Equity
-€135,664
Debts exceed assets in financial year 2020.
Union royale La Louviere Centre
Lifetime
2 annual accounts with figures on one time axispeak €137,070 (2019)
€67,752▼ 50.6%
lowest -€157,598 (2020)
-€157,598▼ €117,531
peak €21,934 (2019)
-€135,664▼ €157,598
€624,718▲ 28.5%
peak 15.8 FTE (2019)
9 FTE▼ 43.0%
Board13 names since 2020all names
2 directorsChristopher SARFATI and 1 other
Documentsfilings and deeds
12-08-202112 days late
2020financial year
Gross margin from €137,070 to €67,752Loss of €157,598Staff from 15.8 FTE to 9 FTE2 directors appointed, 1 resignation 23-10Equity from €21,934 to -€135,664Debts from €486,276 to €624,718
Key points
from the 2020 annual accountsResult
-€157,598 ▼ 293%
The result fell in 2020 from -€40,067 to -€157,598.
Turnover
≈ €190,000 estimated
The accounts state no turnover.
Debts
€624,718 128% of the balance sheet
Board
1 joined
New director. Latest change 18-03-2026 · 3 in office.
Position in the sector
-€135,664
Less equity than 90% of companies in sports and recreation. Sector median €188,250 · 470 companies.
2021 accounts not filed, 1561 days past the deadline2020 figures too old to score
Bankruptcy probability
No current score
Figures too old
The latest figures are for FY 2020. They are too old for a current score.
Bankruptcy probability: High
Filing: Five or more annual filings are missing. This points to a standstill, not an imminent failure.
Bankruptcy probability within 12 months
14.6% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 4,268 companies (NACE 93, micro).
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%lowest value
01-2025: 0.7%● unchanged vs 12-2024lowest value
02-2025: 0.7%● unchanged vs 01-2025lowest value
03-2025: 0.7%● unchanged vs 02-2025lowest value
04-2025: 0.7%● unchanged vs 03-2025lowest value
05-2025: 0.7%● unchanged vs 04-2025lowest value
06-2025: 0.7%● unchanged vs 05-2025lowest value
07-2025: 0.7%● unchanged vs 06-2025lowest value
08-2025: 0.7%● unchanged vs 07-2025lowest value
09-2025: 0.7%● unchanged vs 08-2025lowest value
10-2025: 0.7%● unchanged vs 09-2025lowest value
11-2025: 0.7%● unchanged vs 10-2025lowest value
12-2025: 0.7%● unchanged vs 11-2025lowest value
01-2026: 0.7%● unchanged vs 12-2025lowest value
05-2026: 14.6%highest value
06-2026: 14.6%● unchanged vs 05-2026highest value
07-2026: 14.6%● unchanged vs 06-2026highest value
08-2026: 14.6%● unchanged vs 07-2026highest value
09-2026: 14.6%● unchanged vs 08-2026highest value
10-2026: 14.6%● unchanged vs 09-2026highest value
11-2026: 14.6%● unchanged vs 10-2026highest value
Financial strength, FY 2020Weak
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
neutral · No filing for years
The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 2 filingsPosition against the passed deadline
31-12-2021 year end31-07-2022 deadline08-11-2026 today
raises risk · 2020 accounts filed 12 days late
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 12-08-2021, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
12 days late
2019
55 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 34 days after the deadline. In the sector (NACE 93), the median for financial year 2024 was 1 day before the deadline, and 42% of those companies filed late.
Searched, nothing found (1)
Recent changes
Appointment: Christopher Gomez (director)
General meeting of 18-03-2026 · Gazette deed
Plan homologation
Enterprise Court of Hainaut · judgment of 30-03-2026 · Judicial reorganisation
Judicial reorganisation opened
Enterprise Court of Hainaut · collective agreement (SME) · judgment of 12-01-2026 · Judicial reorganisation
Resignations: DEMARGNE Frédéric (director) and EYCHENIE MACHOT Julien (director)
General meeting of 16-09-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Union royale La Louviere Centre La Louvière | - | - | -27.7% | 9 |
| Koninklijke Racing Club Mechelen Mechelen | - | - | -464.7% | 7.3 |
| Royal Cercle Sportif de Verlaine Verlaine | - | - | 81.1% | 1.7 |
| Koninklijke Sportkring Heist Heist-op-den-Berg | €1.1m | -14.7% | -186.2% | 7.1 |
| Vrienden van STVV Sint-Truiden | - | - | 0.3% | - |
| Koninklijke Sportvereniging Cercle Brugge Bruges | €0.4m | 0.1% | 48.2% | 3.2 |
| ROYAL OLYMPIC CLUB CHARLEROI Charleroi | - | - | -860.0% | 20 |
These companies have the same main activity as Union royale La Louviere Centre: football clubs (NACE 93121). They are comparable in size and age: total assets between €289,000 and €1m, founded between 1922 and 1986.
Official details
Source: KBO- Status
- Active since 14-02-1927Normal situation
- Activity
- Football clubsNACE 93121
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on Union royale La Louviere Centre
Solvency fell in 2020 from 4.3% to -27.7% because of the loss.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Union royale La Louviere Centre
- What is the company number of Union royale La Louviere Centre?
- The company number of Union royale La Louviere Centre is 0405.890.560. The VAT number is the same number with BE in front: BE 0405.890.560.
- Where is Union royale La Louviere Centre based?
- The registered office is at Boulevard du Tivoli (L.L) 80, 7100 La Louvière.Company details
- What does Union royale La Louviere Centre do?
- According to the KBO register, the main activity is football clubs (NACE 93121).
- What is the legal form of Union royale La Louviere Centre?
- Union royale La Louviere Centre is a non-profit association (VZW).
- When was Union royale La Louviere Centre founded?
- Union royale La Louviere Centre was founded on 14-02-1927.
- Is Union royale La Louviere Centre still active?
- Yes, Union royale La Louviere Centre is an active enterprise in the KBO register.
- How many employees does Union royale La Louviere Centre have?
- Union royale La Louviere Centre had an average of 9 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of Union royale La Louviere Centre?
- The turnover in financial year 2020 is ≈ €190,000. This figure is estimated from the gross margin of €67,752 and 1,301 comparable companies of the same size. It probably lies between €120,000 and €360,000. It is a rough estimate.
- Is Union royale La Louviere Centre profitable?
- In financial year 2020, Union royale La Louviere Centre made a loss of €157,598.
- Where can I find the annual accounts of Union royale La Louviere Centre?
- Union royale La Louviere Centre filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2020.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.