UNIT 15
ActiveSummary
UNIT 15 has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,364 and a net result of €4,336. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 17239 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-27
Solvency82▼-18
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 2.31 against 8.53 in 2024; short-term debt: 42.4% and cash: 94.2% of total assets), and 42.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.4%
Return on assets
3.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€74,364▼ 32.4%
2024 · €110,029
Total assets
€129,529▲ 4.4%
2024 · €124,092
Net result
€4,336▼ 90.8%
2024 · €47,322
Working capital
€72,156▼ 31.9%
2024 · €105,916
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€144,420▼ 11.7%€181,155▲ 25.4%€175,393▼ 3.2%€70,413▼ 59.9%€6,990▼ 90.1%
Net result€112,621above the sector's middle half▼ 10.4%€139,993above the sector's middle half▲ 24.3%€135,831above the sector's middle half▼ 3.0%€47,322within the sector's middle half▼ 65.2%€4,336below the sector's middle half▼ 90.8%
Equity€62,706within the sector's middle half▼ 74.5%€62,706within the sector's middle half=€62,706within the sector's middle half=€110,029within the sector's middle half▲ 75.5%€74,364within the sector's middle half▼ 32.4%
Total assets€362,599above the sector's middle half▲ 33.3%€231,933within the sector's middle half▼ 36.0%€229,376within the sector's middle half▼ 1.1%€124,092within the sector's middle half▼ 45.9%€129,529within the sector's middle half▲ 4.4%
Debt€299,892▲ 1,031%€169,227▼ 43.6%€166,670▼ 1.5%€14,063▼ 91.6%€55,165▲ 292%
Working capital€54,415within the sector's middle half▼ 77.0%€55,189within the sector's middle half▲ 1.4%€58,139within the sector's middle half▲ 5.3%€105,916within the sector's middle half▲ 82.2%€72,156within the sector's middle half▼ 31.9%
Solvency17.3%below the sector's middle half▼ 73.0pp27.0%below the sector's middle half▲ 9.7pp27.3%below the sector's middle half▲ 0.3pp88.7%above the sector's middle half▲ 61.3pp57.4%within the sector's middle half▼ 31.3pp
Current ratio1.18below the sector's middle half▼ 8.751.33below the sector's middle half▲ 0.141.35within the sector's middle half▲ 0.028.53above the sector's middle half▲ 7.182.31within the sector's middle half▼ 6.22
Return on assets (ROA)31.1%above the sector's middle half▼ 15.2pp60.4%above the sector's middle half▲ 29.3pp59.2%above the sector's middle half▼ 1.1pp38.1%above the sector's middle half▼ 21.1pp3.3%below the sector's middle half▼ 34.8pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 90% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129,529
Fixed assets
€2,480 ▼ 39.7%
Current assets
€127,049 ▲ 5.9%
Equity and liabilities €129,529
Equity
€74,364 ▼ 32.4%
Debt
€55,165 ▲ 292%
Debt's share of the balance-sheet total rises from 11.3% to 42.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€9,349▼
2024 · €73,232
Cash flow
€6,695▼
2024 · €50,141
Debt to equity
0.74▲
2024 · 0.13
ROE
5.8%▼
2024 · 43.0%
Interest coverage
54.75▼
2024 · 340.63
Debt ≤ 1 year
€54,893▲
2024 · €14,063
Income taxes
€2,484▼
2024 · €22,886
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.7%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,040 | €4,095 | €4,386 | €2,818 | €2,359 | ▼ 16.3% |
| Other operating charges640/8 | €1,213 | €979 | €1,145 | €1,267 | €501 | ▼ 60.4% |
| Gross operating margin9900 | €149,673 | €186,229 | €180,924 | €74,498 | €9,850 | ▼ 86.8% |
| Operating profit (loss)9901 | €144,420 | €181,155 | €175,393 | €70,413 | €6,990 | ▼ 90.1% |
| Financial income75/76B | €225 | €3 | €0 | €10 | €0 | ▼ 97.9% |
| Recurring financial income75 | €225 | €3 | €0 | €10 | €0 | ▼ 97.9% |
| Financial charges65/66B | €341 | €231 | €247 | €215 | €171 | ▼ 20.6% |
| Recurring financial charges65 | €341 | €231 | €247 | €215 | €171 | ▼ 20.6% |
| Profit (loss) for the period before taxes9903 | €144,304 | €180,927 | €175,147 | €70,208 | €6,819 | ▼ 90.3% |
| Income taxes67/77 | €31,683 | €40,933 | €39,316 | €22,886 | €2,484 | ▼ 89.1% |
| Profit (loss) for the period9904 | €112,621 | €139,993 | €135,831 | €47,322 | €4,336 | ▼ 90.8% |
| Profit (loss) for the period to be appropriated9905 | €112,621 | €139,993 | €135,831 | €47,322 | €4,336 | ▼ 90.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €362,599 | €231,933 | €229,376 | €124,092 | €129,529 | ▲ 4.4% |
| Fixed assets21/28 | €8,292 | €7,518 | €4,567 | €4,113 | €2,480 | ▼ 39.7% |
| Tangible fixed assets22/27 | €8,292 | €7,518 | €4,567 | €4,113 | €2,480 | ▼ 39.7% |
| Plant, machinery and equipment23 | €3,890 | €2,769 | €1,879 | €2,446 | €1,562 | ▼ 36.2% |
| Furniture and vehicles24 | €3,851 | €4,276 | €2,294 | €1,352 | €683 | ▼ 49.5% |
| Other tangible fixed assets26 | €551 | €472 | €393 | €315 | €236 | ▼ 25.0% |
| Current assets29/58 | €354,307 | €224,416 | €224,809 | €119,979 | €127,049 | ▲ 5.9% |
| Amounts receivable within one year40/41 | €24,596 | €58,430 | €24,570 | €8,841 | €4,592 | ▼ 48.1% |
| Trade receivables40 | €23,846 | €57,354 | €23,001 | €0 | - | - |
| Other amounts receivable41 | €750 | €1,076 | €1,570 | €8,841 | €4,592 | ▼ 48.1% |
| Cash at bank and in hand54/58 | €328,828 | €165,275 | €199,940 | €109,751 | €122,043 | ▲ 11.2% |
| Deferred charges and accrued income490/1 | €883 | €711 | €299 | €1,387 | €413 | ▼ 70.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €362,599 | €231,933 | €229,376 | €124,092 | €129,529 | ▲ 4.4% |
| Equity10/15 | €62,706 | €62,706 | €62,706 | €110,029 | €74,364 | ▼ 32.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €44,106 | €44,106 | €44,106 | €91,429 | €55,764 | ▼ 39.0% |
| Non-distributable reserves130/1 | €4,106 | €4,106 | €0 | - | - | - |
| Reserves not available under the articles1311 | €4,106 | €4,106 | €0 | - | - | - |
| Distributable reserves133 | €40,000 | €40,000 | €44,106 | €91,429 | €55,764 | ▼ 39.0% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €299,892 | €169,227 | €166,670 | €14,063 | €55,165 | ▲ 292% |
| Amounts payable within one year42/48 | €299,892 | €169,227 | €166,670 | €14,063 | €54,893 | ▲ 290% |
| Financial debts43 | - | - | - | - | €86 | - |
| Other loans439 | - | - | - | - | €86 | - |
| Trade debts44 | €4,087 | €2,196 | €3,277 | €3,575 | €4,823 | ▲ 34.9% |
| Suppliers440/4 | €4,087 | €2,196 | €3,277 | €3,575 | €4,823 | ▲ 34.9% |
| Taxes, remuneration and social security45 | €60,765 | €50,643 | €44,637 | €9,452 | €7,276 | ▼ 23.0% |
| Taxes450/3 | €60,765 | €50,643 | €44,637 | €9,452 | €7,276 | ▼ 23.0% |
| Other amounts payable47/48 | €235,040 | €116,388 | €118,756 | €1,036 | €42,708 | ▲ 4,021% |
| Accrued charges and deferred income492/3 | - | - | - | - | €272 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €112,621 | €139,993 | €135,831 | €47,322 | €4,336 | ▼ 90.8% |
| + Depreciation and write-downs630 | €4,040 | €4,095 | €4,386 | €2,818 | €2,359 | ▼ 16.3% |
| Operating cash flow (approximation) | €116,661 | €144,088 | €140,217 | €50,141 | €6,695 | ▼ 86.6% |
| Investment in fixed assets (approximation) | - | -€3,321 | -€1,435 | -€2,364 | -€726 | ▲ 69.3% |
| Change in cash | - | -€163,553 | €34,664 | -€90,189 | €12,292 | ▲ 114% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €4,336 ▼90.8%
Net result drops to €4,336, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity times 6current ratio 8.53
Current ratio from 1.35 to 8.53; short-term debt falls from €166,670 to €14,063.
31-12
Financial
Equity above €100,000Eq €110,029 ▲75.5%
7 profitable years in a row build equity to €110,029.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €139,993 ▲24.3%
Operating result €181,155, net result €139,993, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity times 6current ratio 9.93
Current ratio from 1.60 to 9.93; short-term debt falls from €202,960 to €26,508.
31-12
Financial
Equity above €200,000Eq €245,426 ▲105%
3 profitable years in a row build equity to €245,426.
Show earlier events
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
29-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 60 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2015
Ground area
335 m²
Building footprint
98 m²
Volume, LiDAR
619 m³
Parcel 12393E0055/00M000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
UNIT 15
since 20152.245.367.282
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393E0055/00M000 | Flanders | 335 m² | 1 · 98 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 186 EUR awarded · 186 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 186 EUR | 186 EUR |
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Of 30,008 companies in sector 62200 we hold annual accounts for 18,400. 15,564 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-06-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
63910Web portal activities
73300Public relations and communication consultancy
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0631750607
Registered
28-07-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.