Uncle Ben
ActiveSummary
The computed 12-month bankruptcy probability of Uncle Ben is 1.8% (moderate). The annual accounts of Uncle Ben for financial year 2025 show a net loss of 121% of total assets and of 66% of the equity at the start of that year. The 2025 annual accounts show equity of €2,054 and a net result of -€3,930. Equity is shrinking by about 47% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €2,054
- Loss
- -€3,930
Why 53raises riskFounded in 2023No main activity registeredlowers riskSize: total assets €3,257Liquidity: current ratio 0.79, cash €520Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 53% on solvency, 48% on liquidity, 4% on profitability and 7% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 73 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€3,930
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2023 to 2025, 3 financial years
The operating result stays negative: a loss of €3,773 in 2025 against €1,647 in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 3,223 companies that looked in July 2024 the way this one looks now, 3.4% went bankrupt within 24 months and 87.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,223 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €451 | €3,579 | €2,262 | ▼ 36.8% |
| Other operating charges640/8 | €195 | €264 | €508 | ▲ 92.6% |
| Gross operating margin9900 | €7,127 | €2,196 | -€1,003 | - |
| Operating profit (loss)9901 | €6,481 | -€1,647 | -€3,773 | ▼ 129% |
| Financial charges65/66B | - | €38 | €158 | ▲ 310% |
| Recurring financial charges65 | - | €38 | €158 | ▲ 310% |
| Profit (loss) for the period before taxes9903 | €6,481 | -€1,685 | -€3,930 | ▼ 133% |
| Income taxes67/77 | €1,311 | - | - | - |
| Profit (loss) for the period9904 | €5,170 | -€1,685 | -€3,930 | ▼ 133% |
| Profit (loss) for the period to be appropriated9905 | €5,170 | -€1,685 | -€3,930 | ▼ 133% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €11,915 | €5,986 | €3,257 | ▼ 45.6% |
| Formation expenses20 | €1,367 | €0 | €0 | - |
| Fixed assets21/28 | - | €4,574 | €2,312 | ▼ 49.5% |
| Tangible fixed assets22/27 | - | €4,574 | €2,312 | ▼ 49.5% |
| Plant, machinery and equipment23 | - | €211 | €115 | ▼ 45.2% |
| Furniture and vehicles24 | - | €4,363 | €2,196 | ▼ 49.7% |
| Current assets29/58 | €10,549 | €1,412 | €945 | ▼ 33.0% |
| Amounts receivable within one year40/41 | €3,805 | €870 | €213 | ▼ 75.5% |
| Trade receivables40 | €3,805 | - | - | - |
| Other amounts receivable41 | - | €870 | €213 | ▼ 75.5% |
| Cash at bank and in hand54/58 | €6,743 | €412 | €520 | ▲ 26.1% |
| Deferred charges and accrued income490/1 | - | €129 | €212 | ▲ 64.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €11,915 | €5,986 | €3,257 | ▼ 45.6% |
| Equity10/15 | €7,670 | €5,985 | €2,054 | ▼ 65.7% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €5,170 | €3,485 | - | - |
| Distributable reserves133 | €5,170 | €3,485 | - | - |
| Profit (loss) carried forward14 | - | - | -€446 | - |
| Amounts payable17/49 | €4,245 | €1 | €1,203 | ▲ 1,398× |
| Amounts payable within one year42/48 | €3,513 | €1 | €1,203 | ▲ 1,398× |
| Trade debts44 | €550 | - | €200 | - |
| Suppliers440/4 | €550 | - | €200 | - |
| Taxes, remuneration and social security45 | €2,700 | - | - | - |
| Taxes450/3 | €2,700 | - | - | - |
| Other amounts payable47/48 | €264 | €1 | €1,003 | ▲ 1,166× |
| Accrued charges and deferred income492/3 | €732 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,170 | -€1,685 | -€3,930 | ▼ 133% |
| + Depreciation and write-downs630 | €451 | €3,579 | €2,262 | ▼ 36.8% |
| Operating cash flow (approximation) | €5,621 | €1,894 | -€1,668 | - |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | -€6,331 | €108 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | micro format | 13-03-2026 | 2026-00053566 |
| 30-09-2024 | micro format | 27-03-2025 | 2025-00055412 |
| 30-09-2023 | micro format | 15-12-2023 | 2023-00529257 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Reynkens Ben |
|
Owners and capital
Capital and shareholders
- enige aandeelhouder all shares
- REYNKENS Ben 1,000 shares (100%) · €2,500
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 30-06-2023 Incorporation · €2,500 · 1,000 shares
Group and network
Connections & network
1 connected companyThe connected companies are in the list below.
