unanim.studio
ActiveSummary
unanim.studio has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,169 and a net result of €83,480. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 40% of 11547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability98▲+35
Solvency54▲+16
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.13 in 2024; short-term debt: 39.1% and cash: 25.8% of total assets), but 71.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.8%
Return on assets
23.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
79 d early
2024
69 d late
2023
70 d late
2022
2 d late
2021
26 d late
2020
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€103,169▲ 72.8%
2024 · €59,689
Total assets
€358,136▼ 21.4%
2024 · €455,548
Net result
€83,480▲ 4,588%
2024 · €1,781
Working capital
€148,041▲ 251%
2024 · €42,137
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€38,621▲ 22.2%€105,911▲ 174%-€76,922€8,556€108,589▲ 1,169%
Net result€27,393within the sector's middle half▲ 15.4%€74,152above the sector's middle half▲ 171%-€83,376below the sector's middle half€1,781within the sector's middle half€83,480above the sector's middle half▲ 4,588%
Equity€67,132within the sector's middle half▲ 68.9%€141,285within the sector's middle half▲ 110%€57,909within the sector's middle half▼ 59.0%€59,689within the sector's middle half▲ 3.1%€103,169within the sector's middle half▲ 72.8%
Total assets€450,140above the sector's middle half▲ 166%€682,674above the sector's middle half▲ 51.7%€459,462above the sector's middle half▼ 32.7%€455,548above the sector's middle half▼ 0.9%€358,136within the sector's middle half▼ 21.4%
Debt€383,008▲ 195%€541,389▲ 41.4%€401,553▼ 25.8%€395,858▼ 1.4%€254,967▼ 35.6%
Working capital€184,477above the sector's middle half▲ 562%€355,661above the sector's middle half▲ 92.8%€17,308within the sector's middle half▼ 95.1%€42,137within the sector's middle half▲ 143%€148,041above the sector's middle half▲ 251%
Solvency14.9%within the sector's middle half▼ 8.5pp20.7%within the sector's middle half▲ 5.8pp12.6%within the sector's middle half▼ 8.1pp13.1%within the sector's middle half▲ 0.5pp28.8%within the sector's middle half▲ 15.7pp
Current ratio1.75within the sector's middle half▲ 0.542.26within the sector's middle half▲ 0.511.05within the sector's middle half▼ 1.211.13within the sector's middle half▲ 0.082.06within the sector's middle half▲ 0.93
Return on assets (ROA)6.1%within the sector's middle half▼ 7.9pp10.9%within the sector's middle half▲ 4.8pp-18.1%below the sector's middle half▼ 29.0pp0.4%within the sector's middle half▲ 18.5pp23.3%above the sector's middle half▲ 22.9pp
Staff (FTE)2.76.2▲ 130%9.5▲ 53.2%4.9▼ 48.4%0.5▼ 89.8%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,169% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €358,136
Fixed assets
€70,163 ▼ 23.5%
Current assets
€287,973 ▼ 20.8%
Equity and liabilities €358,136
Equity
€103,169 ▲ 72.8%
Debt
€254,967 ▼ 35.6%
Debt's share of the balance-sheet total falls from 86.9% to 71.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€129,991▲
2024 · €34,428
Cash flow
€104,882▲
2024 · €27,652
Quick ratio
1.90▲
2024 · 1.06
Debt to equity
2.47▼
2024 · 6.63
ROE
80.9%▲
2024 · 3.0%
Interest coverage
26.74▲
2024 · 5.23
Debt ≤ 1 year
€139,932▼
2024 · €321,689
Income taxes
€21,111▲
2024 · €286
Staff costs
€33,330▼
2024 · €334,345
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €142,223 | €322,115 | €560,670 | €334,345 | €33,330 | ▼ 90.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,946 | €8,015 | €21,343 | €25,872 | €21,402 | ▼ 17.3% |
| Other operating charges640/8 | €7,975 | €7,855 | €3,340 | €865 | €7,258 | ▲ 739% |
| Non-recurring operating charges66A | - | - | €19,249 | €365 | - | - |
| Gross operating margin9900 | €191,764 | €443,895 | €527,679 | €370,004 | €170,580 | ▼ 53.9% |
| Operating profit (loss)9901 | €38,621 | €105,911 | -€76,922 | €8,556 | €108,589 | ▲ 1,169% |
| Financial income75/76B | €68 | €35 | €0 | €97 | €863 | ▲ 793% |
| Recurring financial income75 | €68 | €35 | €0 | €97 | €863 | ▲ 793% |
| Financial charges65/66B | €446 | €1,815 | €5,705 | €6,587 | €4,862 | ▼ 26.2% |
| Recurring financial charges65 | €446 | €1,815 | €5,705 | €6,587 | €4,862 | ▼ 26.2% |
| Profit (loss) for the period before taxes9903 | €38,242 | €104,131 | -€82,626 | €2,067 | €104,590 | ▲ 4,961% |
| Income taxes67/77 | €10,849 | €29,978 | €750 | €286 | €21,111 | ▲ 7,284% |
| Profit (loss) for the period9904 | €27,393 | €74,152 | -€83,376 | €1,781 | €83,480 | ▲ 4,588% |
| Profit (loss) for the period to be appropriated9905 | €27,393 | €74,152 | -€83,376 | €1,781 | €83,480 | ▲ 4,588% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €450,140 | €682,674 | €459,462 | €455,548 | €358,136 | ▼ 21.4% |
