Skip to content

Unit-M

Active
Private limited companyfounded 20206 yrs activeHelleven (C) 8m, 2920 Kalmthout, BelgiumKBO/BCE: BE 0749.504.944
Summary

Unit-M has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,230 and a net result of €25,887. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 22044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
Unit-MActiveChecked score 71/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€96,592total assets 2025
Equity
€19,230
Profit
€25,887
Turnover not published (abridged schema)
Financial health
71 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Board
1 member
Accounts 35 d early1 of 3 deeds read
Why 71- Founded in 2020- Sector Retail trade (NACE 47)- Size: total assets €96,592+ Liquidity: current ratio 0.62, cash €26,512Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 55% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 45-1
equity 19.9% of total assets
Liquidity 41-11
short-term debt 80.1% · cash 27.4%
Profitability 100+27
return on assets 26.8%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● 0.0% vs 11-2024 01-2025: 0.9%▼ -2.3% vs 12-2024 02-2025: 0.9%▼ -2.0% vs 01-2025 03-2025: 0.9%● 0.0% vs 02-2025 04-2025: 0.9%▲ +6.3% vs 03-2025 05-2025: 1.0%▲ +8.4% vs 04-2025 06-2025: 1.0%▲ +1.0% vs 05-2025highest value 07-2025: 0.9%▼ -15.7% vs 06-2025 08-2025: 0.8%▼ -2.3% vs 07-2025 09-2025: 0.8%▼ -1.6% vs 08-2025 10-2025: 0.8%▼ -3.3% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▲ +0.1% vs 12-2025 02-2026: 0.7%▼ -6.0% vs 01-2026 03-2026: 0.7%● 0.0% vs 02-2026 04-2026: 0.8%▲ +13.0% vs 03-2026 05-2026: 0.9%▲ +2.7% vs 04-2026 06-2026: 0.8%▼ -2.4% vs 05-2026 07-2026: 0.7%▼ -20.1% vs 06-2026 08-2026: 0.7%● 0.0% vs 07-2026 09-2026: 0.7%● 0.0% vs 08-2026 10-2026: 0.6%▼ -8.7% vs 09-2026lowest value
  • Liquidity: current ratio 0.62, cash €26,512 lowers the probability
  • Founded in 2020 raises the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Size: total assets €96,592 raises the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.73 in 2024; short-term debt: 80.1% and cash: 27.4% of total assets), and 80.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 36%, liquidity 38%, profitability 96%, growth against the median 51%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 0.62, cash €26,512
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Size: total assets €96,592
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
35 d early
2024
35 d early
2023
54 d early
2022
32 d early
2021
90 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 49 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignation: WILLEMS, Alex (director)Appointment: ALX Comm V (director)…
  3. Highest result since 2021net €25,887 ▲799%

Key points

  • Caution: Board changedlatest change 01-11-2025 · 1 in office 1 joined · 1 left View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Total assets 20255 fiscal years filed €96,592 View

By topic

Financials

Fiscal year
2025
Total assets
€96,592
Profit
€25,887
Solvency
19.9%
Total assets▲ 9.2%
Net result
20212025
Go to Financials

Timeline

Events
9
Since
2022
Next accounts
by 31-07-2027
  1. 26-06-2026Annual accounts filed
  2. 03-03-2026Resignation: WILLEMS, Alex (director)
  3. 31-12-2025Highest result since 2021
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
29-06-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure