UNIKPOOLS
ActiveUNIKPOOLS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €276k and a net result of €103k. Equity is growing by ~27.3% per year across the filed fiscal years. Its solvency ranks better than 21% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
81
/ 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+16
Solvency42▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.04 in 2024), but 80.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.9%
Return on assets
7.4%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7689 sector peers (2025).
NBB · sector comparisonPosition among 7689 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
42 d late
2022
70 d late
2021
31 d late
2020
89 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€103k▲ 254%
2024 · €29k
2018: €28k
2019: €10k
2020: €1k
2021: €22k
2022: €49k
2023: €11k
2024: €29k
2018 → 2025
Working capital
€486k▲ 3,588%
2024 · €13k
2018: €21k
2019: €122k
2020: €42k
2021: €35k
2022: €231k
2023: €216k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€133k▲ 58.1%€144k▲ 8.5%€173k▲ 20.2%€276k▲ 59.6%
Operating result€39k-€78k▲ 102%€29k▼ 63.6%€58k▲ 102%€155k▲ 168%
Net result€22k-€49k▲ 125%€11k▼ 76.8%€29k▲ 158%€103k▲ 254%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 168% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.39M
Fixed assets
€294k▼ 1.3%
Current assets
€1.10M▲ 223%
Equity and liabilities €1.39M
Equity
€276k▲ 59.6%
Debt
€1.11M▲ 140%
The debt ratio rises from 72.9% to 80.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€185k▲
2024 · €79k
Cash flow
€134k▲
2024 · €50k
Solvency
19.9%▼
2024 · 27.1%
Current ratio
1.80▲
2024 · 1.04
Quick ratio
1.80▲
2024 · 1.04
Debt / equity
4.03▲
2024 · 2.68
ROE
37.3%▲
2024 · 16.8%
ROA
7.4%▲
2024 · 4.6%
Interest coverage
20.73▲
2024 · 9.65
Debt
€1.11M▲
2024 · €464k
Debt ≤ 1 year
€609k▲
2024 · €326k
Debt > 1 year
€109k▼
2024 · €112k
Income taxes
€43k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€637k€1.39M▲
Fixed assets21/28€298k€294k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€101k€112k▲
Land and buildings22€28k€43k▲
Plant, machinery and equipment23€20k€16k▼
Furniture and vehicles24€52k€53k▲
Financial fixed assets28€197k€182k▼
Current assets29/58€339k€1.10M▲
Amounts receivable within one year40/41€209k€601k▲
Trade receivables40€101k€525k▲
Other amounts receivable41€107k€76k▼
Cash at bank and in hand54/58€118k€480k▲
Deferred charges and accrued income490/1€12k€14k▲
Equity and liabilities
Total equity and liabilities10/49€637k€1.39M▲
Equity10/15€173k€276k▲
Contributions10/11€6k€6k=
Reserves13€165k€268k▲
Distributable reserves133€165k€268k▲
Profit (loss) carried forward14€1k€1k=
Amounts payable17/49€464k€1.11M▲
Amounts payable after more than one year17€112k€109k▼
Financial debts170/4€112k€109k▼
Amounts payable within one year42/48€326k€609k▲
Current portion of amounts payable after more than one year42€20k€48k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€153k€315k▲
Suppliers440/4€153k€315k▲
Taxes, remuneration and social security45€65k€109k▲
Taxes450/3€65k€109k▲
Other amounts payable47/48€87k€135k▲
Accrued charges and deferred income492/3€27k€396k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€31k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€83k€187k▲
Operating profit (loss)9901€58k€155k▲
Financial income75/76B€2k€85▼
Recurring financial income75€2k€85▼
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€51k€146k▲
Income taxes67/77€22k€43k▲
Profit (loss) for the period9904€29k€103k▲
Profit (loss) for the period to be appropriated9905€29k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€104k▲
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer to equity691/2€29k€103k▲
To other reserves6921€29k€103k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial
Highest result since 2018net €103k ▲254%
Operating result €155k, net result €103k, both a record.
31-12
Financial
Equity above €200kEq €276k ▲59.6%
8 profitable years in a row build equity to €276k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Equity above €150kEq €173k ▲20.2%
7 profitable years in a row build equity to €173k.
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 42 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 70 days late
2022
31-12
Financial
Equity above €100kEq €133k ▲58.1%
5 profitable years in a row build equity to €133k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Weakest financial yearnet €1k ▼85.9%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jules Poskin,Isnes 15032 GemblouxGround area
3,554 m²
Building footprint
106 m²
Volume, LiDAR
546 m³
Parcel 92065B0050/00H003, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UNIKPOOLS
since 20152.247.029.051
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92065B0050/00H003indicative | Wallonia | 3,554 m² | 1 · 106 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,430 companies in sector 43990 we hold annual accounts for 7,352. 5,454 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-11-2015
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.