History
On 28 June 2023, Uncle Ben was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 In 2024 the registered office moved to Balen.3 Reynkens Ben has served as director of the company since 2023.2 Total assets went from €11,915 in 2023 to €3,257 in 2025.4
Acts, filings and financial milestones
11-10
Gazette deed
Algemene VergaderingPurpose change · Power of attorney · Registered office clause6 facts ▸
- General meeting, “buitengewone algemene vergadering” (deed in Dutch)
- Other provision, “kennisgeving eenhoofdigheid, neerlegging van een uittreksel van onderhavige akte zal gelden als de kennisgeving waarvan sprake in artikel 2:8, §4 van het Wetboe…” (deed in Dutch)
- Purpose change
- Power of attorney, Ann-Sophie Van Roosbroeck
- Registered office clause, “2490 Balen,Gerheide 195/1, behoud zetel” (deed in Dutch)
- Shareholding, enige aandeelhouder
29-08
Gazette deed
Registered officeRegistered-office move · Director in office3 facts ▸
- Board meeting, 31-07-2024
- Registered-office move, Gerheide 195/1,2490 Balen
- Director in office, Ben Reynkens (director)
30-06
Gazette deed
IncorporationAppointment: REYNKENS Ben (director) · Founder · Founding capital9 facts ▸
- Incorporation, “Uncle Ben” (deed in Dutch)
- Founder, REYNKENS Ben (comparant)
- Founding capital, €2,500
- Bank account, “BE55 3632 3181 1044”, EUR (deed in Dutch)
- Share issue, “vergoeding voor de inbrengen”, 1000 (deed in Dutch)
- Registered office clause, “3980 Tessenderlo,Essenschotstraat 10” (deed in Dutch)
- Board rule, 1, “aantal bestuurders bepaald op één” (deed in Dutch)
- Director appointment, REYNKENS Ben (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13342B1315/00A002 | Flanders | 1,752 m² | 1 · 633 m² | 14.4 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Groot- en kleinhandel in nieuwe en gebruikte auto’s voor personenvervoer; Handelsbemiddeling in nieuwe en gebruikte auto’s voor…” (deed in Dutch)deed of 11-10-2024
46 activities (deed in Dutch)
- Groot- en kleinhandel in nieuwe en gebruikte auto’s voor personenvervoer
- Handelsbemiddeling in nieuwe en gebruikte auto’s voor personenvervoer
- Algemeen onderhoud en reparatie van auto’s, lichte bestelwagens en overige motorvoertuigen, waaronder maar niet uitsluitend: reparatie van de mechanische onderdelen en de elektrische installatie, revisie van automotoren, koetswerkherstelling, bandenwissel, enzovoort
- Groot- en kleinhandel in onderdelen en accessoires van auto’s, met inbegrip van tweedehandsonderdelen
- Activiteiten van ingenieursbureau, waaronder maar niet uitsluitend de studie, de verkoop, de realisatie en het onderhoud van civiele bouwprojecten
- Het uitvoeren, zowel in hoofdaanneming als in onderaanneming, van laswerken, middels gebruik van om het even welke lastechniek
- Activiteiten van schrijnwerker, waaronder maar niet uitsluitend houtbewerking en schrijnwerkerij, het vervaardigen en plaatsen van daken, ramen, deuren, enzovoort
- Bemiddeling bij de aankoop, verkoop en verhuur van onroerende goederen
- Het ontwerpen en vervaardigen of het aankopen en verkopen van zelfklevers, al dan niet met tekening (stickers)
- Grafisch ontwerp, zowel digitaal als analoog
- 3D-printing
- 3D-modeling
- Het ontwerpen, programmeren, installeren en implementeren van computerprogramma’s
- Adviesverlening en consultancy op vlak van software, hardware, computersystemen en datasystemen
- Gegevensverwerking, webhosting en hiermee verwante activiteiten
- Webportalen
