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UNI CONSTRUCT

Active
Private limited companyfounded 2019active for 7 yearsJetsesteenweg 264, 1081 Koekelberg, Belgium96 active companies are registered at this addressKBO/BCE: BE 0729.779.104
Summary

The computed 12-month bankruptcy probability of UNI CONSTRUCT is at least 25% (high). The 2024 annual accounts show equity of €71,344 and a net result of €52,941. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 50% of 9,842 sector peers (NACE 41, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Financials · financial year 2024, micro format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 13 October 2026.

Equity
€71,344▲ 288%
2023 · €18,403
Total assets
€169,768▲ 135%
2023 · €72,305
Net result
€52,941▲ 2,966%
2023 · €1,727
Working capital
€53,124
2023 · -€483
Trend over the years

2020 to 2024, 5 financial years

The operating result recovers in 2024; 2024 is 2,682% above 2023 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€72,616 2024 Net result€52,941 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20202021202220232024
Operating result€5,807-€6,306▲ 8.6%€5,699▼ 9.6%€2,610▼ 54.2%€72,616▲ 2,682%
Net result€4,339within the sector's middle half-€4,869within the sector's middle half▲ 12.2%€3,618within the sector's middle half▼ 25.7%€1,727within the sector's middle half▼ 52.3%€52,941above the sector's middle half▲ 2,966%
Equity€8,189below the sector's middle half-€13,058below the sector's middle half▲ 59.5%€16,676within the sector's middle half▲ 27.7%€18,403within the sector's middle half▲ 10.4%€71,344within the sector's middle half▲ 288%
Total assets€30,911below the sector's middle half-€45,747below the sector's middle half▲ 48.0%€49,955below the sector's middle half▲ 9.2%€72,305within the sector's middle half▲ 44.7%€169,768within the sector's middle half▲ 135%
Debt€22,722-€32,689▲ 43.9%€33,279▲ 1.8%€53,902▲ 62.0%€98,424▲ 82.6%
Working capital€4,556within the sector's middle half-€7,691within the sector's middle half▲ 68.8%-€3,177below the sector's middle half-€483below the sector's middle half▲ 84.8%€53,124within the sector's middle half
Solvency26.5%within the sector's middle half-28.5%within the sector's middle half▲ 2.1pp33.4%within the sector's middle half▲ 4.8pp25.5%within the sector's middle half▼ 7.9pp42.0%within the sector's middle half▲ 16.6pp
Current ratio1.20within the sector's middle half-1.24within the sector's middle half▲ 0.030.90below the sector's middle half▼ 0.330.99below the sector's middle half▲ 0.091.54within the sector's middle half▲ 0.55
Return on assets (ROA)14.0%within the sector's middle half-10.6%within the sector's middle half▼ 3.4pp7.2%within the sector's middle half▼ 3.4pp2.4%within the sector's middle half▼ 4.9pp31.2%above the sector's middle half▲ 28.8pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €169,768
Fixed assets €18,220 ▼ 3.5%
Current assets €151,548 ▲ 184%
Equity and liabilities €169,768
Equity €71,344 ▲ 288%
Debt €98,424 ▲ 82.6%
Debt's share of the balance-sheet total falls from 74.5% to 58.0%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€73,582▲
2023 · €3,577
Cash flow
€53,907▲
2023 · €2,694
Debt to equity
1.38▼
2023 · 2.93
ROE
74.2%▲
2023 · 9.4%
Interest coverage
over 100▲
2023 · 22.26
Debt ≤ 1 year
€98,424▲
2023 · €53,902
Income taxes
€19,498▲
2023 · €723
Staff costs
€26,102▼
2023 · €48,831
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: ≥ 25% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€72,305€169,768▲
Fixed assets21/28€18,887€18,220▼
Tangible fixed assets22/27€967-
Furniture and vehicles24€967-
Financial fixed assets28€17,920€18,220▲
Current assets29/58€53,418€151,548▲
Amounts receivable within one year40/41€52,676€151,152▲
Trade receivables40€21,178€134,875▲
Other amounts receivable41€31,498€16,277▼
Cash at bank and in hand54/58€743€17▼
Deferred charges and accrued income490/1-€378
Equity and liabilities
Total equity and liabilities10/49€72,305€169,768▲
Equity10/15€18,403€71,344▲
Contributions10/11€3,850€3,850=
Capital10€3,850€3,850=
Issued capital100€3,850€3,850=
Reserves13€528€528=
Non-distributable reserves130/1€528€528=
Legal reserve130€528€528=
Profit (loss) carried forward14€14,025€66,966▲
Amounts payable17/49€53,902€98,424▲
Amounts payable within one year42/48€53,902€98,424▲
Trade debts44€14,858€22,463▲
Suppliers440/4€14,858€22,463▲
