UNIGLO
ActiveUNIGLO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9.99M and a net result of €2.18M. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 57% of 6008 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
97
/ 100
Excellent▲ +1 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+5
Solvency93▼-3
Growth68=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €950k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 2.57 in 2023), but 51.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.1%
Return on assets
10.5%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-11-2025, 118 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
118 d late
2023
266 d late
2022
112 d late
2021
92 d late
2020
90 d late
2019
89 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€22.90M▲ 4.2%
2023 · €21.98M
2018: €17.10M
2019: €14.44M
2020: €12.25M
2021: €21.11M
2022: €27.49M
2023: €21.98M
2018 → 2024
EBIT margin
10.8%▼ 1.3pp
2023 · 12.1%
2018: 4.3%
2019: 3.1%
2020: 2.2%
2021: 11.0%
2022: 11.0%
2023: 12.1%
2018 → 2024
Net result
€2.18M▲ 48.4%
2023 · €1.47M
2018: €91k
2019: €37k
2020: €64k
2021: €1.34M
2022: €1.95M
2023: €1.47M
2018 → 2024
Working capital
€10.49M▲ 25.6%
2023 · €8.35M
2018: €4.19M
2019: €2.90M
2020: €2.79M
2021: €5.33M
2022: €6.91M
2023: €8.35M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€12.25M-€21.11M▲ 72.4%€27.49M▲ 30.2%€21.98M▼ 20.1%€22.90M▲ 4.2%
Equity€3.05M-€4.39M▲ 44.1%€6.34M▲ 44.4%€7.81M▲ 23.1%€9.99M▲ 27.9%
Operating result€267k-€2.32M▲ 772%€3.02M▲ 29.7%€2.66M▼ 11.9%€2.47M▼ 6.9%
Net result€64k-€1.34M▲ 2,009%€1.95M▲ 45.0%€1.47M▼ 24.7%€2.18M▲ 48.4%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 7% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €20.75M
Fixed assets
€1.01M▼ 3.7%
Current assets
€19.74M▲ 44.5%
Equity and liabilities €20.75M
Equity
€9.99M▲ 27.9%
Debt
€10.76M▲ 55.9%
The debt ratio rises from 46.9% to 51.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€2.53M▼
2023 · €2.72M
Cash flow
€2.23M▲
2023 · €1.53M
Solvency
48.1%▼
2023 · 53.1%
Current ratio
2.13▼
2023 · 2.57
Quick ratio
0.70▼
2023 · 0.88
Debt / equity
1.08▲
2023 · 0.88
ROE
21.8%▲
2023 · 18.8%
ROA
10.5%▲
2023 · 10.0%
Interest coverage
45.14▲
2023 · 39.79
Debt
€10.76M▲
2023 · €6.90M
Debt ≤ 1 year
€9.25M▲
2023 · €5.31M
Debt > 1 year
€1.39M▼
2023 · €1.50M
Income taxes
€36k▼
2023 · €37k
Staff costs
€408k▲
2023 · €400k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€14.71M€20.75M▲
Fixed assets21/28€1.05M€1.01M▼
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€1.04M€1.01M▼
Land and buildings22€998k€957k▼
Plant, machinery and equipment23€21k€28k▲
Furniture and vehicles24€25k€21k▼
Financial fixed assets28€845€645▼
Other financial fixed assets284/8€845€645▼
Amounts receivable and cash guarantees285/8€845€645▼
Current assets29/58€13.66M€19.74M▲
Stocks and contracts in progress3€8.97M€13.29M▲
Stocks30/36€8.97M€13.29M▲
Goods purchased for resale34€8.97M€13.29M▲
Amounts receivable within one year40/41€4.40M€6.35M▲
Trade receivables40€3.82M€5.63M▲
Other amounts receivable41€582k€716k▲
Cash at bank and in hand54/58€220k€35k▼
Deferred charges and accrued income490/1€69k€68k▼
Equity and liabilities
Total equity and liabilities10/49€14.71M€20.75M▲
Equity10/15€7.81M€9.99M▲
Contributions10/11€405k€405k=
Reserves13€7.40M€9.58M▲
Distributable reserves133€7.40M€9.58M▲
Amounts payable17/49€6.90M€10.76M▲
Amounts payable after more than one year17€1.50M€1.39M▼
Financial debts170/4€1.50M€1.39M▼
Credit institutions173€399k€354k▼
Other loans174€1.10M€1.04M▼
Amounts payable within one year42/48€5.31M€9.25M▲
Current portion of amounts payable after more than one year42€43k€44k▲
Trade debts44€4.81M€8.76M▲
