UNI TEX
ActiveThe computed 12-month bankruptcy probability of UNI TEX is 3.7% (moderate). The 2025 annual accounts show equity of €36k and a net result of €5k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 42% of 18237 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+7
Solvency50▼-4
Growth72▼-2
Track record100
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.13 against 1.27 in 2024; short-term debt: 74.7% and cash: 7.6% of total assets), and 74.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.3%
Return on assets
3.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
30 d late
2024
15 d early
2023
20 d late
2022
22 d late
2021
31 d late
2020
2 d early
2019
80 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€212k▲ 2.2%
2024 · €208k
2019: €129k
2020: €68k
2021: €78k
2022: €137k
2023: €219k
2024: €208k
2019 → 2025
EBIT margin
3.7%▲ 1.1pp
2024 · 2.5%
2019: 2.4%
2020: 4.3%
2021: -15.2%
2022: 13.8%
2023: 3.2%
2024: 2.5%
2019 → 2025
Net result
€5k▼ 12.0%
2024 · €5k
2019: €2k
2020: €2k
2021: €-12k
2022: €16k
2023: €5k
2024: €5k
2019 → 2025
Working capital
€14k▼ 31.3%
2024 · €20k
2019: €6k
2020: €9k
2021: €-3k
2022: €10k
2023: €15k
2024: €20k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€78k-€137k▲ 76.0%€219k▲ 60.4%€208k▼ 5.3%€212k▲ 2.2%
Equity€4k-€21k▲ 367%€26k▲ 24.9%€31k▲ 19.6%€36k▲ 14.4%
Operating result€-12k-€19k€7k▼ 62.8%€5k▼ 24.5%€8k▲ 48.1%
Net result€-12k-€16k€5k▼ 68.4%€5k▼ 1.4%€5k▼ 12.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 48% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€22k▲ 99.8%
Current assets
€119k▲ 24.0%
Equity and liabilities €141k
Equity
€36k▲ 14.4%
Debt
€105k▲ 38.7%
The debt ratio rises from 70.9% to 74.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k
Cash flow
€6k
Solvency
25.3%▼
2024 · 29.1%
Current ratio
1.13▼
2024 · 1.27
Quick ratio
0.38▲
2024 · 0.24
Debt / equity
2.95▲
2024 · 2.44
ROE
12.6%▼
2024 · 16.4%
ROA
3.2%▼
2024 · 4.8%
Interest coverage
5.11
Debt
€105k▲
2024 · €76k
Debt ≤ 1 year
€105k▲
2024 · €76k
Income taxes
€2k
Staff costs
€50k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€141k▲
Fixed assets21/28€11k€22k▲
Tangible fixed assets22/27-€11k
Furniture and vehicles24-€11k
Financial fixed assets28€11k€11k=
Current assets29/58€96k€119k▲
Stocks and contracts in progress3€78k€79k▲
Stocks30/36€78k€79k▲
Amounts receivable within one year40/41€5k€30k▲
Trade receivables40€5k€28k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€14k€11k▼
Equity and liabilities
Total equity and liabilities10/49€107k€141k▲
Equity10/15€31k€36k▲
Contributions10/11€12k€12k=
Outside capital11€12k-
Other1109/19€12k-
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€18k€22k▲
Amounts payable17/49€76k€105k▲
Amounts payable within one year42/48€76k€105k▲
Trade debts44€42k€39k▼
Suppliers440/4€42k€39k▼
Taxes, remuneration and social security45€20k€40k▲
Taxes450/3€7k€9k▲
Remuneration and social security454/9€13k€31k▲
Other amounts payable47/48€14k€26k▲
Income statement
Code20242025
Turnover70€208k€212k▲
Goods, raw materials, services and sundry goods60/61€179k€164k▼
Remuneration, social security and pensions62€23k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8€862€7k▲
Gross operating margin9900€29k€66k▲
Operating profit (loss)9901€5k€8k▲
Financial charges65/66B€175€2k▲
Recurring financial charges65€175€2k▲
Profit (loss) for the period before taxes9903€5k€6k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€5k€5k▼
Profit (loss) for the period to be appropriated9905€5k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€22k▲
Profit (loss) brought forward from the previous period14P€13k€18k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-12k ▼708%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 80 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gemeenteplaats 261080 Sint-Jans-MolenbeekGround area
348 m²
Building footprint
313 m²
Volume, LiDAR
3,514 m³
2 parcels, Brussels · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
LA MAISON DU SAREE
since 20192.288.257.714
LA MAISON DU SAREE
since 20192.288.257.615
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0741/00A000 | Brussels | 225 m² | 1 · 190 m² | 16.3 m · 4 fl. |
| 21522B0338/00E008 | Brussels | 123 m² | 1 · 123 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BAO - SOLDY
BE 0464.000.191
Sint-Jans-Molenbeek · Eq €36k
SRL FONSA
BE 0460.763.163
Oupeye · Eq €36k
SABLE
BE 0433.461.722
Knokke-Heist · Eq €36k
ELUNA
BE 0860.342.092
Diest · Eq €35k
INTERSTOFF
BE 0477.016.108
Sint-Jans-Molenbeek · Eq €37k
Of 1,271 companies in sector 47512 we hold annual accounts for 581. 424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2019
Fiscal year end31-12
Activities, NACEBEL
47512Retail sale of household textiles and bedding
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47120Other non-specialised retail sale
47511Retail trade
47770Retail sale of watches and jewellery
47910Retail trade
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.