Advances received on contracts in progress46€37,904€37,904=
Taxes, remuneration and social security45€1,140€38,057▲
Taxes450/3€579€37,329▲
Remuneration and social security454/9€561€728▲
Income statement Code20232024
Goods, raw materials, services and sundry goods60/61€164,979€274,450▲
Remuneration, social security and pensions62€48,831€26,102▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€967€967=
Other operating charges640/8€958€4,344▲
Gross operating margin9900€53,366€104,029▲
Operating profit (loss)9901€2,610€72,616▲
Financial charges65/66B€161€178▲
Recurring financial charges65€161€178▲
Profit (loss) for the period before taxes9903€2,449€72,438▲
Income taxes67/77€723€19,498▲
Profit (loss) for the period9904€1,727€52,941▲
Profit (loss) for the period to be appropriated9905€1,727€52,941▲
Appropriation of the result
Profit (loss) to be appropriated9906€14,025€66,966▲
Profit (loss) brought forward from the previous period14P€12,298€14,025▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Goods, raw materials, services and sundry goods60/61-€163,117€149,460€164,979€274,450▲ 66.4%
Remuneration, social security and pensions62-€41,782€51,815€48,831€26,102▼ 46.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,182€1,167€2,133€967€967=
Other operating charges640/8-€4,191€1,453€958€4,344▲ 353%
Gross operating margin9900€36,081€53,445€61,100€53,366€104,029▲ 94.9%
Operating profit (loss)9901€5,807€6,306€5,699€2,610€72,616▲ 2,682%
Financial charges65/66B-€146€153€161€178▲ 10.5%
Recurring financial charges65€116€146€153€161€178▲ 10.5%
Profit (loss) for the period before taxes9903€5,691€6,159€5,546€2,449€72,438▲ 2,857%
Income taxes67/77€1,352€1,291€1,927€723€19,498▲ 2,599%
Profit (loss) for the period9904€4,339€4,869€3,618€1,727€52,941▲ 2,966%
Profit (loss) for the period to be appropriated9905€4,339€4,869€3,618€1,727€52,941▲ 2,966%
Line20202021202220232024Change
Assets
Total assets20/58€30,911€45,747€49,955€72,305€169,768▲ 135%
Fixed assets21/28€3,633€5,367€19,853€18,887€18,220▼ 3.5%
Tangible fixed assets22/27€2,333€4,067€1,933€967--
Furniture and vehicles24-€4,067€1,933€967--
Financial fixed assets28€1,300€1,300€17,920€17,920€18,220▲ 1.7%
Current assets29/58€27,278€40,380€30,102€53,418€151,548▲ 184%
Amounts receivable within one year40/41€27,241€28,542€17,052€52,676€151,152▲ 187%
Trade receivables40-€11,873€4,084€21,178€134,875▲ 537%
Other amounts receivable41-€16,669€12,968€31,498€16,277▼ 48.3%
Cash at bank and in hand54/58€36€10,590€12,137€743€17▼ 97.6%
Deferred charges and accrued income490/1-€1,248€913-€378-
Equity and liabilities
Total equity and liabilities10/49€30,911€45,747€49,955€72,305€169,768▲ 135%
Equity10/15€8,189€13,058€16,676€18,403€71,344▲ 288%
Contributions10/11€3,850€3,850€3,850€3,850€3,850=
Capital10-€3,850€3,850€3,850€3,850=
Issued capital100-€3,850€3,850€3,850€3,850=
Reserves13€285€528€528€528€528=
Non-distributable reserves130/1-€528€528€528€528=
Legal reserve130-€528€528€528€528=
Profit (loss) carried forward14€4,055€8,680€12,298€14,025€66,966▲ 377%
Amounts payable17/49€22,722€32,689€33,279€53,902€98,424▲ 82.6%
Amounts payable within one year42/48€22,722€32,689€33,279€53,902€98,424▲ 82.6%
Trade debts44€15,581€16,084€17,454€14,858€22,463▲ 51.2%
Suppliers440/4-€16,084€17,454€14,858€22,463▲ 51.2%
Advances received on contracts in progress46--€8,500€37,904€37,904=
Taxes, remuneration and social security45-€8,256€7,324€1,140€38,057▲ 3,237%
Taxes450/3-€1,538€1,361€579€37,329▲ 6,342%
Remuneration and social security454/9-€6,719€5,964€561€728▲ 29.8%
Other amounts payable47/48-€8,349----
Line20202021202220232024Change
Profit (loss) for the period9904€4,339€4,869€3,618€1,727€52,941▲ 2,966%
+ Depreciation and write-downs630€2,182€1,167€2,133€967€967=
Operating cash flow (approximation)€6,521€6,035€5,752€2,694€53,907▲ 1,901%
Investment in fixed assets (approximation)--€2,900-€16,620€0-€300-
Change in cash-€10,554€1,547-€11,394-€725▲ 93.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2024 micro format 07-11-2025 2025-00565567
31-12-2023 micro format 18-09-2024 2024-00464811
31-12-2022 micro format 28-08-2023 2023-00410023
31-12-2021 micro format 27-07-2022 2022-20230514
31-12-2020 micro format 31-08-2021 2021-62600115

Similar companies · same sector, comparable size

Of the 29,181 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,146. 13,342 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.