Financials
- Financial year
- 2025
- Total assets
- €157,725
- Profit
- €4,245
- Solvency
- 28.7%
Total assets▲ 27.4%
Net result
20202025
Umatec
ActiveSummary
Umatec has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,289 and a net result of €4,245. Equity is growing by about 29% per year across the filed financial years. Its solvency ranks better than 30% of 34,789 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
General electrical installation work
NACE 43211
1 site
Size
≈ €150,000turnover 2025, estimated
- Equity
- €45,289
- Profit
- €4,245
Turnover estimated from the gross margin
Structure
2025 accounts 50 days early1 of 2 deeds summarised
Why 67raises risk1 of the last 3 lateFounded in 2019Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.11, cash €56,822Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 46% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency
54-5
equity 28.7% of total assets
Liquidity
62+19
short-term debt 62.1% · cash 36.0%
Profitability
72-2
return on assets 2.7%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.2%
12-2024: 1.1%▼ -0.1 percentage points vs 11-2024
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.1%● unchanged vs 03-2025
05-2025: 1.0%▼ -0.1 percentage points vs 04-2025
06-2025: 1.1%▲ +0.1 percentage points vs 05-2025
07-2025: 2.0%▲ +0.9 percentage points vs 06-2025
08-2025: 2.0%● unchanged vs 07-2025highest value
09-2025: 2.0%● unchanged vs 08-2025highest value
10-2025: 2.0%● unchanged vs 09-2025highest value
11-2025: 2.0%● unchanged vs 10-2025highest value
12-2025: 1.7%▼ -0.3 percentage points vs 11-2025
01-2026: 1.6%▼ -0.1 percentage points vs 12-2025
02-2026: 1.6%● unchanged vs 01-2026
03-2026: 1.6%● unchanged vs 02-2026
04-2026: 1.7%▲ +0.1 percentage points vs 03-2026
05-2026: 1.6%▼ -0.1 percentage points vs 04-2026
06-2026: 1.5%▼ -0.1 percentage points vs 05-2026
07-2026: 0.9%▼ -0.6 percentage points vs 06-2026lowest value
08-2026: 0.9%● unchanged vs 07-2026lowest value
09-2026: 0.9%● unchanged vs 08-2026lowest value
10-2026: 0.9%● unchanged vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.11, compared with 0.7 in 2024, below the usual 1.5; short-term debt: 62.1% and cash: 36% of total assets), and 71.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 30% on solvency, 61% on liquidity, 42% on profitability and 52% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
50 days early
2024
51 days early
2023
31 days late
2022
31 days late
2021
32 days early
2020
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 13 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 filed years within 63 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Purpose · Amendment of the articlesPower of attorney
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 9
- Since
- 2021
- Next accounts
- by 31-07-2027
- 31-08-2024Annual accounts filed
- 31-12-2023Highest result from 2020 to 2025
- 31-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General electrical installation workNACE 43211
- Founded
- 03-09-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 6
- Purpose
- “Elektriciteitswerken; Elektrotechnische installatiewerken aan gebouwen; Het installeren…” (deed in Dutch)
Key facts about Umatec
- What is the company number of Umatec?
- 0733.641.880. In Belgium the VAT number is the company number with BE in front: BE 0733.641.880.
- Where is Umatec based?
- The registered office is at Oude Tiensebaan 41, 3270 Scherpenheuvel-Zichem.Company details
- What does Umatec do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of Umatec?
- Private limited company (BV).
- When was Umatec founded?
- On 03-09-2019.
- Is Umatec still active?
- Yes, Umatec is an active enterprise in the KBO register.
- What is the turnover of Umatec?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is Umatec profitable?
- In financial year 2025, Umatec made a profit of €4,245.
- Where can I find the annual accounts of Umatec?
- Umatec filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Umatec due?
- By 31-07-2027, for financial year 2026.Timeline
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