UNIPS
ActiveSummary
UNIPS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €449,362 and a net result of -€40,427. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▼-61
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 15.85 against 3.6 in 2024; short-term debt: 2.3% and cash: 21.9% of total assets), and 2.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.7%
Return on assets
-8.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
3 d late
2021
23 d early
2020
on the day
2019
15 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€40,427
2024 · €2,670
Working capital
€159,251▼ 28.8%
2024 · €223,783
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€106,442▼ 28.9%€118,584▲ 11.4%€1,890▼ 98.4%€15,617▲ 726%-€43,802
Net result€67,399above the sector's middle half▼ 22.9%€84,331within the sector's middle half▲ 25.1%€5,489within the sector's middle half▼ 93.5%€2,670within the sector's middle half▼ 51.4%-€40,427below the sector's middle half
Equity€591,501above the sector's middle half▲ 12.9%€613,144within the sector's middle half▲ 3.7%€618,633above the sector's middle half▲ 0.9%€489,789above the sector's middle half▼ 20.8%€449,362above the sector's middle half▼ 8.3%
Total assets€722,043above the sector's middle half▲ 10.0%€713,950within the sector's middle half▼ 1.1%€660,821above the sector's middle half▼ 7.4%€587,511above the sector's middle half▼ 11.1%€460,085within the sector's middle half▼ 21.7%
Debt€130,542▼ 1.4%€100,807▼ 22.8%€42,188▼ 58.1%€97,722▲ 132%€10,722▼ 89.0%
Working capital€591,823above the sector's middle half▲ 11.9%€420,746within the sector's middle half▼ 28.9%€238,459above the sector's middle half▼ 43.3%€223,783above the sector's middle half▼ 6.2%€159,251above the sector's middle half▼ 28.8%
Solvency81.9%above the sector's middle half▲ 2.1pp85.9%above the sector's middle half▲ 4.0pp93.6%above the sector's middle half▲ 7.7pp83.4%above the sector's middle half▼ 10.2pp97.7%above the sector's middle half▲ 14.3pp
Current ratio5.97above the sector's middle half▲ 0.605.71above the sector's middle half▼ 0.268.77above the sector's middle half▲ 3.063.60within the sector's middle half▼ 5.1715.85above the sector's middle half▲ 12.26
Return on assets (ROA)9.3%within the sector's middle half▼ 4.0pp11.8%within the sector's middle half▲ 2.5pp0.8%below the sector's middle half▼ 11.0pp0.5%below the sector's middle half▼ 0.4pp-8.8%below the sector's middle half▼ 9.2pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €43,802 after €15,617 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €460,085
Fixed assets
€290,112 ▲ 4.5%
Current assets
€169,973 ▼ 45.2%
Equity and liabilities €460,085
Equity
€449,362 ▼ 8.3%
Debt
€10,722 ▼ 89.0%
Debt's share of the balance-sheet total falls from 16.6% to 2.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€19,700▼
2024 · €44,166
Cash flow
-€16,325▼
2024 · €31,218
Debt to equity
0.02▼
2024 · 0.20
ROE
-9.0%▼
2024 · 0.5%
Interest coverage
-133.25▼
2024 · 7.29
Debt ≤ 1 year
€10,722▼
2024 · €86,234
Income taxes
-€3,304▼
2024 · €6,972
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,688 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a small loss
0.5%
went bankrupt
5.4%
stopped otherwise
94%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,688 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,581 | €6,686 | €29,126 | €28,549 | €24,102 | ▼ 15.6% |
| Other operating charges640/8 | €3,057 | €1,422 | €2,611 | €2,326 | €7,939 | ▲ 241% |
| Gross operating margin9900 | €113,080 | €126,691 | €33,627 | €46,492 | -€11,761 | ▼ 125% |
| Operating profit (loss)9901 | €106,442 | €118,584 | €1,890 | €15,617 | -€43,802 | ▼ 380% |
| Financial income75/76B | €0 | €82 | €5,990 | €84 | €219 | ▲ 159% |
| Recurring financial income75 | €0 | €82 | €5,990 | €84 | €219 | ▲ 159% |
| Financial charges65/66B | €2,534 | €1,640 | €1,505 | €6,060 | €148 | ▼ 97.6% |
| Recurring financial charges65 | €2,534 | €1,640 | €1,505 | €6,060 | €148 | ▼ 97.6% |
| Profit (loss) for the period before taxes9903 | €103,908 | €117,026 | €6,374 | €9,642 | -€43,731 | ▼ 554% |
| Income taxes67/77 | €36,509 | €32,695 | €885 | €6,972 | -€3,304 | ▼ 147% |
| Profit (loss) for the period9904 | €67,399 | €84,331 | €5,489 | €2,670 | -€40,427 | ▼ 1,614% |
| Profit (loss) for the period to be appropriated9905 | €67,399 | €84,331 | €5,489 | €2,670 | -€40,427 | ▼ 1,614% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €722,043 | €713,950 | €660,821 | €587,511 | €460,085 | ▼ 21.7% |