Suppliers440/4€4.81M€8.76M▲
Taxes, remuneration and social security45€92k€86k▼
Taxes450/3€42k€41k▼
Remuneration and social security454/9€50k€45k▼
Other amounts payable47/48€361k€361k=
Accrued charges and deferred income492/3€97k€122k▲
Income statement
Code20232024
Operating income70/76A€22.03M€22.94M▲
Turnover70€21.98M€22.90M▲
Other operating income74€49k€41k▼
Non-recurring operating income76A€2k-
Operating charges60/66A€19.37M€20.46M▲
Goods for resale, raw materials and consumables60€18.10M€19.10M▲
Purchases600/8€18.42M€23.42M▲
Change in stocks: decrease (increase)609€-322k€-4.32M▼
Services and other goods61€791k€887k▲
Remuneration, social security and pensions62€400k€408k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€56k▼
Other operating charges640/8€14k€12k▼
Operating profit (loss)9901€2.66M€2.47M▼
Financial income75/76B€21k€26k▲
Recurring financial income75€21k€26k▲
Income from current assets751€21k€26k▲
Other financial income752/9€38€98▲
Financial charges65/66B€1.17M€286k▼
Recurring financial charges65€1.17M€286k▼
Debt charges650€68k€56k▼
Other financial charges652/9€1.10M€230k▼
Profit (loss) for the period before taxes9903€1.51M€2.21M▲
Income taxes67/77€37k€36k▼
Taxes670/3€37k€36k▼
Profit (loss) for the period9904€1.47M€2.18M▲
Profit (loss) for the period to be appropriated9905€1.47M€2.18M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.47M€2.18M▲
Transfer to equity691/2€1.47M€2.18M▲
To other reserves6921€1.47M€2.18M▲
Social balance
Average headcount (FTE)90878.38.5▲
The notes to these accounts (50 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 118 days late
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 266 days late
2024
31-12
Financial
Highest result since 2018net €2.18M ▲48.4%
Net result €2.18M, the highest in the series.
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 112 days late
2022
31-12
Financial
Equity above €5MEq €6.34M ▲44.4%
5 profitable years in a row build equity to €6.34M.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 92 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 90 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 89 days late
2019
31-12
Financial
Weakest financial yearnet €37k ▼59%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 92 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
2016
29-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoveniersstraat 302018 AntwerpenGround area
3,046 m²
Building footprint
2,904 m²
Volume, LiDAR
74,659 m³
Parcel 11808H1178/00S008, Flanders · tallest building 46.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
UNIGLO
since 20012.100.158.777
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1178/00S008 | Flanders | 3,046 m² | 1 · 2,904 m² | 46.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 7,500 EUR awarded · 7,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,500 EUR | 7,500 EUR |
Schemes
Subsidies voor internationaal ondernemen
Recognitions · licences · registrations
Legal Entity Identifier
54930059K4UYDNI0YU42
Similar companies · same sector, comparable size
CHINTAMANI
BE 0873.540.329
Antwerpen · Eq €10.18M
TOV DIAMONDS
BE 0729.897.878
Antwerpen · Eq €10.22M
RUSHIDIAM
BE 0429.234.205
Antwerpen · Eq €9.54M
BRILLIANT GEMS
BE 0421.690.771
Antwerpen · Eq €10.63M
PINKUSEWITZ DIAMOND TRADERS
BE 0884.129.858
Antwerpen · Eq €10.76M
Of 1,226 companies in sector 46861 we hold annual accounts for 675. 283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2001
Fiscal year end31-12
Activities, NACEBEL
46861Wholesale of diamonds and other precious stones
51561
32121Other manufacturing
36221
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.