Financials
- Financial year
- 2025
- Total assets
- €376,826
- Loss
- -€88,636
- Solvency
- -29.2%
Total assets▼ 42.2%
Net result
20192025
UNIC OPWIJK
ActiveSummary
The computed 12-month bankruptcy probability of UNIC OPWIJK is 7.6% (elevated). The 2025 annual accounts show negative equity (-€109,920) and a net result of -€88,636. Equity is shrinking by about 17% per year across the filed financial years. Its solvency ranks better than 8% of 12,724 sector peers (NACE 47, financial year 2025). The company has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
8th oldest company in Opwijk, Wholesale and retail trade sector1 site
Size
≈ €1.8mturnover 2025, estimated
- Staff
- 7 FTE
- Equity
- -€109,920
- Loss
- -€88,636
Turnover estimated from the gross margin
Structure
- Parent
- CHRIMAE · 99.93%
- CHRIMAEDirector · permanent representative Maebe Kathy
2025 accounts filed 53 days late3 of 8 deeds summarised
Why 31raises riskNegative equity -€109,920Loss of €88,636, the second in a row (financial year 2025)Size: 7 FTE, total assets €376,8261 financial year not filed after the legal deadline; last filed accounts filed 55 days late; 2 of the last 3 lateShow the evidence
Checked score
Score 2025
31
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 6% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency
0-53
equity -29.2% of total assets
Liquidity
7-10
short-term debt 129.2% · cash 5.5%
Profitability
0-48
return on assets -23.5%
Bankruptcy probability, 12 months
7.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.5%
12-2024: 1.0%▼ -1.5 percentage points vs 11-2024
01-2025: 1.0%● unchanged vs 12-2024
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.0%● unchanged vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.0%● unchanged vs 06-2025
08-2025: 0.9%▼ -0.1 percentage points vs 07-2025lowest value
09-2025: 1.1%▲ +0.2 percentage points vs 08-2025
10-2025: 1.7%▲ +0.6 percentage points vs 09-2025
11-2025: 2.0%▲ +0.3 percentage points vs 10-2025
12-2025: 9.0%▲ +7.0 percentage points vs 11-2025highest value
01-2026: 9.0%● unchanged vs 12-2025highest value
02-2026: 9.0%● unchanged vs 01-2026highest value
03-2026: 9.0%● unchanged vs 02-2026highest value
04-2026: 9.0%● unchanged vs 03-2026highest value
05-2026: 8.8%▼ -0.2 percentage points vs 04-2026
06-2026: 8.8%● unchanged vs 05-2026
07-2026: 8.5%▼ -0.3 percentage points vs 06-2026
08-2026: 8.3%▼ -0.2 percentage points vs 07-2026
09-2026: 8.4%▲ +0.1 percentage points vs 08-2026
10-2026: 7.6%▼ -0.8 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.56, compared with 0.94 in 2024, below 1; short-term debt: 129.2% and cash: 5.5% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 8% on liquidity, 6% on profitability and 4% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
raises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€109,920
raises risk · 2025 accounts filed 53 days late
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 22-11-2025, 53 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
53 days late
2024
31 days late
2023
5 days late
2022
24 days late
2021
49 days late
2020
47 days late
2019
57 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Weakest financial yearnet -€88,636
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
- Risk: Negative equityfinancial year 2025: debts exceed assets -€109,920 View
- Risk: 4 loss-making years in a rowloss financial year 2025 -€88,636 View
- Caution: Result fell in 2025from -€20,411 to -€88,636 ▼ 334% View
- Caution: Among the weakest 6% on equitysector median €237,258 · 12,734 companies -€109,920 View
- Controlled by CHRIMAE 99.93% View
- Merger with CHRIMAEmerger on 11-10-2024 2024 View
By topic
Board & ownership
- Board
- 1 member
- Parent
- CHRIMAE · 99.93%
- CHRIMAEDirector
Network & group
- Mergers and asset contributions
- 1
Timeline
- Events
- 47
- Since
- 1986
- 11-10-2024Capital & shares · Amendment of the…
- 25-07-2024Reappointments: Christiaens Tom, Maebe Kathy and Chrimae…
- 20-03-2024Restructuring
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 02-09-1983
- Year ends
- 28-02
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 20
- Annual meeting
- 1 August at 18:00
- Purpose
- “Voedingswaren: zuivelproducten, kruidenier- en koloniale waren, koffie, charcuterie…” (deed in Dutch)
Key facts about UNIC OPWIJK
- What is the company number of UNIC OPWIJK?
- 0424.475.067. In Belgium the VAT number is the company number with BE in front: BE 0424.475.067.
- Where is UNIC OPWIJK based?
- The registered office is at Nieuwstraat 19, 1745 Opwijk.Company details
- What does UNIC OPWIJK do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of UNIC OPWIJK?
- Public limited company (NV).
- When was UNIC OPWIJK founded?
- On 02-09-1983.
- Is UNIC OPWIJK still active?
- Yes, UNIC OPWIJK is an active enterprise in the KBO register.
- How many employees does UNIC OPWIJK have?
- On average 7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of UNIC OPWIJK?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is UNIC OPWIJK profitable?
- In financial year 2025, UNIC OPWIJK made a loss of €88,636.
- Where can I find the annual accounts of UNIC OPWIJK?
- UNIC OPWIJK filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Companies related to UNIC OPWIJK
Parent and group
- CHRIMAE99.93%
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