UNIKOI
ActiveUNIKOI has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €11k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 31% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-16
Solvency37▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.11 in 2024; short-term debt: 26.5% and cash: 0.8% of total assets), but 88% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
51 d early
2023
12 d early
2022
276 d late
2021
32 d early
2020
39 d late
2019
105 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€110k▲ 11.6%
2024 · €98k
2018: €28k
2019: €31k
2020: €52k
2021: €49k
2022: €19k
2023: €35k
2024: €98k
2018 → 2025
Total assets
€913k▲ 4.0%
2024 · €878k
2018: €130k
2019: €141k
2020: €178k
2021: €164k
2022: €412k
2023: €580k
2024: €878k
2018 → 2025
Net result
€11k▼ 82.0%
2024 · €63k
2018: €2k
2019: €3k
2020: €21k
2021: €-3k
2022: €-30k
2023: €16k
2024: €63k
2018 → 2025
Working capital
€145k▲ 331%
2024 · €34k
2018: €7k
2019: €10k
2020: €38k
2021: €29k
2022: €-28k
2023: €-46k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€19k▼ 60.8%€35k▲ 82.8%€98k▲ 179%€110k▲ 11.6%
Operating result€2k-€-19k€28k€97k▲ 249%€24k▼ 75.7%
Net result€-3k-€-30k▼ 805%€16k€63k▲ 295%€11k▼ 82.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €913k
Fixed assets
€526k▼ 2.2%
Current assets
€386k▲ 13.8%
Equity and liabilities €913k
Equity
€110k▲ 11.6%
Debt
€803k▲ 3.0%
The debt ratio falls from 88.8% to 88.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44k▼
2024 · €106k
Cash flow
€32k▼
2024 · €72k
Solvency
12.0%▲
2024 · 11.2%
Current ratio
1.60▲
2024 · 1.11
Quick ratio
1.08▲
2024 · 0.59
Debt / equity
7.33▼
2024 · 7.93
ROE
10.4%▼
2024 · 64.2%
ROA
1.2%▼
2024 · 7.2%
Interest coverage
4.96▼
2024 · 12.03
Debt
€803k▲
2024 · €779k
Debt ≤ 1 year
€242k▼
2024 · €306k
Debt > 1 year
€561k▲
2024 · €473k
Income taxes
€5k▼
2024 · €25k
Staff costs
€47k▲
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€878k€913k▲
Fixed assets21/28€538k€526k▼
Tangible fixed assets22/27€82k€70k▼
Plant, machinery and equipment23€18k€19k▲
Furniture and vehicles24€65k€52k▼
Financial fixed assets28€456k€456k=
Current assets29/58€339k€386k▲
Stocks and contracts in progress3€160k€125k▼
Stocks30/36€160k€125k▼
Amounts receivable within one year40/41€99k€109k▲
Trade receivables40€98k€100k▲
Other amounts receivable41€604€9k▲
Cash at bank and in hand54/58€11k€8k▼
Deferred charges and accrued income490/1€69k€145k▲
Equity and liabilities
Total equity and liabilities10/49€878k€913k▲
Equity10/15€98k€110k▲
Contributions10/11€19k€19k=
Reserves13€80k€91k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€529€529=
Distributable reserves133€79k€91k▲
Amounts payable17/49€779k€803k▲
Amounts payable after more than one year17€473k€561k▲
Financial debts170/4€390k€349k▼
Other amounts payable178/9€83k€212k▲
Amounts payable within one year42/48€306k€242k▼
Current portion of amounts payable after more than one year42€41k€41k▲
Trade debts44€141k€137k▼
Suppliers440/4€141k€137k▼
Advances received on contracts in progress46€72k€4k▼
Taxes, remuneration and social security45€52k€60k▲
Taxes450/3€44k€49k▲
Remuneration and social security454/9€9k€11k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€302€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€47k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€20k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€157k€93k▼
Operating profit (loss)9901€97k€24k▼
Financial income75/76B€359€2k▲
Recurring financial income75€359€2k▲
Financial charges65/66B€9k€9k▲
Recurring financial charges65€9k€9k▲
Profit (loss) for the period before taxes9903€88k€17k▼
Income taxes67/77€25k€5k▼
Profit (loss) for the period9904€63k€11k▼
Transfer to tax-exempt reserves689€529€0▼
Profit (loss) for the period to be appropriated9905€62k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€11k▼
Transfer to equity691/2€62k€11k▼
To other reserves6921€62k€11k▼
Social balance
Average headcount (FTE)90871.11.1=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €100kEq €110k ▲11.6%
3 profitable years in a row build equity to €110k.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €63k ▲295%
Operating result €97k, net result €63k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 276 days late
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
2022
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 39 days late
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Aalst 689308 AalstGround area
2,736 m²
Building footprint
1,581 m²
Volume, LiDAR
1,301 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UNIKOI
since 20022.115.642.155
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41342B0782/00V000 | Flanders | 2,140 m² | 1 · 1,374 m² | - |
| 41029C0430/00W000 | Flanders | 596 m² | 1 · 207 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 2,300 EUR awarded · 2,300 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
| 2022 | 1 | 300 EUR | 300 EUR |
Schemes
Hinderpremie bij openbare werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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GF FPI
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Mons · Eq €109k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 5,205 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2002
Fiscal year end31-12
Activities, NACEBEL
47762Retail sale of pets, pet food and pet supplies
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.