UNIC VOS
ActiveSummary
UNIC VOS has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €771,908 and a net result of €758,260. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 32% of 10522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability96▲+4
Solvency47▼-3
Growth47=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.27 in 2024; short-term debt: 68.6% and cash: 1.1% of total assets), and 78.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.8%
Return on assets
21.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
6 d early
2023
4 d early
2022
4 d early
2021
8 d early
2020
2 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 26 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#5 oldest company in Dilsen-Stokkem, Wholesale and retail trade sector#10 employer in Dilsen-Stokkem, Wholesale and retail trade sector
Turnover
€9.6m▲ 0.7%
2022 · €9.5m
EBIT margin
4.2%▼ 3.2pp
2022 · 7.3%
Net result
€758,260▲ 41.0%
2024 · €537,920
Working capital
€580,625▲ 13.8%
2024 · €510,403
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€10.1m▼ 2.5%€9.5m▼ 5.8%€9.6m▲ 0.7%
Operating result€791,679▲ 18.2%€700,879▼ 11.5%€403,008▼ 42.5%€544,774▲ 35.2%€761,116▲ 39.7%
Net result€804,130above the sector's middle half▲ 28.2%€794,467above the sector's middle half▼ 1.2%€389,581above the sector's middle half▼ 51.0%€537,920above the sector's middle half▲ 38.1%€758,260above the sector's middle half▲ 41.0%
EBIT margin7.8%▲ 1.4pp7.3%▼ 0.5pp4.2%▼ 3.2pp
Equity€586,679within the sector's middle half▲ 0.4%€731,147within the sector's middle half▲ 24.6%€735,728within the sector's middle half▲ 0.6%€743,648above the sector's middle half▲ 1.1%€771,908above the sector's middle half▲ 3.8%
Total assets€2.4mabove the sector's middle half▼ 54.1%€2.4mabove the sector's middle half▲ 0.6%€2.7mabove the sector's middle half▲ 13.2%€2.9mabove the sector's middle half▲ 8.3%€3.5mabove the sector's middle half▲ 20.9%
Debt€1.8m▼ 61.0%€1.7m▼ 7.3%€2.0m▲ 18.8%€2.2m▲ 11.0%€2.8m▲ 26.7%
Working capital€33,772within the sector's middle half€389,332within the sector's middle half▲ 1,053%€520,687within the sector's middle half▲ 33.7%€510,403within the sector's middle half▼ 2.0%€580,625above the sector's middle half▲ 13.8%
Solvency24.7%within the sector's middle half▲ 13.4pp30.6%within the sector's middle half▲ 5.9pp27.2%within the sector's middle half▼ 3.4pp25.4%within the sector's middle half▼ 1.8pp21.8%within the sector's middle half▼ 3.6pp
Current ratio1.02within the sector's middle half▲ 0.051.24within the sector's middle half▲ 0.221.32within the sector's middle half▲ 0.091.27within the sector's middle half▼ 0.051.24within the sector's middle half▼ 0.04
Return on assets (ROA)33.9%above the sector's middle half▲ 21.7pp33.3%above the sector's middle half▼ 0.6pp14.4%above the sector's middle half▼ 18.9pp18.4%above the sector's middle half▲ 4.0pp21.4%above the sector's middle half▲ 3.0pp
Staff (FTE)17.8above the sector's middle half▼ 6.3%19above the sector's middle half▲ 6.7%17.9above the sector's middle half▼ 5.8%18.3above the sector's middle half▲ 2.2%18.2above the sector's middle half▼ 0.5%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 40% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.5m
Fixed assets
€531,766 ▼ 4.4%
Current assets
€3.0m ▲ 26.9%
