Equity
-€24,747
Debts exceed assets in financial year 2025.
UMBE SERVICES
Lifetime
1 annual account with figurespeak €13,503 (2025)
€13,503
peak €8,878 (2025)
€8,878
peak -€24,747 (2025)
-€24,747
€33,584
Board1 name since 2025
1 director
Documentsfilings and deeds
14-08-202614 days late
2025micro format
Change of role: , from manager to director 25-08First year with figures
Key points
from the 2025 annual accountsDebts
€33,584 380% of the balance sheet
Suppliers 1%Taxes and wages 16%Other 83%
Position in the sector
-280.0%
Lower solvency than 95% of companies in retail trade. Sector median 33.3% · 25,301 companies.
2025 accounts filed 14 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,633 companies had the same profile as UMBE SERVICES has now. Each dot stands for 10 companies, two years later.
91.9%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,633 companies, not a prediction for UMBE SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 18-08-2025
- 92%deed of 05-12-2017
- 5%deed of 05-12-2017
- 3%deed of 05-12-2017
Recent changes
Change of role: , from manager to director
“import-export des marchandises; vente de produits alimentaires et autres; commerce sous toutes ses formes…” (deed in French) · Legal-form conversion: from general partnership to private limited company · 100 shares · General meeting of 28-03-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0829876174
Registered office moved from Brussels to Koekelberg
Transfer of shares from · New registered office: Rue des Archers, n°75 à 1081 Koekelberg · Previous registered office: rue des Vierges 43 à 1000 Bruxelles · General meeting of 02-11-2017 · Gazette deed
Share transfer
Transfer of shares from to · holds 90% of the shares · holds 5% of the shares · General meeting of 13-10-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| UMBE SERVICES Koekelberg | €8,837 | €13,503 | -280.0% | - |
| LAVOBIYA Antwerp | €9,590 | €14,854 | 31.2% | - |
| E-NOVO Dilbeek | €11,743 | €11,329 | 4.0% | - |
| ALLERGONLINE Forest | €11,681 | €9,949 | -490.7% | - |
| ALMA Concept Namur | €8,740 | €14,140 | 73.3% | - |
| J & P Herentals | €8,046 | €5,565 | -242.1% | - |
| STRAIGHTUP PROJECT Schaerbeek | €7,268 | €4,404 | -18.5% | - |
These companies have the same main activity as UMBE SERVICES: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €7,270 and €11,700, founded between 2008 and 2015.
Official details
Source: KBO- Status
- Active since 01-10-2010Normal situation
- Activity
- Other non-specialised retail saleNACE 47120and 1 other
- Establishment unit
- 2.210.180.2361000 Brussels, since 01-04-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 17-01-2025
Insights on UMBE SERVICES
UMBE SERVICES has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€24,747) and a net result of €8,878.
Its solvency ranks better than 5% of 25,301 sector peers (NACE 47, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about UMBE SERVICES
- What is the company number of UMBE SERVICES?
- The company number of UMBE SERVICES is 0829.876.174. The VAT number is the same number with BE in front: BE 0829.876.174.
- Where is UMBE SERVICES based?
- The registered office is at Boogschuttersstraat 75, 1081 Koekelberg.Company details
- What does UMBE SERVICES do?
- According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
- What is the legal form of UMBE SERVICES?
- UMBE SERVICES is a private limited company (BV).
- When was UMBE SERVICES founded?
- UMBE SERVICES was founded on 01-10-2010.
- Is UMBE SERVICES still active?
- Yes, UMBE SERVICES is an active enterprise in the KBO register.
- What is the turnover of UMBE SERVICES?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €13,503 and 32 comparable companies (NACE 47120). It probably lies between €70,000 and €310,000. It is a rough estimate.Financials
- Is UMBE SERVICES profitable?
- In financial year 2025, UMBE SERVICES made a profit of €8,878.
- Where can I find the annual accounts of UMBE SERVICES?
- UMBE SERVICES filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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