| Fixed assets21/28 | €11,243 | €203,885 | €391,661 | €277,494 | €290,112 | ▲ 4.5% |
| Tangible fixed assets22/27 | €11,243 | €178,885 | €366,661 | €277,494 | €290,112 | ▲ 4.5% |
| Land and buildings22 | €3,809 | €173,670 | €348,064 | €267,372 | €281,756 | ▲ 5.4% |
| Plant, machinery and equipment23 | €3,167 | €2,954 | €1,442 | €835 | €550 | ▼ 34.1% |
| Furniture and vehicles24 | €4,267 | €2,262 | €17,155 | €9,287 | €7,806 | ▼ 16.0% |
| Financial fixed assets28 | - | €25,000 | €25,000 | €0 | - | - |
| Current assets29/58 | €710,800 | €510,065 | €269,160 | €310,017 | €169,973 | ▼ 45.2% |
| Amounts receivable within one year40/41 | €331,125 | €320,486 | €258,482 | €178,733 | €68,298 | ▼ 61.8% |
| Trade receivables40 | €316,303 | €309,018 | €257,204 | €177,718 | €40,998 | ▼ 76.9% |
| Other amounts receivable41 | €14,823 | €11,468 | €1,279 | €1,014 | €27,300 | ▲ 2,591% |
| Cash at bank and in hand54/58 | €377,342 | €188,099 | €9,405 | €129,791 | €100,637 | ▼ 22.5% |
| Deferred charges and accrued income490/1 | €2,333 | €1,480 | €1,272 | €1,494 | €1,037 | ▼ 30.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €722,043 | €713,950 | €660,821 | €587,511 | €460,085 | ▼ 21.7% |
| Equity10/15 | €591,501 | €613,144 | €618,633 | €489,789 | €449,362 | ▼ 8.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €350,931 | €372,574 | €377,974 | €246,460 | €246,460 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Distributable reserves133 | €349,071 | €370,714 | €376,114 | €244,600 | €246,460 | ▲ 0.8% |
| Profit (loss) carried forward14 | €221,970 | €221,970 | €222,059 | €224,729 | €184,302 | ▼ 18.0% |
| Amounts payable17/49 | €130,542 | €100,807 | €42,188 | €97,722 | €10,722 | ▼ 89.0% |
| Amounts payable within one year42/48 | €118,977 | €89,319 | €30,700 | €86,234 | €10,722 | ▼ 87.6% |
| Trade debts44 | €38,695 | €30,785 | €3,847 | €7,546 | €10,057 | ▲ 33.3% |
| Suppliers440/4 | €38,695 | €30,785 | €3,847 | €7,546 | €10,057 | ▲ 33.3% |
| Advances received on contracts in progress46 | - | - | - | €30,000 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €79,458 | €56,871 | €25,637 | €40,877 | €665 | ▼ 98.4% |
| Taxes450/3 | €79,458 | €56,871 | €25,637 | €40,877 | €665 | ▼ 98.4% |
| Other amounts payable47/48 | €825 | €1,663 | €1,217 | €7,811 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €11,565 | €11,488 | €11,488 | €11,488 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67,399 | €84,331 | €5,489 | €2,670 | -€40,427 | ▼ 1,614% |
| + Depreciation and write-downs630 | €3,581 | €6,686 | €29,126 | €28,549 | €24,102 | ▼ 15.6% |
| Operating cash flow (approximation) | €70,980 | €91,016 | €34,616 | €31,218 | -€16,325 | ▼ 152% |
| Investment in fixed assets (approximation) | - | -€199,328 | -€216,902 | €85,619 | -€36,719 | ▼ 143% |
| Change in cash | - | -€189,244 | -€178,693 | €120,385 | -€29,153 | ▼ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet -€40,427
Net result drops to -€40,427, the lowest in the series.
30-09
Financial
Liquidity quadruplescurrent ratio 15.85
Current ratio from 3.60 to 15.85; short-term debt falls from €86,234 to €10,722.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 3 days late
2022
07-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €87,471 ▲20.6%
Operating result €149,781, net result €87,471, both a record.
30-09
Financial
Equity above €500,000Eq €524,102 ▲20%
3 profitable years in a row build equity to €524,102.
15-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 15 days late
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2011
Ground area
1,931 m²
Building footprint
134 m²
Parcel 25076G0332/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Unips
since 20112.200.868.533
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076G0332/00C000 | Wallonia | 1,931 m² | 1 · 134 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
In&O
BE 0790.613.445
Ath · Eq €449,352
Julien VANDELEENE
BE 0826.620.835
Watermaal-Bosvoorde · Eq €449,343
SBR Advisory
BE 0729.544.126
Tervuren · Eq €449,311
BOWOOD
BE 0659.653.745
Lievegem · Eq €449,300
Bringing Mind 2 Business
BE 0719.281.031
Soumagne · Eq €449,285
Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 35,507 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-03-2011
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0834885037
Also
9925:BE0834885037
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.