- Het oprichten, inrichten en afwerken van onroerende goederen met gipskartonplaten en structuren hiermee opgebouwd
- Het uitvoeren van schilder- en pleisterwerken en tegelwerken
- Elektriciteitswerken in de meest ruime zin van het woord
- Het aanleggen van vloeren en ondervloeren, waaronder maar niet uitsluitend in hout, laminaat, tegels, of parket
- Sanitair en sanitaire installaties
- Het vervaardigen van metalen constructies of gebinten voor de bouw
- Het vervaardigen van schrijnwerk in metaal
- Het bewerken op om het even welke manier van metaal en metalen stukken
- Het vervaardigen van brievenbussen
- Het vervaardigen van meubels van om het even welke aard en voor om het even welk gebruik, met inbegrip van het afwerken ervan
- Het uitvoeren van onderhouds- en herstellingswerken van mechanische aard voor rekening van derden
- Reparatie van elektrische en elektronische apparaten
- Het installeren, in eigen naam en voor eigen rekening of in naam en voor rekening van derden van al dan niet industriële machines, toestellen en werktuigen
- Projectontwikkeling van nieuwbouw of renovatie, waaronder maar niet uitsluitend individuele woningen, appartementsgebouwen, kantoren
- Het bouwen of doen bouwen van woningen en appartementen volgens de formule “sleutel op de deur”
- Coördinatie van bouwwerkzaamheden
- Algemene aanneming van bouwwerken, waaronder maar niet uitsluitend ruwbouw, montage en afwerking
- Reparatie van voertuigen
- Het wassen en poetsen van voertuigen
- Het installeren van onderdelen en accessoires van voertuigen, met inbegrip van de ombouw- en uitbouwwerkzaamheden
- Groot- en kleinhandel in onderdelen en accessoires voor voertuigen, waaronder maar niet uitsluitend motorvoertuigen, bromfietsen en motorrijwielen, al dan niet middels verkoop op afstand (e-commerce)
- Kleinhandel in nieuwe of gebruikte bromfietsen en motorrijwielen
- Onderhoud en herstelling van bromfietsen en motorrijwielen
- Verkoop op afstand van consumentgoederen en consumentenartikelen (e-commerce)
- Het uitbaten voor rekening van derden van opslagvoorzieningen
- Goederenbehandeling, waaronder maar niet uitsluitend het laden, lossen en overladen van goederen en bagage met het oog op het vervoer ervan
- Transport- en besteldiensten
- Het exploiteren van al dan niet eigen onroerende goederen, van om het even welke aard, waaronder maar niet uitsluitend het aankopen, verkopen, verhuren, onderverhuren of anderszins
- Het duurzaam vertegenwoordigen van personen, ondernemingen of anderszins, waaronder maar niet uitsluitend artiesten, sporters en andere bekende personen
- Overige zakelijke dienstverlening
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimiteddeed of 30-06-2023
- Name clauseThe name the company operates under according to its articles.
- Uncle Bendeed of 30-06-2023
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)deed of 30-06-2023
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Algemene vergadering bepaalt aantal,duur en bevoegdheid bij meerdere, één of meer bestuurders” (deed in Dutch)“Geheel van bevoegdheden met mogelijkheid deel te delegeren, iedere bestuurder,alleen optredend,mag alle handelingen nodig of nuttig voor…” (deed in Dutch)
- Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “Derde besluit De vergadering besluit om de datum van de algemene vergadering te verplaatsten van de eerste werkdag van de maand december om…” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Beslissing algemene vergadering in vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed