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UMANIQ

Active
Public limited companyfounded 20242 yrs activeVeldkant 33, 2550 Kontich, BelgiumKBO/BCE: BE 1011.807.196
Summary

UMANIQ has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€349,140) and a net result of -€411,140. Its solvency ranks better than 10% of 1453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.24; short-term debt: 189.2% and cash: 1.3% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-89.2%
Return on assets
-105.1%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
24 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 July 2024, UMANIQ was incorporated as a Public limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
€513,197
EBIT margin
-73.5%
Net result
-€411,140
Working capital
-€564,288
Balance-sheet composition
Assets €391,301
Fixed assets €215,148
Current assets €176,153
Key figures and ratios
2025 value
EBITDA
-€287,821
Cash flow
-€321,516
Solvency
-89.2%
Current ratio
0.24
Quick ratio
0.21
Debt to equity
-2.12
ROA
-105.1%
Interest coverage
-8.54
Debt
€740,441
Debt ≤ 1 year
€740,441

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€391,301
Fixed assets21/28€215,148
Intangible fixed assets21€215,148
Current assets29/58€176,153
Stocks and contracts in progress3€21,984
Contracts in progress37€21,984
Amounts receivable within one year40/41€147,387
Trade receivables40€147,387
Cash at bank and in hand54/58€5,100
Deferred charges and accrued income490/1€1,681
Equity and liabilities
Total equity and liabilities10/49€391,301
Equity10/15-€349,140
Contributions10/11€62,000
Capital10€62,000
Issued capital100€62,000
Profit (loss) carried forward14-€411,140
Amounts payable17/49€740,441
Amounts payable within one year42/48€740,441
Trade debts44€68,702
Suppliers440/4€68,702
Taxes, remuneration and social security45€10,981
Taxes450/3€10,981
Other amounts payable47/48€660,758
Income statement Code2025
Turnover70€513,197
Goods, raw materials, services and sundry goods60/61€821,978
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89,624
Other operating charges640/8€1,475
Gross operating margin9900-€286,346
Operating profit (loss)9901-€377,445
Financial charges65/66B€33,695
Recurring financial charges65€33,695
Profit (loss) for the period before taxes9903-€411,140
Profit (loss) for the period9904-€411,140
Profit (loss) for the period to be appropriated9905-€411,140
Appropriation of the result
Profit (loss) to be appropriated9906-€411,140

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€513,197
Goods, raw materials, services and sundry goods60/61€821,978
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89,624
Other operating charges640/8€1,475
Gross operating margin9900-€286,346
Operating profit (loss)9901-€377,445
Financial charges65/66B€33,695
Recurring financial charges65€33,695
Profit (loss) for the period before taxes9903-€411,140
Profit (loss) for the period9904-€411,140
Profit (loss) for the period to be appropriated9905-€411,140
Line2025
Assets
Total assets20/58€391,301
Fixed assets21/28€215,148
Intangible fixed assets21€215,148
Current assets29/58€176,153
Stocks and contracts in progress3€21,984
Contracts in progress37€21,984
Amounts receivable within one year40/41€147,387
Trade receivables40€147,387
Cash at bank and in hand54/58€5,100
Deferred charges and accrued income490/1€1,681
Equity and liabilities
Total equity and liabilities10/49€391,301
Equity10/15-€349,140
Contributions10/11€62,000
Capital10€62,000
Issued capital100€62,000
Profit (loss) carried forward14-€411,140
Amounts payable17/49€740,441
Amounts payable within one year42/48€740,441
Trade debts44€68,702
Suppliers440/4€68,702
Taxes, remuneration and social security45€10,981
Taxes450/3€10,981
Other amounts payable47/48€660,758
Line2025
Profit (loss) for the period9904-€411,140
+ Depreciation and write-downs630€89,624
Operating cash flow (approximation)-€321,516

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 24 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2024
seat establishment approximate The establishment unit on the map
Ground area
3,333 m²
Building footprint
933 m²
Volume, LiDAR
7,846 m³
Parcel 11024B0079/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
UMANIQ
Veldkant 33, 2550 KontichIT consultancy
since 20242.363.023.037
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11024B0079/00F000 Flanders 3,333 m² 1 · 932 m² 10.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Part of the group Nuclys 450 companies Group, risk and exposure

Owners and holdings

2 owners

Chain of control

  1. Nuclys 95.22%
  2. De Cronos Groep 95%
  3. OECO Groep 75%
  4. UMANIQ

Highest known parent: Nuclys. The sources do not say who stands above it.

Owners 2

Holdings 0

The accounts to 31-12-2025 list no holdings, and no other source names one.

According to the 2025 annual accounts of UMANIQ and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 30,008 companies in sector 62200 we hold annual accounts for 18,400. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded22-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:1011807196
Also 9925:BE1011807196

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.