Skip to content

UNISEC

Active
Private limited company (pre-2019)founded 200818 yrs activeMeerskant 45, 9280 Lebbeke, BelgiumKBO/BCE: BE 0896.862.889
Summary

UNISEC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €140,869 and a net result of €15,743. Equity is growing by ~73.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability76▼-22
Solvency76▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.24 in 2023; short-term debt: 44.7% of total assets), and 49.2% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
28 d late
2022
29 d late
2021
31 d late
2020
188 d late
2019
54 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 60 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 April 2008, UNISEC was incorporated.1 Total assets went from EUR 15,944 in 2018 to EUR 277,091 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€140,869▲ 12.6%
2023 · €125,126
Total assets
€277,091▲ 23.3%
2023 · €224,815
Net result
€15,743▼ 70.4%
2023 · €53,169
Working capital
€152,209▲ 23.3%
2023 · €123,490
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€45,938€50,594▲ 10.1%€76,540▲ 51.3%€23,593▼ 69.2%
Net result€30,238€32,672▲ 8.0%€53,169▲ 62.7%€15,743▼ 70.4%
Equity€9,046=€39,285▲ 334%€71,957▲ 83.2%€125,126▲ 73.9%€140,869▲ 12.6%
Total assets€13,392=€83,831▲ 526%€142,264▲ 69.7%€224,815▲ 58.0%€277,091▲ 23.3%
Debt€4,346=€44,546▲ 925%€70,307▲ 57.8%€99,689▲ 41.8%€136,222▲ 36.6%
Working capital€9,021=€39,260▲ 335%€67,366▲ 71.6%€123,490▲ 83.3%€152,209▲ 23.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2021: €45,938€45,938Net result 2021: €30,238€30,238Operating result 2022: €50,594€50,594Net result 2022: €32,672€32,672Operating result 2023: €76,540€76,540Net result 2023: €53,169€53,169Operating result 2024: €23,593€23,593Net result 2024: €15,743€15,74320202021202220232024€0€20,000€40,000€60,000€80,000Operating result 2022: €50,594€50,600Net result 2022: €32,672€32,700Operating result 2023: €76,540€76,500Net result 2023: €53,169€53,200Operating result 2024: €23,593€23,600Net result 2024: €15,743€15,700202220232024
The operating result falls in 2024; 2024 is 69% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €277,091
Fixed assets €1,030 ▼ 37.0%
Current assets €276,060 ▲ 23.7%
Equity and liabilities €277,091
Equity €140,869 ▲ 12.6%
Debt €136,222 ▲ 36.6%
Debt's share of the balance-sheet total rises from 44.3% to 49.2%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€24,199▼
2023 · €76,746
Cash flow
€16,348▼
2023 · €53,375
Current ratio
2.23▼
2023 · 2.24
Debt to equity
0.97▲
2023 · 0.80
ROE
11.2%▼
2023 · 42.5%
ROA
5.7%▼
2023 · 23.7%
Interest coverage
30.63▼
2023 · 299.32
Debt ≤ 1 year
€123,851▲
2023 · €99,689
Debt > 1 year
€12,370
Income taxes
€7,060▼
2023 · €23,114
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet Code20232024
Assets
Total assets20/58€224,815€277,091▲
Fixed assets21/28€1,636€1,030▼
Tangible fixed assets22/27€1,611€1,005▼
Plant, machinery and equipment23€1,611€1,005▼
Financial fixed assets28€25€25=
Current assets29/58€223,179€276,060▲
Amounts receivable within one year40/41€222,527€275,813▲
Trade receivables40€31,801€18,310▼
Other amounts receivable41€190,726€257,503▲
Cash at bank and in hand54/58€652-
Deferred charges and accrued income490/1-€247
Equity and liabilities
Total equity and liabilities10/49€224,815€277,091▲
Equity10/15€125,126€140,869▲
Contributions10/11€6,250€6,250=
Capital10€6,250-
Issued capital100€18,750-
Uncalled capital101€12,500-
Reserves13€118,876€134,619▲
Non-distributable reserves130/1€1,875€1,875=
Legal reserve130€1,875-
Reserves not available under the articles1311-€1,875
Distributable reserves133€117,001€132,744▲
Amounts payable17/49€99,689€136,222▲
Amounts payable after more than one year17-€12,370
Financial debts170/4-€12,370
Amounts payable within one year42/48€99,689€123,851▲
Financial debts43-€27,505
Credit institutions430/8-€27,505
Trade debts44€1,378€2,010▲
Suppliers440/4€1,378€2,010▲
Taxes, remuneration and social security45€54,233€44,590▼
Taxes450/3€54,233€44,590▼
Other amounts payable47/48€44,078€49,747▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€206€605▲
Other operating charges640/8€1,512€1,009▼
Gross operating margin9900€78,258€25,208▼
Operating profit (loss)9901€76,540€23,593▼
Financial charges65/66B€256€790▲
Recurring financial charges65€256€790▲
Profit (loss) for the period before taxes9903€76,283€22,803▼
Income taxes67/77€23,114€7,060▼
Profit (loss) for the period9904€53,169€15,743▼
Profit (loss) for the period to be appropriated9905€53,169€15,743▼
Appropriation of the result
Profit (loss) to be appropriated9906€53,169€15,743▼
Transfer to equity691/2€53,169€15,743▼
To the legal reserve6920€53,169-
To other reserves6921-€15,743

