

2023 · €631k

2020: €426k 2021: €463k 2022: €546k 2023: €631k

2020 → 2024

Net result

€-13k

2023 · €22k

2020: €-38k 2021: €-4k 2022: €10k 2023: €22k

2020 → 2024

Working capital

€387k

2023 · €-261k

2020: €-277k 2021: €-269k 2022: €-247k 2023: €-261k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€7k-€2k▼ 65.2%€12k▲ 424%€34k▲ 184%€21k▼ 37.3%

Operating result€-38k-€-4k▲ 88.8%€10k€22k▲ 129%€-13k

Net result€-38k-€-4k▲ 88.9%€10k€22k▲ 128%€-13k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €13k after €22k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €679k

41.3%

58.7%

Fixed assets €280k▼ 5.1%

Current assets €399k▲ 19.0%

Equity and liabilities €679k

96.9%

Equity €21k▼ 37.3%

Debt €658k▲ 10.3%

The debt ratio rises from 94.6% to 96.9%. Equity is lower and debt is higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€5k▼

2023 · €38k

Cash flow

€5k▼

2023 · €38k

Solvency

3.1%▼

2023 · 5.4%

Current ratio

32.14▲

2023 · 0.56

Quick ratio

1.34▲

2023 · 0.06

Debt / equity

30.85▲

2023 · 17.54

ROE

-59.5%▼

2023 · 64.8%

ROA

-1.9%▼

2023 · 3.5%

Interest coverage

29.61▼

2023 · 331.65

Debt

€658k▲

2023 · €597k

Debt ≤ 1 year

€12k▼

2023 · €597k

Debt > 1 year

€646k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€631k€679k▲

Fixed assets21/28€296k€280k▼

Tangible fixed assets22/27€290k€275k▼

Land and buildings22€241k€232k▼

Plant, machinery and equipment23€2k€375▼

Furniture and vehicles24€4k€5k▲

Other tangible fixed assets26€44k€39k▼

Financial fixed assets28€5k€5k=

Current assets29/58€335k€399k▲

Stocks and contracts in progress3€299k€382k▲

Stocks30/36€299k€382k▲

Amounts receivable within one year40/41€934€1k▲

Trade receivables40€910-

Other amounts receivable41€24€1k▲

Cash at bank and in hand54/58€33k€14k▼

Deferred charges and accrued income490/1€3k€2k▼

Equity and liabilities

Total equity and liabilities10/49€631k€679k▲

Equity10/15€34k€21k▼

Contributions10/11€45k€45k=

Profit (loss) carried forward14€-11k€-24k▼

Amounts payable17/49€597k€658k▲

Amounts payable after more than one year17-€646k

Other amounts payable178/9-€646k

Amounts payable within one year42/48€597k€12k▼

Trade debts44€3k€3k▲

Suppliers440/4€3k€3k▲

Taxes, remuneration and social security45€11k€10k▼

Taxes450/3€11k€10k▼

Other amounts payable47/48€584k-

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k▲

Other operating charges640/8€1k€2k▲

Gross operating margin9900€39k€7k▼

Operating profit (loss)9901€22k€-13k▼

Financial income75/76B€89€39▼

Recurring financial income75€89€39▼

Financial charges65/66B€113€179▲

Recurring financial charges65€113€179▲

Profit (loss) for the period before taxes9903€22k€-13k▼

Profit (loss) for the period9904€22k€-13k▼

Profit (loss) for the period to be appropriated9905€22k€-13k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-11k€-24k▼

Profit (loss) brought forward from the previous period14P€-33k€-11k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

2025

08-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Liquidity times 57current ratio 32.14

Current ratio from 0.56 to 32.14; short-term debt falls from €597k to €12k.

31-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Highest result since 2020net €22k ▲128%

Operating result €22k, net result €22k, both a record.

30-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Back to profitnet €10k

Net result €10k after 2 loss-making years.

15-10

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 76 days late

2021

30-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Beersel · 3 establishment units since 2019

seat establishment All 3 establishment units on the map

Ground area

2,466 m²

Building footprint

1,014 m²

Volume, LiDAR

14,873 m³

3 parcels, Brussels, Flanders · tallest building 27.7 m, ±8 floors. Linked by address, not a title deed.

3 establishment units

UNITY

Nering 10, 1650 BeerselRetail trade

since 20192.286.641.178

UNITY

Wolfabriekplein 2, 1651 BeerselRetail trade

since 20202.300.125.762

SARTORIAL CORNER

Darwinstraat 40, 1050 ElseneRetail trade

since 20232.344.667.172

3 parcels

Flanders 2 (66.7%) Brussels 1 (33.3%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23046C0370/00V003	Flanders	2,007 m²	1 · 678 m²	15.0 m · 5 fl.
21447B0309/00X006	Brussels	281 m²	1 · 202 m²	27.7 m · 8 fl.
23003C0055/00C000	Flanders	178 m²	1 · 133 m²	9.2 m · 2 fl.