The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
Score breakdown
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as UNI PSY has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
Micro
under 2 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
3.0%
3.1%
10
5.6%
6.2%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for UNI PSY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
Credit check for an amount and term of your choice
UNI PSY has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,344 and a net result of €12,844.
The company number of UNI PSY is 1017.455.071. The VAT number is the same number with BE in front: BE 1017.455.071.
Where is UNI PSY based?
The registered office is at Impasse des Camus 20, 4000 Liège.Company details
What is the legal form of UNI PSY?
UNI PSY is a private limited company (BV).
When was UNI PSY founded?
UNI PSY was founded on 16-12-2024.
Is UNI PSY still active?
Yes, UNI PSY is an active enterprise in the KBO register.
What is the turnover of UNI PSY?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €16,396 and 6,296 comparable companies of the same size. It probably lies between €57,000 and €300,000. It is a rough estimate.Financials
Is UNI PSY profitable?
In financial year 2025, UNI PSY made a profit of €12,844.
Where can I find the annual accounts of UNI PSY?
UNI PSY filed 1 annual account with the National Bank of Belgium, for financial year 2025.