Equity and liabilities €3.5m
Equity
€771,908 ▲ 3.8%
Debt
€2.8m ▲ 26.7%
Debt's share of the balance-sheet total rises from 74.6% to 78.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€866,445▲
2024 · €708,826
Cash flow
€863,589▲
2024 · €701,972
Quick ratio
0.96▲
2024 · 0.94
Debt to equity
3.59▲
2024 · 2.94
ROE
98.2%▲
2024 · 72.3%
Interest coverage
25.04▼
2024 · 25.64
Debt ≤ 1 year
€2.4m▲
2024 · €1.9m
Debt > 1 year
€306,435▲
2024 · €302,881
Income taxes
€468▼
2024 · €529
Staff costs
€891,886▲
2024 · €871,929
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,613 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
2.0%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,613 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €10.4m | €9.8m | €9.7m | - | - | - |
| Turnover70 | €10.1m | €9.5m | €9.6m | - | - | - |
| Other operating income74 | €265,887 | €250,533 | €61,231 | - | - | - |
| Non-recurring operating income76A | - | - | - | €100 | €1,240 | ▲ 1,140% |
| Operating charges60/66A | €9.6m | €9.1m | €9.3m | - | - | - |
| Goods for resale, raw materials and consumables60 | €7.6m | €7.2m | €7.2m | - | - | - |
| Purchases600/8 | €7.6m | €7.2m | €7.2m | - | - | - |
| Change in stocks: decrease (increase)609 | €29,258 | -€26,925 | -€16,353 | - | - | - |
| Services and other goods61 | €1.0m | €869,523 | €1.0m | - | - | - |
| Remuneration, social security and pensions62 | €722,122 | €816,895 | €818,729 | €871,929 | €891,886 | ▲ 2.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €223,090 | €225,764 | €221,434 | €164,052 | €105,329 | ▼ 35.8% |
| Other operating charges640/8 | €21,993 | €20,700 | €22,611 | €23,971 | €24,826 | ▲ 3.6% |
| Gross operating margin9900 | - | - | - | €1.6m | €1.8m | ▲ 11.1% |
| Operating profit (loss)9901 | €791,679 | €700,879 | €403,008 | €544,774 | €761,116 | ▲ 39.7% |
| Financial income75/76B | €56,492 | €20,870 | €10,245 | €21,316 | €32,215 | ▲ 51.1% |
| Recurring financial income75 | €56,492 | €20,870 | €10,245 | €21,316 | €32,215 | ▲ 51.1% |
| Income from current assets751 | €56,261 | €20,322 | €9,697 | - | - | - |
| Other financial income752/9 | €230 | €548 | €548 | - | - | - |
| Financial charges65/66B | €17,055 | €4,373 | €7,095 | €27,640 | €34,603 | ▲ 25.2% |
| Recurring financial charges65 | €17,055 | €4,373 | €7,095 | €27,640 | €34,603 | ▲ 25.2% |
| Debt charges650 | €13,922 | €1,232 | €2,651 | - | - | - |
| Other financial charges652/9 | €3,133 | €3,141 | €4,444 | - | - | - |
| Profit (loss) for the period before taxes9903 | €831,116 | €717,377 | €406,157 | €538,450 | €758,728 | ▲ 40.9% |
| Income taxes67/77 | €26,986 | -€77,091 | €16,577 | €529 | €468 | ▼ 11.6% |
| Taxes670/3 | €26,986 | €7,359 | €16,577 | - | - | - |
| Tax adjustments and reversals of tax provisions77 | - | €84,450 | - | - | - | - |
| Profit (loss) for the period9904 | €804,130 | €794,467 | €389,581 | €537,920 | €758,260 | ▲ 41.0% |
| Profit (loss) for the period to be appropriated9905 | €804,130 | €794,467 | €389,581 | €537,920 | €758,260 | ▲ 41.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.4m | €2.4m | €2.7m | €2.9m | €3.5m | ▲ 20.9% |
| Fixed assets21/28 | €552,907 | €341,814 | €569,654 | €556,080 | €531,766 | ▼ 4.4% |
| Tangible fixed assets22/27 | €552,907 | €341,814 | €569,654 | €556,080 | €531,766 | ▼ 4.4% |
