Parent and group
- CHeC!56%
UNI-RAIL
ActiveSummary
The computed 12-month bankruptcy probability of UNI-RAIL is 1.5% (moderate). The 2025 annual accounts show equity of €1.2m and a net result of €24,843. Equity has been growing by about 24% per year since 2022. Its solvency ranks better than 23% of 525 sector peers (NACE 42, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 16-03-2022 Normal situation
- Activity
- Civil engineering NACE 42120and 5 others
- Joint committees
- 124 Paritair Comité voor het bouwbedrijf
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
- Establishment unit
- 2.329.117.181 1435 Mont-Saint-Guibert, since 16-03-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Board and ownership
Board
- Hendrickx DieterManaging director
- Heremans ChristofManaging director
- BORREMANS, Simon Renaud VincentDirector
Shareholders
- H-Rail65%· score 842025 annual accounts of H-Rail
- STEDI PROJECTS35%· score 842025 annual accounts of STEDI PROJECTS
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.5%
Annual accounts 2025
- Gross margin
- €2.6m
- ▲ 6.6%
- Turnover
- ≈ €4.5m
- estimated
- Profit
- €24,843
- ▼ 93.6%
- Equity
- €1.2m
- ▲ 2.1%
- Total assets
- €6.9m
- ▼ 13.7%
- Employees on 31-12-2025
- 19
- ▲ 26.7%
- 2025 accounts filed 26 days after the deadline
Net result -94%: other schema
Score breakdownraises riskFounded in 20221 change of registered office in 24 monthsEquity €1.2m (17.8% of total assets)lowers riskFigures for financial year 2025 (filed on 01-09-2026)Show the evidence
Checked score
Score 2025
62
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 30% of small companies in civil engineering (NACE 42)
Financial strength · tick: 2024
Average
Solvency
43+3
equity 17.8% of total assets
Liquidity
40+4
short-term debt 40.8% · cash 7.1%
Profitability
59-12
return on assets 0.4%
Bankruptcy probability within 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.5%
01-2025: 2.5%● unchanged vs 12-2024
02-2025: 2.5%● unchanged vs 01-2025
03-2025: 2.6%▲ +0.1 percentage points vs 02-2025
04-2025: 2.7%▲ +0.1 percentage points vs 03-2025
05-2025: 2.7%● unchanged vs 04-2025
06-2025: 1.8%▼ -0.9 percentage points vs 05-2025
07-2025: 1.8%● unchanged vs 06-2025
08-2025: 1.8%● unchanged vs 07-2025
09-2025: 1.8%● unchanged vs 08-2025
10-2025: 1.8%● unchanged vs 09-2025
11-2025: 1.5%▼ -0.3 percentage points vs 10-2025
12-2025: 1.5%● unchanged vs 11-2025
01-2026: 1.5%● unchanged vs 12-2025
02-2026: 1.5%● unchanged vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026lowest value
04-2026: 1.5%● unchanged vs 03-2026
05-2026: 1.5%● unchanged vs 04-2026
06-2026: 1.6%▲ +0.1 percentage points vs 05-2026
07-2026: 4.0%▲ +2.4 percentage points vs 06-2026
08-2026: 4.5%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 1.5%▼ -3.0 percentage points vs 08-2026
10-2026: 1.5%● unchanged vs 09-2026
11-2026: 1.5%● unchanged vs 10-2026
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.19 (1.2 in 2024), below the usual 1.5. Short-term debt is 40.8% and cash 7.1% of total assets. 82.2% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, small). It does better than 17% of them on solvency, 43% on liquidity, 25% on profitability and 35% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 525 sector peers (2025).
NBB · sector comparisonPosition among 525 sector peers
Solvency
better than 23%
← weakest
strongest →
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
26 days late
2024
77 days early
2023
30 days late
2022
144 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 41 days before the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (3 of the last 4 accounts filed within 56 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Recent changes
- · Gazette deed Registered office moved from Mont-Saint-Guibert to Manage
- · Gazette deed IncorporationPermanent representatives: Heremans Christof and Hendrickx Dieter · Appointments: Heremans Christof, Penart Simon Jacques, Fabien and 3 others
Companies linked to UNI-RAIL
Comparable companies
These companies have the same main activity as UNI-RAIL: civil engineering (NACE 42120). They are comparable in size and age: total assets between €2.3m and €7.9m, founded between 1997 and 2019.
| Company | Total assets | Gross margin |
|---|---|---|
| UNI-RAIL Manage | €6.9m | €2.6m |
| SWEJO Heers | €4.0m | €1.0m |
| Kristof Papeleu Geraardsbergen | €6.1m | €1.1m |
| Grondwerken Hendrickx Pepingen | €4.0m | €0.7m |
| DE COPPEL RIK Ninove | €4.0m | €1.0m |
| BEDAGRO Pajottegem | €2.3m | €0.5m |
| ARDENNE RAILS Dison | €7.9m | €3.1m |
Key facts about UNI-RAIL
- What is the company number of UNI-RAIL?
- The company number of UNI-RAIL is 0783.497.605. The VAT number is the same number with BE in front: BE 0783.497.605.
- Where is UNI-RAIL based?
- The registered office is at Drève de la Courte au Bois 5, 7170 Manage.Company details
- What does UNI-RAIL do?
- According to the KBO register, the main activity is civil engineering (NACE 42120).
- What is the legal form of UNI-RAIL?
- The legal form of UNI-RAIL is Private limited company (BV).
- When was UNI-RAIL founded?
- UNI-RAIL was founded on 16-03-2022.
- Is UNI-RAIL still active?
- Yes, UNI-RAIL is an active enterprise in the KBO register.
- How many employees does UNI-RAIL have?
- UNI-RAIL had an average of 17.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does UNI-RAIL fall under?
- In its 2025 annual accounts, UNI-RAIL states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
- What is the turnover of UNI-RAIL?
- The turnover in financial year 2025 is ≈ €4.5m. This figure is estimated from the gross margin of €2.6m and 1,584 comparable companies of the same size. It probably lies between €3.0m and €7.4m. It is a rough estimate.
- Is UNI-RAIL profitable?
- In financial year 2025, UNI-RAIL made a profit of €24,843.
- Where can I find the annual accounts of UNI-RAIL?
- UNI-RAIL filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of UNI-RAIL due?
- UNI-RAIL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check
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