UNI PSY
ActiveSummary
The computed 12-month bankruptcy probability of UNI PSY is 1.8% (moderate). The 2025 annual accounts show equity of €15,344 and a net result of €12,844. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 4.39; short-term debt: 22.8% and cash: 100% of total assets), and 22.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.2%
Return on assets
64.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
11 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€15,344
Total assets
€19,867
Net result
€12,844
Working capital
€15,344
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €19,867
Equity
€15,344
Debt
€4,523
Debt finances 22.8% of the balance-sheet total.
Key figures and ratios
Current ratio
4.39
Debt to equity
0.29
ROE
83.7%
ROA
64.7%
Debt ≤ 1 year
€4,523
Income taxes
€3,412
Annual accounts
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €16,396 |
| Operating profit (loss)9901 | €16,396 |
| Financial income75/76B | €11 |
| Recurring financial income75 | €11 |
| Financial charges65/66B | €151 |
| Recurring financial charges65 | €151 |
| Profit (loss) for the period before taxes9903 | €16,256 |
| Income taxes67/77 | €3,412 |
| Profit (loss) for the period9904 | €12,844 |
| Profit (loss) for the period to be appropriated9905 | €12,844 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €19,867 | |
| Current assets29/58 | €19,867 | |
| Cash at bank and in hand54/58 | €19,867 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €19,867 | |
| Equity10/15 | €15,344 | |
| Contributions10/11 | €2,500 | |
| Profit (loss) carried forward14 | €12,844 | |
| Amounts payable17/49 | €4,523 | |
| Amounts payable within one year42/48 | €4,523 | |
| Trade debts44 | €197 | |
| Suppliers440/4 | €197 | |
| Taxes, remuneration and social security45 | €3,412 | |
| Taxes450/3 | €3,412 | |
| Other amounts payable47/48 | €914 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €12,844 |
| Operating cash flow (approximation) | €12,844 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Ground area
670 m²
Building footprint
492 m²
Volume, LiDAR
409 m³
2 parcels, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
UNI PSY
since 20242.368.262.126
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62804D0416/00K000 | Wallonia | 444 m² | 1 · 444 m² | - |
| 62818E0765/00Y000 | Wallonia | 226 m² | 1 · 48 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded16-12-2024
Fiscal year end31-12
Contact
E-mail
arthur.paglia@hotmail.com
Phone
+32478689174
E-invoicing
Reachable via Peppol
Peppol ID
0208:1017455071
Registered
07-04-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.