| Land and buildings22 | €467,649 | €269,420 | €80,909 | €12,054 | €8,043 | ▼ 33.3% |
| Plant, machinery and equipment23 | €51,469 | €46,407 | €103,181 | €170,034 | €207,263 | ▲ 21.9% |
| Furniture and vehicles24 | €33,789 | €25,987 | €19,687 | €14,715 | €15,049 | ▲ 2.3% |
| Other tangible fixed assets26 | - | - | €365,877 | €359,277 | €301,410 | ▼ 16.1% |
| Current assets29/58 | €1.8m | €2.0m | €2.1m | €2.4m | €3.0m | ▲ 26.9% |
| Stocks and contracts in progress3 | €589,263 | €616,188 | €632,541 | €616,977 | €675,564 | ▲ 9.5% |
| Stocks30/36 | €589,263 | €616,188 | €632,541 | €616,977 | €675,564 | ▲ 9.5% |
| Raw materials and consumables30/31 | €15,610 | €18,720 | €18,069 | - | - | - |
| Goods purchased for resale34 | €573,653 | €597,468 | €614,472 | - | - | - |
| Amounts receivable within one year40/41 | €1.1m | €1.4m | €1.4m | €1.7m | €2.3m | ▲ 31.3% |
| Trade receivables40 | €103,861 | €122,785 | €126,084 | €151,610 | €178,422 | ▲ 17.7% |
| Other amounts receivable41 | €1.0m | €1.2m | €1.3m | €1.6m | €2.1m | ▲ 32.6% |
| Cash at bank and in hand54/58 | €98,483 | €71,888 | €118,084 | €1,737 | €38,432 | ▲ 2,112% |
| Deferred charges and accrued income490/1 | - | - | - | €5,794 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.4m | €2.4m | €2.7m | €2.9m | €3.5m | ▲ 20.9% |
| Equity10/15 | €586,679 | €731,147 | €735,728 | €743,648 | €771,908 | ▲ 3.8% |
| Contributions10/11 | €123,550 | €123,550 | €123,550 | €123,550 | €123,550 | = |
| Capital10 | €123,550 | €123,550 | €123,550 | €123,550 | €123,550 | = |
| Issued capital100 | €123,550 | €123,550 | €123,550 | €123,550 | €123,550 | = |
| Reserves13 | €456,579 | €456,579 | €456,579 | €456,579 | €456,579 | = |
| Non-distributable reserves130/1 | €12,355 | €12,355 | €12,355 | €12,355 | €12,355 | = |
| Legal reserve130 | €12,355 | €12,355 | €12,355 | €12,355 | €12,355 | = |
| Tax-exempt reserves132 | €444,224 | €444,224 | €444,224 | €444,224 | €444,224 | = |
| Profit (loss) carried forward14 | €6,551 | €151,018 | €155,599 | €163,519 | €191,780 | ▲ 17.3% |
| Amounts payable17/49 | €1.8m | €1.7m | €2.0m | €2.2m | €2.8m | ▲ 26.7% |
| Amounts payable after more than one year17 | - | - | €354,613 | €302,881 | €306,435 | ▲ 1.2% |
| Financial debts170/4 | - | - | €354,613 | €302,881 | €244,102 | ▼ 19.4% |
| Credit institutions173 | - | - | €354,613 | - | - | - |
| Other amounts payable178/9 | - | - | - | - | €62,333 | - |
| Amounts payable within one year42/48 | €1.8m | €1.7m | €1.6m | €1.9m | €2.4m | ▲ 30.4% |
| Current portion of amounts payable after more than one year42 | - | - | €45,387 | €51,732 | €54,360 | ▲ 5.1% |
| Financial debts43 | €138,895 | €68,859 | €75,252 | €75,337 | €89,677 | ▲ 19.0% |
| Credit institutions430/8 | €138,895 | €68,859 | €75,252 | €75,337 | €89,677 | ▲ 19.0% |
| Trade debts44 | €593,423 | €776,529 | €951,540 | €783,935 | €1.1m | ▲ 35.4% |
| Suppliers440/4 | €593,423 | €776,529 | €951,540 | €783,935 | €1.1m | ▲ 35.4% |
| Taxes, remuneration and social security45 | €227,391 | €148,464 | €155,420 | €170,141 | €205,614 | ▲ 20.8% |
| Taxes450/3 | €123,970 | €5,282 | €4,917 | €11,659 | €21,026 | ▲ 80.3% |
| Remuneration and social security454/9 | €103,421 | €143,182 | €150,503 | €158,482 | €184,588 | ▲ 16.5% |
| Other amounts payable47/48 | €826,622 | €662,367 | €385,000 | €780,000 | €1.0m | ▲ 30.3% |