| Fixed assets21/28 | €20,787 | €45,093 | €118,914 | €91,722 | €70,163 | ▼ 23.5% |
| Intangible fixed assets21 | - | - | €78,663 | €70,663 | €62,663 | ▼ 11.3% |
| Tangible fixed assets22/27 | €11,811 | €36,116 | €31,274 | €13,402 | €0 | ▼ 100% |
| Furniture and vehicles24 | €11,811 | €36,116 | €31,274 | €13,402 | €0 | ▼ 100% |
| Financial fixed assets28 | €8,977 | €8,977 | €8,977 | €7,657 | €7,500 | ▼ 2.0% |
| Current assets29/58 | €429,353 | €637,581 | €340,548 | €363,826 | €287,973 | ▼ 20.8% |
| Stocks and contracts in progress3 | €21,702 | €22,766 | €22,766 | €22,766 | €22,766 | = |
| Stocks30/36 | €21,702 | €22,766 | €22,766 | €22,766 | €22,766 | = |
| Amounts receivable within one year40/41 | €157,648 | €428,052 | €198,175 | €241,614 | €164,504 | ▼ 31.9% |
| Trade receivables40 | €157,222 | €427,596 | €197,454 | €240,707 | €150,611 | ▼ 37.4% |
| Other amounts receivable41 | €426 | €456 | €721 | €907 | €13,893 | ▲ 1,431% |
| Cash at bank and in hand54/58 | €247,682 | €180,749 | €109,042 | €92,267 | €92,417 | ▲ 0.2% |
| Deferred charges and accrued income490/1 | €2,320 | €6,014 | €10,566 | €7,179 | €8,286 | ▲ 15.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €450,140 | €682,674 | €459,462 | €455,548 | €358,136 | ▼ 21.4% |
| Equity10/15 | €67,132 | €141,285 | €57,909 | €59,689 | €103,169 | ▲ 72.8% |
| Contributions10/11 | €16,000 | €16,000 | €16,000 | €16,000 | €16,000 | = |
| Outside capital11 | €16,000 | €16,000 | - | - | - | - |
| Share premium1100/10 | €16,000 | €16,000 | - | - | - | - |
| Reserves13 | €51,132 | €125,285 | €125,285 | €43,689 | €43,689 | = |
| Distributable reserves133 | €51,132 | €125,285 | €125,285 | €43,689 | €43,689 | = |
| Profit (loss) carried forward14 | - | - | -€83,376 | - | €43,480 | - |
| Amounts payable17/49 | €383,008 | €541,389 | €401,553 | €395,858 | €254,967 | ▼ 35.6% |
| Amounts payable after more than one year17 | - | €14,553 | €5,442 | €5,442 | - | - |
| Financial debts170/4 | - | €14,553 | €5,442 | €5,442 | - | - |
| Amounts payable within one year42/48 | €244,876 | €281,920 | €323,240 | €321,689 | €139,932 | ▼ 56.5% |
| Current portion of amounts payable after more than one year42 | - | €8,843 | €30,003 | - | - | - |
| Financial debts43 | - | - | - | €7,187 | €2,943 | ▼ 59.0% |
| Credit institutions430/8 | - | - | - | €7,187 | €2,943 | ▼ 59.0% |
| Trade debts44 | €175,898 | €139,891 | €165,820 | €176,515 | €60,850 | ▼ 65.5% |
| Suppliers440/4 | €175,898 | €139,891 | €165,820 | €176,515 | €60,850 | ▼ 65.5% |
| Taxes, remuneration and social security45 | €66,051 | €129,695 | €123,285 | €133,368 | €31,589 | ▼ 76.3% |
| Taxes450/3 | €57,599 | €98,389 | €72,398 | €73,926 | €27,474 | ▼ 62.8% |
| Remuneration and social security454/9 | €8,452 | €31,305 | €50,886 | €59,441 | €4,116 | ▼ 93.1% |
| Other amounts payable47/48 | €2,927 | €3,491 | €4,133 | €4,620 | €44,549 | ▲ 864% |
| Accrued charges and deferred income492/3 | €138,131 | €244,916 | €72,871 | €68,727 | €115,035 | ▲ 67.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,393 | €74,152 | -€83,376 | €1,781 | €83,480 | ▲ 4,588% |
| + Depreciation and write-downs630 | €2,946 | €8,015 | €21,343 | €25,872 | €21,402 | ▼ 17.3% |
| Operating cash flow (approximation) | €30,339 | €82,168 | -€62,033 | €27,652 | €104,882 | ▲ 279% |
| Investment in fixed assets (approximation) | - | -€32,321 | -€95,163 | €1,320 | €157 | ▼ 88.1% |
| Change in cash | - | -€66,933 | -€71,707 | -€16,775 | €150 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €83,480 ▲4,588%
Operating result €108,589, net result €83,480, both a record.
31-12
Financial
Equity above €100,000Eq €103,169 ▲72.8%
2 profitable years in a row build equity to €103,169.
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
31-12
Financial
Back to profitnet €1,781
Net result €1,781 after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
31-12
Financial
Weakest financial yearnet -€83,376
Net result drops to -€83,376, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Equity above €100,000Eq €141,285 ▲110%
3 profitable years in a row build equity to €141,285.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2020
Ground area
108 m²
Parcel 25743H0261/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue d'Odeghien 88, 1420 Braine-l'Alleud
since 20202.298.868.524
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743H0261/00C000 | Wallonia | 108 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,277 companies in sector 46160 we hold annual accounts for 687. 538 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
62200Computer consultancy and computer facilities management
Contact
Website
unanim.studio
E-mail
hello@unanim.studio
E-invoicing
Reachable via Peppol
Peppol ID
0208:0741440977
Also
9925:BE0741440977
Registered
08-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.