Unique Mentory Academy
ActiveSummary
The computed 12-month bankruptcy probability of Unique Mentory Academy is 1.9% (moderate). The 2025 annual accounts show equity of €212k and a net result of €209k. Its solvency ranks better than 74% of 1517 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency85
Growth-
Track record79
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.12; short-term debt: 27.3% and cash: 27.1% of total assets), and 39.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.1%
Return on assets
59.3%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€212k
Total assets
€353k
Net result
€209k
Working capital
€108k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €353k
Fixed assets
€148k
Current assets
€204k
Equity and liabilities €353k
Equity
€212k
Debt
€141k
Debt finances 39.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€321k
Cash flow
€254k
Current ratio
2.12
Debt to equity
0.66
ROE
98.6%
ROA
59.3%
Interest coverage
105.95
Debt ≤ 1 year
€96k
Debt > 1 year
€44k
Income taxes
€65k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€353k
Fixed assets21/28€148k
Tangible fixed assets22/27€148k
Plant, machinery and equipment23€42k
Furniture and vehicles24€106k
Financial fixed assets28€570
Current assets29/58€204k
Amounts receivable after more than one year29€30k
Other amounts receivable291€30k
Amounts receivable within one year40/41€72k
Trade receivables40€38k
Other amounts receivable41€33k
Cash at bank and in hand54/58€96k
Deferred charges and accrued income490/1€7k
Equity and liabilities
Total equity and liabilities10/49€353k
Equity10/15€212k
Contributions10/11€3k
Reserves13€209k
Distributable reserves133€209k
Amounts payable17/49€141k
Amounts payable after more than one year17€44k
Financial debts170/4€44k
Amounts payable within one year42/48€96k
Current portion of amounts payable after more than one year42€18k
Trade debts44€14k
Suppliers440/4€14k
Taxes, remuneration and social security45€65k
Taxes450/3€65k
Other amounts payable47/48€80
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k
Other operating charges640/8€14k
Non-recurring operating charges66A€31k
Gross operating margin9900€366k
Operating profit (loss)9901€277k
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€274k
Income taxes67/77€65k
Profit (loss) for the period9904€209k
Profit (loss) for the period to be appropriated9905€209k
Appropriation of the result
Profit (loss) to be appropriated9906€209k
Transfer to equity691/2€209k
To other reserves6921€209k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg 33540 Herk-de-StadGround area
5,956 m²
Building footprint
357 m²
Parcel 71003B0070/00Z004, Flanders. Linked by address, not a title deed.
1 establishment unit
Unique Mentory Academy
since 20232.343.968.277
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71003B0070/00Z004 | Flanders | 5,956 m² | 1 · 357 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAR , TRUCK & TRAILER RENT
BE 0555.872.059
Wijnegem · Eq €213k
Sonnebloem
BE 0885.153.209
Olen · Eq €207k
Van Ooteghem
BE 0446.609.477
Zulte · Eq €204k
KERFS TRANSPORT EN EXPEDITIE
BE 0462.659.415
Houthalen-Helchteren · Eq €203k
Neyt Trucks & Vans Rental
BE 0762.905.790
Lokeren · Eq €223k
Of 361 companies in sector 77120 we hold annual accounts for 233. 163 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2023
Fiscal year end31-03
Activities, NACEBEL 2025
77120Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.