| Accrued charges and deferred income492/3 | - | - | - | €19,954 | €34,047 | ▲ 70.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €804,130 | €794,467 | €389,581 | €537,920 | €758,260 | ▲ 41.0% |
| + Depreciation and write-downs630 | €223,090 | €225,764 | €221,434 | €164,052 | €105,329 | ▼ 35.8% |
| Operating cash flow (approximation) | €1.0m | €1.0m | €611,015 | €701,972 | €863,589 | ▲ 23.0% |
| Investment in fixed assets (approximation) | - | -€14,671 | -€449,274 | -€150,478 | -€81,014 | ▲ 46.2% |
| Change in cash | - | -€26,596 | €46,196 | -€116,346 | €36,695 | ▲ 132% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
25-03
State Gazette act
Capital & sharesPower of attorney1 fact ▸
State Gazette act
Capital & shares
Power of attorney1 fact ▸
- Power of attorney, Arno Ciezkowski
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Weakest financial yearnet €389,581 ▼51%
Net result drops to €389,581, the lowest in the series; recovery starts the following year.
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Highest result since 2018net €804,130 ▲28.2%
Operating result €791,679, net result €804,130, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
10-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 14 acts read
About the unread acts
Of the 14 Belgian State Gazette acts we know for this company, 1 has been read. The other 13 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 1980
Ground area
4,089 m²
Building footprint
2,542 m²
Volume, LiDAR
17,191 m³
2 parcels, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
43
companies at this address
See who is registered here
1 establishment unit
Carrefour Market
since 19802.018.128.451
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73302F0451/00M002 | Flanders | 2,930 m² | 1 · 2,440 m² | 12.1 m · 2 fl. |
| 72032B1037/00D003 | Flanders | 1,159 m² | 1 · 102 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
ORKARI
31 companies
Group, risk and exposure
Owners and holdings
1 ownerChain of control
Highest known parent: ORKARI. The sources do not say who stands above it.
Owners 1
- NEWVOparent99%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 53,619 EUR awarded · 53,619 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,965 EUR | 7,965 EUR |
| 2024 | 1 | 8,525 EUR | 8,525 EUR |
| 2023 | 3 | 21,991 EUR | 21,991 EUR |
| 2022 | 2 | 15,138 EUR | 15,138 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 site · 1 with a smileyAlken2.018.128.451
Dual-learning approval
3 endedWinkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Winkelbediende (so)
Legal Entity Identifier
699400ZGIQ67IRBE0Y93
Similar companies · same sector, comparable size
DISVALE
BE 0449.663.888
Fexhe-le-Haut-Clocher · Eq €771,376
JOCRIS
BE 0446.401.621
Dilsen-Stokkem · Eq €771,286
SCHREURS VENDING
BE 0428.586.976
Genk · Eq €774,551
MINIMARKT MITJE
BE 0442.506.377
Kalmthout · Eq €775,768
CENTRAL STORE
BE 0465.523.883
Brussel · Eq €776,491
Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 2,570 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded25-09-1980
Fiscal year end30-09
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0420964063
Also
9925:BE0420964063
Registered
17-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.