Unidevelop

Active

Private limited companyfounded 20215 yrs activeHeirbaan 19, 9240 Zele, BelgiumKBO/BCE: BE 0768.275.731

Unidevelop has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €781k and a net result of €149k. Equity is growing by ~128.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 9041 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2025

63 / 100

Healthy▼ -8 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability95▼-5

Solvency29▼-1

Growth78=

Stability94

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €50k at 30 days acceptable

Liquidity ample (current ratio 1.66 against 1.64 in 2024), but 94.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

5.1%

Return on assets

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9041 sector peers (2025).

NBB · sector comparison

Position among 9041 sector peers

Solvency

better than 23%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

14 d early

2024

28 d early

2023

27 d early

2022

14 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

10-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€781k▲ 23.6%

2024 · €632k

2022: €65k 2023: €149k 2024: €632k

2022 → 2025

Total assets

€15.30M▲ 56.0%

2024 · €9.81M

2022: €11.09M 2023: €6.78M 2024: €9.81M

2022 → 2025

Net result

€149k▼ 87.4%

2024 · €1.18M

2022: €140k 2023: €883k 2024: €1.18M

2022 → 2025

Working capital

€6.06M▲ 60.1%

2024 · €3.79M

2022: €-198 2023: €-1.43M 2024: €3.79M

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€65k-€149k▲ 127%€632k▲ 325%€781k▲ 23.6%

Operating result€223k-€1.42M▲ 538%€1.81M▲ 27.8%€207k▼ 88.6%

Net result€140k-€883k▲ 532%€1.18M▲ 34.0%€149k▼ 87.4%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 89% below 2024 and is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €15.30M

99.3%

Fixed assets €102k▼ 11.5%

Current assets €15.20M▲ 56.8%

Equity and liabilities €15.30M

94.9%

Equity €781k▲ 23.6%

Debt €14.52M▲ 58.2%

The debt ratio rises from 93.6% to 94.9%: debt grows faster than equity.

Key figures and ratios

2025 value · change against 2024

EBITDA

€220k▼

2024 · €1.84M

Cash flow

€162k▼

2024 · €1.21M

Solvency

5.1%▼

2024 · 6.4%

Current ratio

1.66▲

2024 · 1.64

Quick ratio

0.23▼

2024 · 0.40

Debt / equity

18.59▲

2024 · 14.52

ROE

19.1%▼

2024 · 187.2%

ROA

1.0%▼

2024 · 12.1%

Interest coverage

4.42▼

2024 · 7.11

Debt

€14.52M▲

2024 · €9.18M

Debt ≤ 1 year

€9.14M▲

2024 · €5.91M

Debt > 1 year

€5.38M▲

2024 · €3.27M

Income taxes

€64k▼

2024 · €387k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€9.81M€15.30M▲

Fixed assets21/28€116k€102k▼

Tangible fixed assets22/27€113k€100k▼

Furniture and vehicles24€113k€100k▼

Financial fixed assets28€3k€3k=

Current assets29/58€9.69M€15.20M▲

Stocks and contracts in progress3€7.34M€13.11M▲

Stocks30/36€7.34M€13.11M▲

Amounts receivable within one year40/41€1.90M€2.03M▲

Trade receivables40€83k€78k▼

Other amounts receivable41€1.82M€1.95M▲

Cash at bank and in hand54/58€427k€58k▼

Deferred charges and accrued income490/1€23k€5k▼

Equity and liabilities

Total equity and liabilities10/49€9.81M€15.30M▲

Equity10/15€632k€781k▲

Contributions10/11€38k€38k=

Reserves13€543k€687k▲

Tax-exempt reserves132€337k€331k▼

Distributable reserves133€206k€356k▲

Profit (loss) carried forward14€52k€57k▲

Amounts payable17/49€9.18M€14.52M▲

Amounts payable after more than one year17€3.27M€5.38M▲

Financial debts170/4€3.27M€5.38M▲

Amounts payable within one year42/48€5.91M€9.14M▲

Current portion of amounts payable after more than one year42€18k-

Financial debts43€4.45M€7.62M▲

Credit institutions430/8€4.45M€7.62M▲

Trade debts44€595k€554k▼

Suppliers440/4€595k€554k▼

Advances received on contracts in progress46€14k-

Taxes, remuneration and social security45€64k€124k▲

Taxes450/3€64k€124k▲

Other amounts payable47/48€767k€835k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€13k▼

Other operating charges640/8€2k€1k▼

Gross operating margin9900€1.84M€221k▼

Operating profit (loss)9901€1.81M€207k▼

Financial income75/76B€15k€56k▲

Recurring financial income75€15k€56k▲

Financial charges65/66B€258k€50k▼

Recurring financial charges65€258k€50k▼

Profit (loss) for the period before taxes9903€1.57M€213k▼

Income taxes67/77€387k€64k▼

Profit (loss) for the period9904€1.18M€149k▼

Transfer to tax-exempt reserves689€232k-

Profit (loss) for the period to be appropriated9905€952k€149k▼

Appropriation of the result

Profit (loss) to be appropriated9906€952k€201k▼

Profit (loss) brought forward from the previous period14P-€52k

Transfer from equity791/2-€6k

Transfer to equity691/2€200k€150k▼

To other reserves6921€200k€150k▼

Profit to be distributed694/7€700k-

Return on contributions (dividend)694€700k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 4Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

03-07

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

31-12

Financial Highest result since 2022net €1.18M ▲34%

Operating result €1.81M, net result €1.18M, both a record.

31-12

Financial Liquidity doublescurrent ratio 1.64

Current ratio from 0.74 to 1.64.

31-12

Financial Equity above €500kEq €632k ▲325%

3 profitable years in a row build equity to €632k.

04-07

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

31-12

Financial Equity above €100kEq €149k ▲127%

2 profitable years in a row build equity to €149k.

17-07

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Zele · 1 establishment unit since 2021

exact location from the address register On OpenStreetMap

Ground area

2,460 m²

Building footprint

945 m²

Volume, LiDAR

5,746 m³

Parcel 42402C1836/00D000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Unidevelop

Heirbaan 19, 9240 ZeleReal estate development

since 20212.317.398.789

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42402C1836/00D000	Flanders	2,460 m²	1 · 945 m²	9.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,639 companies in sector 68121 we hold annual accounts for 7,325. 4,208 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded10-05-2021

Fiscal year end31-12

Activities, NACEBEL

68121Development of residential building projects

68122Development of non-residential building projects

68110Buying and selling of own real estate

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.