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Union des Groupes de la Maison du peuple

Active
Cooperative companyfounded 1976active for 50 yearsPlace Defuisseaux 5, 7080 Frameries, BelgiumKBO/BCE: BE 0416.856.411
Summary

Union des Groupes de la Maison du peuple has been active since 1976 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €74,740 and a net result of -€26,559. Equity is shrinking by about 8.2% per year across the filed financial years. The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow ReportCompare
Union des Groupes de la Maison du peupleActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
“La société a pour objet l’entreprise de toutes opérations commerciales et financières généralement quelconques…” (deed in French)
From the articles, 4 activitiesNo NACE code in the KBO yet1 site
Size
€14,333turnover 2025
Equity
€74,740
Loss
-€26,559
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Board
9 members
2025 accounts filed 74 days late1 of 4 deeds summarised
Why 65raises riskLoss of €26,559 (financial year 2025)Last filed accounts filed 74 days late; 1 of the last 3 latelowers riskSize: turnover €14,333, total assets €114,961Founded in 1976Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 23% of its sector peers (no NACE code, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 90-10
equity 65.0% of total assets
Liquidity 36-12
short-term debt 35.0% · cash 1.6%
Profitability 0-86
return on assets -23.1%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025 09-2025: 0.1%▼ -0.7 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 1.0%▲ +0.7 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.89, compared with 2.13 in 2024, below 1; short-term debt: 35% and cash: 1.6% of total assets), and 35% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 54% on solvency, 20% on liquidity, 4% on profitability and 15% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Size: turnover €14,333, total assets €114,961
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1976
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €26,559 (financial year 2025)
NBB · annual accounts
raises risk · Last filed accounts filed 74 days late; 1 of the last 3 late
NBB · filings
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
74 days late
2024
25 days late
2023
13 days late
2022
24 days early
2021
12 days late
2020
20 days late
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Strikeout withdrawal
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignations: Julien DONFUT, Philippe WILPUTTE and…Appointments: Fabienne DONFUT, Catherine MOREL…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Board changedlatest change 16-06-2026 · 9 in office 9 joined · 17 left View
  • Caution: Latest accounts filed lateafter the legal deadline 74 days View
  • Active since 1976founded 31-08-1976 50 years View

By topic

Financials

Financial year
2025
Turnover
€14,333
Loss
-€26,559
Solvency
65.0%
Go to Financials

Board & ownership

Board
9 members
  • André CEUTRICKDirector
  • Catherine MORELDirector
  • Didier DRAUXDirector
  • Dorian BOTTEMANDirector
  • Fabienne DONFUTDirector

and 4 other directors

Go to Board & ownership

Timeline

Events
40
Since
1978
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 31-12-2024Liquidity more than quadruples
  3. 31-12-2024Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Founded
31-08-1976
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
38
Purpose
“La société a pour objet l’entreprise de toutes opérations commerciales et financières…” (deed in French)
Go to Articles of association

Key facts about Union des Groupes de la Maison du peuple

What is the company number of Union des Groupes de la Maison du peuple?
0416.856.411. In Belgium the VAT number is the company number with BE in front: BE 0416.856.411.
Where is Union des Groupes de la Maison du peuple based?
The registered office is at Place Defuisseaux 5, 7080 Frameries.Company details
What is the legal form of Union des Groupes de la Maison du peuple?
Cooperative company (CV).
When was Union des Groupes de la Maison du peuple founded?
On 31-08-1976.
Is Union des Groupes de la Maison du peuple still active?
Yes, Union des Groupes de la Maison du peuple is an active enterprise in the KBO register.
What is the turnover of Union des Groupes de la Maison du peuple?
€14,333 in financial year 2025, according to the filed annual accounts.Financials
Is Union des Groupes de la Maison du peuple profitable?
In financial year 2025, Union des Groupes de la Maison du peuple made a loss of €26,559.
Where can I find the annual accounts of Union des Groupes de la Maison du peuple?
Union des Groupes de la Maison du peuple filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Union des Groupes de la Maison du peuple due?
By 31-07-2027, for financial year 2026.Timeline

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