UMBE SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of UMBE SERVICES is 1.9% (moderate). The 2025 annual accounts show negative equity (-€24,747) and a net result of €8,878. Its solvency ranks better than 5% of 18716 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
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History
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Financials · fiscal year 2025, micro schema
Turnover and EBIT margin not published: the micro schema does not require them.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €609 |
| Gross operating margin9900 | €13,503 |
| Operating profit (loss)9901 | €12,894 |
| Financial income75/76B | €1 |
| Recurring financial income75 | €1 |
| Financial charges65/66B | €72 |
| Recurring financial charges65 | €72 |
| Profit (loss) for the period before taxes9903 | €12,823 |
| Income taxes67/77 | €3,945 |
| Profit (loss) for the period9904 | €8,878 |
| Profit (loss) for the period to be appropriated9905 | €8,878 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €8,837 | |
| Current assets29/58 | €8,837 | |
| Amounts receivable within one year40/41 | €7,910 | |
| Trade receivables40 | €7,910 | |
| Cash at bank and in hand54/58 | €44 | |
| Deferred charges and accrued income490/1 | €883 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €8,837 | |
| Equity10/15 | -€24,747 | |
| Contributions10/11 | €7,000 | |
| Profit (loss) carried forward14 | -€31,747 | |
| Amounts payable17/49 | €33,584 | |
| Amounts payable within one year42/48 | €33,584 | |
| Trade debts44 | €320 | |
| Suppliers440/4 | €320 | |
| Taxes, remuneration and social security45 | €5,436 | |
| Taxes450/3 | €5,436 | |
| Other amounts payable47/48 | €27,827 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €8,878 |
| Operating cash flow (approximation) | €8,878 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0005/00L000 | Brussels | 330 m² | 1 · 84 m² | 15.5 m · 3 fl. |
| 21810L1979/00C000 | Brussels | 155 m² | 1 · 155 m² | 14.6 m · 4 fl. |
Linked by address, not proof of ownership
Recognitions · licences · registrations
Food safety, FASFC
1 siteSimilar companies · same sector and region
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.