UNANIME
ActiveUNANIME has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-47k) and a net result of €24k. Equity is shrinking by ~43.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 1986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+6
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.43 against 0.28 in 2024; short-term debt: 185% and cash: 1.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-85%
Return on assets
43.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1986 sector peers (2025).
NBB · sector comparisonPosition among 1986 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-11-2025, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
85 d early
2024
80 d early
2023
47 d early
2022
5 d early
2021
5 d early
2020
51 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-47k▲ 33.7%
2024 · €-71k
2019: €129k
2020: €86k
2021: €58k
2022: €-87k
2023: €-81k
2024: €-71k
2019 → 2025
Total assets
€55k▲ 14.5%
2024 · €48k
2019: €364k
2020: €278k
2021: €241k
2022: €10k
2023: €24k
2024: €48k
2019 → 2025
Net result
€24k▲ 150%
2024 · €10k
2019: €-47k
2020: €-43k
2021: €-28k
2022: €-75k
2023: €6k
2024: €10k
2019 → 2025
Working capital
€-58k▲ 31.2%
2024 · €-85k
2019: €34k
2020: €17k
2021: €9k
2022: €-89k
2023: €-83k
2024: €-85k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€-87k€-81k▲ 7.3%€-71k▲ 11.9%€-47k▲ 33.7%
Operating result€-22k-€-69k▼ 220%€8k€11k▲ 33.9%€25k▲ 128%
Net result€-28k-€-75k▼ 167%€6k€10k▲ 50.0%€24k▲ 150%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 128% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€11k▼ 25.0%
Current assets
€44k▲ 32.1%
Key figures and ratios
EBITDA
€28k▲
2024 · €14k
Cash flow
€28k▲
2024 · €13k
Solvency
-85.0%▲
2024 · -146.8%
Current ratio
0.43▲
2024 · 0.28
Quick ratio
0.43▲
2024 · 0.28
Debt / equity
-2.18▼
2024 · -1.68
ROA
43.2%▲
2024 · 19.8%
Interest coverage
68.96▲
2024 · 16.13
Debt
€103k▼
2024 · €120k
Debt ≤ 1 year
€103k▼
2024 · €118k
Income taxes
€400▼
2024 · €409
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€55k▲
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€3k€3k▼
Current assets29/58€34k€44k▲
Amounts receivable within one year40/41€31k€37k▲
Trade receivables40€19k€17k▼
Other amounts receivable41€12k€20k▲
Cash at bank and in hand54/58€1k€1k▲
Deferred charges and accrued income490/1€1k€6k▲
Equity and liabilities
Total equity and liabilities10/49€48k€55k▲
Equity10/15€-71k€-47k▲
Contributions10/11€19k€19k=
Reserves13€51k€51k=
Distributable reserves133€51k€51k=
Profit (loss) carried forward14€-141k€-117k▲
Amounts payable17/49€120k€103k▼
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€118k€103k▼
Current portion of amounts payable after more than one year42€2k€1k▼
Financial debts43€5€58▲
Other loans439€5€58▲
Trade debts44€6k€9k▲
Suppliers440/4€6k€9k▲
Taxes, remuneration and social security45€409€2k▲
Taxes450/3€409€2k▲
Other amounts payable47/48€110k€90k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€16k€30k▲
Operating profit (loss)9901€11k€25k▲
Financial income75/76B€14€5▼
Recurring financial income75€14€5▼
Financial charges65/66B€868€413▼
Recurring financial charges65€868€413▼
Profit (loss) for the period before taxes9903€10k€24k▲
Income taxes67/77€409€400▼
Profit (loss) for the period9904€10k€24k▲
Profit (loss) for the period to be appropriated9905€10k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-141k€-117k▲
Profit (loss) brought forward from the previous period14P€-150k€-141k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
07-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Highest result since 2019net €24k ▲150%
Operating result €25k, net result €24k, both a record.
2024
12-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Back to profitnet €6k
Net result €6k after 4 loss-making years.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Weakest financial yearnet €-75k
Net result drops to €-75k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 98 days late
2017
15-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geelsebaan 1502470 RetieGround area
732 m²
Building footprint
183 m²
Volume, LiDAR
1,014 m³
Parcel 13036F1012/02N000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Unanime
since 19912.054.876.308
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036F1012/02N000 | Flanders | 732 m² | 1 · 183 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 endedSimilar companies · same sector, comparable size
PM Architectuur
BE 0805.679.921
Aarschot · Eq €58k
DMR-Services
BE 0794.992.006
Maasmechelen · Eq €58k
GOA
BE 0805.347.151
Verviers · Eq €58k
KOMPAS, PROJECTMANAGEMENT, ARCHITECTUUR EN STEDENBOUW
BE 0741.409.305
Antwerpen · Eq €58k
BETTER SALES
BE 0479.028.263
Pelt · Eq €58k
Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 5,413 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-1991
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.