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€206€605▲ 194%
Other operating charges640/8-€503€3,486€1,512€1,009▼ 33.3%
Gross operating margin9900-€46,441€54,081€78,258€25,208▼ 67.8%
Operating profit (loss)9901-€45,938€50,594€76,540€23,593▼ 69.2%
Financial charges65/66B-€61€286€256€790▲ 208%
Recurring financial charges65-€61€286€256€790▲ 208%
Profit (loss) for the period before taxes9903-€45,877€50,309€76,283€22,803▼ 70.1%
Income taxes67/77-€15,639€17,636€23,114€7,060▼ 69.5%
Profit (loss) for the period9904-€30,238€32,672€53,169€15,743▼ 70.4%
Profit (loss) for the period to be appropriated9905-€30,238€32,672€53,169€15,743▼ 70.4%
Line20202021202220232024Change
Assets
Total assets20/58€13,392€83,831€142,264€224,815€277,091▲ 23.3%
Fixed assets21/28€25€25€4,591€1,636€1,030▼ 37.0%
Tangible fixed assets22/27--€4,566€1,611€1,005▼ 37.6%
Plant, machinery and equipment23---€1,611€1,005▼ 37.6%
Furniture and vehicles24--€4,566---
Financial fixed assets28€25€25€25€25€25=
Current assets29/58€13,367€83,806€137,673€223,179€276,060▲ 23.7%
Amounts receivable within one year40/41€13,367€68,522€134,555€222,527€275,813▲ 23.9%
Trade receivables40-€31,654€15,428€31,801€18,310▼ 42.4%
Other amounts receivable41-€36,868€119,128€190,726€257,503▲ 35.0%
Cash at bank and in hand54/58-€15,284€3,118€652--
Deferred charges and accrued income490/1----€247-
Equity and liabilities
Total equity and liabilities10/49€13,392€83,831€142,264€224,815€277,091▲ 23.3%
Equity10/15€9,046€39,285€71,957€125,126€140,869▲ 12.6%
Contributions10/11€6,250€6,250€6,250€6,250€6,250=
Capital10-€6,250€6,250€6,250--
Issued capital100-€18,750€18,750€18,750--
Uncalled capital101-€12,500€12,500€12,500--
Reserves13€2,796€33,035€65,707€118,876€134,619▲ 13.2%
Non-distributable reserves130/1-€1,875€1,875€1,875€1,875=
Legal reserve130-€1,875€1,875€1,875--
Reserves not available under the articles1311----€1,875-
Distributable reserves133-€31,160€63,832€117,001€132,744▲ 13.5%
Profit (loss) carried forward14€2,286-----
Amounts payable17/49€4,346€44,546€70,307€99,689€136,222▲ 36.6%
Amounts payable after more than one year17----€12,370-
Financial debts170/4----€12,370-
Amounts payable within one year42/48€4,346€44,546€70,307€99,689€123,851▲ 24.2%
Financial debts43----€27,505-
Credit institutions430/8----€27,505-
Trade debts44-€2,534€209€1,378€2,010▲ 45.8%
Suppliers440/4-€2,534€209€1,378€2,010▲ 45.8%
Taxes, remuneration and social security45-€32,644€47,287€54,233€44,590▼ 17.8%
Taxes450/3-€32,644€45,487€54,233€44,590▼ 17.8%
Remuneration and social security454/9--€1,800---
Other amounts payable47/48-€9,368€22,811€44,078€49,747▲ 12.9%
Line20202021202220232024Change
Profit (loss) for the period9904-€30,238€32,672€53,169€15,743▼ 70.4%
+ Depreciation and write-downs630---€206€605▲ 194%
Operating cash flow (approximation)-€30,238€32,672€53,375€16,348▼ 69.4%
Investment in fixed assets (approximation)-€0-€4,566€2,750€0▼ 100%
Change in cash---€12,166-€2,466--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial Highest result since 2018net €53,169 ▲62.7%
Operating result €76,540, net result €53,169, both a record.
31-12
Financial Equity above €100,000Eq €125,126 ▲73.9%
3 profitable years in a row build equity to €125,126.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
04-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 188 days late
2020
23-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
25-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 391 days late
2018
08-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 100 days late
2017
20-11
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 112 days late
2016
18-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
122 m²
Building footprint
122 m²
Volume, LiDAR
608 m³
Parcel 42005A0743/00F000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UNISEC
Meerskant 45, 9280 LebbekeComputer programming, consultancy and related activities
since 20082.169.754.396
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42005A0743/00F000 Flanders 122 m² 1 · 122 m² 7.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,910 companies in sector 62100 we hold annual accounts for 8,775. 6,886 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded01-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
46500Wholesale of information and communication equipment

Scores and ratios are computed by Checked and are not a credit decision.