Equity
€59,841 from €513,427 in 2020
Equity fell by 88% in 5 years.
UMS GROUP
Lifetime
8 annual accounts with figures on one time axispeak €857,515 (2023)
€282,527▼ 19.1%
peak €597,480 (2023)
€291,241▲ 74.3%
peak €513,427 (2020)
€59,841▲ 222%
€1.1m▼ 32.3%
Board2 names since 2017
2 directors and 1 other
Documentsfilings and deeds
23-09-202654 days late
2025abbreviated format
Gross margin from €349,073 to €282,527Result from €167,140 to €291,241Dividend €250,000Equity from €18,600 to €59,841Debts from €1.6m to €1.1mCash from €624,734 to €339,835
Key points
from the 2025 annual accountsResult
€291,241 ▲ 74.3%
The result rose in 2025 from €167,140 to €291,241.
Debts
€1.1m 95% of the balance sheet
Financial debts 13%Suppliers 2%Taxes and wages 11%Other 74%
Of this, €966,826 falls due within a year.
Investments
€276,700 4.1 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 60.0% higher than in 2024.
Filings
8 annual accounts 7 late
The 2020 accounts came latest: 60 days after the end of the period.
Position in the sector
5.1%
Lower solvency than 90% of companies in specialised construction. Sector median 44.0% · 9,974 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 875 companies had the same profile as UMS GROUP has now. Each dot stands for 3 companies, two years later.
96.6%
were still trading
1.9%
stopped another way
1.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 875 companies, not a prediction for UMS GROUP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0682737666
Changes of role: (director) and (director)
Director discharge: · Director discharge: · Gazette deed
Appointment: (manager)
General meeting of 01-07-2019 · Gazette deed
Incorporation
Founding capital of €18,600, 186 shares, €12,400 paid up · Founder: (comparant oprichter) · Appointment: (manager) · published on 12-10-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| UMS GROUP Mechelen | €1.2m | €282,527 | 5.1% | - |
| AMZ CONSTRUCT NV SNC Mechelen | €1.3m | €357,924 | 27.9% | - |
| AV Bouw Antwerp | €1.3m | €321,184 | 35.9% | 2 |
| MULTI BOUW Antwerp | €0.9m | €233,737 | 30.7% | 1 |
| LT INTERIEUR Herentals | €1.8m | €329,454 | 25.3% | - |
| AZ+ WELDING Maasmechelen | €0.9m | €267,936 | 27.4% | - |
| KLUSPUNT SVEN Laarne | €1.0m | €238,941 | 28.8% | - |
These companies have the same main activity as UMS GROUP: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €888,000 and €1.8m, founded between 2016 and 2019.
Official details
Source: KBO- Status
- Active since 10-10-2017Normal situation
- Activity
- Other building finishing workNACE 43350
- Establishment unit
- 2.270.812.9562800 Mechelen, since 10-10-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Insights on UMS GROUP
UMS GROUP files the abbreviated format. That format states no turnover. The gross margin fell from €354,986 in 2018 to €282,527 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about UMS GROUP
- What is the company number of UMS GROUP?
- The company number of UMS GROUP is 0682.737.666. The VAT number is the same number with BE in front: BE 0682.737.666.
- Where is UMS GROUP based?
- The registered office is at Koning Albertstraat 8, 2800 Mechelen.Company details
- What does UMS GROUP do?
- According to the KBO register, the main activity is other building finishing work (NACE 43350).
- What is the legal form of UMS GROUP?
- UMS GROUP is a private limited company (BV).
- When was UMS GROUP founded?
- UMS GROUP was founded on 10-10-2017.
- Is UMS GROUP still active?
- Yes, UMS GROUP is an active enterprise in the KBO register.
- What is the turnover of UMS GROUP?
- The turnover in financial year 2025 is ≈ €820,000. This figure is estimated from the gross margin of €282,527 and 39 comparable companies (NACE 433). It probably lies between €610,000 and €1.0m.Financials
- Is UMS GROUP profitable?
- In financial year 2025, UMS GROUP made a profit of €291,241.
- Where can I find the annual accounts of UMS GROUP?
- UMS GROUP filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of UMS GROUP due?
- UMS GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.